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Home Insights Banking and Credit

Banking and Credit

Improve your credit score, earn more from your bank and lower your credit card bills with tips in these articles.

Mature couple managing home finance

Quick hack: Easily figure out your average expenses (and a plausible budget)

Article after article on personal finance exhorts you to create a budget and a financial plan. You’re finally (reluctantly) willing to do it. But if you’re gonna do it, you really want to get it done already.
Student Loan Debt Increasing Graphic CFPB

The CFPB Annual Report on Student Loans, Consumer Complaints and Debt Relief Scams –...

The Consumer Financial Protection Bureau (CFPB) just released its annual report of the Private Education Loan Ombudsman, detailing statistics of complaints relating to...
Loan bags, family in a house on balance scale, depicts short term borrowing, high interest rate based on credit profile

Looking for a loan? You’ll need to pass this “five Cs” test first

For many people, getting a loan can be a nerve-racking ordeal. This is especially true for a large loan, such as for buying a...

Want to squirrel away a little cash? Try a high-yield savings account

It sometimes seems like savers can’t get a break these days, at least not at their local brick and mortar bank. Interest rates have...
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Why prepaying your home mortgage is almost always a terrible idea

If you follow such personal finance gurus as Suze Orman, Dave Ramsey, and many others, you’ve heard them tell you repeatedly to pay down...
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How to rebuild your credit after bankruptcy

By the end of this year, more than 750,000 people will file for bankruptcy. If you’re one of them, you don’t have to live...
Shady businessman holding out pen and contract, with dollar-sign glasses and neckchain.

Don’t get taken by the “Mortgage Accelerator” scam

Mortgage Accelerator Offers Are Bad for Your Financial Health When I bought my first home, the mortgage servicer included a pitch with each monthly statement....
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5 things you need to know about credit cards for your business

As a small-business owner, you need a credit card. Whether it’s to pay for extra memory in that sleek new Galaxy S10 Plus phone,...
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Understanding your credit card statement

The average American has 4 credit cards, with an average balance of around $6,194, according to Experian. That may sound undesirable, but here at Wealthtender,...
Cheerful woman in office

Strategies Young People Can Use to Build Credit

Building credit is a necessary and challenging part of becoming an adult in the US, and throughout the developed world. We’ve talked before here...