fbpx
Home Insights Banking and Credit

Banking and Credit

Improve your credit score, earn more from your bank and lower your credit card bills with tips in these articles.

Loan bags, family in a house on balance scale, depicts short term borrowing, high interest rate based on credit profile

Looking for a loan? You’ll need to pass this “five Cs” test first

For many people, getting a loan can be a nerve-racking ordeal. This is especially true for a large loan, such as for buying a...
exterior-view-of-home-and-green-grass

Why prepaying your home mortgage is almost always a terrible idea

If you follow such personal finance gurus as Suze Orman, Dave Ramsey, and many others, you’ve heard them tell you repeatedly to pay down...
Stack of multicolored credit cards, close up view with selective focus

5 things you need to know about credit cards for your business

As a small-business owner, you need a credit card. Whether it’s to pay for extra memory in that sleek new Galaxy S10 Plus phone,...

Want to squirrel away a little cash? Try a high-yield savings account

It sometimes seems like savers can’t get a break these days, at least not at their local brick and mortar bank. Interest rates have...
Shady businessman holding out pen and contract, with dollar-sign glasses and neckchain.

Don’t get taken by the “Mortgage Accelerator” scam

Mortgage Accelerator Offers Are Bad for Your Financial Health When I bought my first home, the mortgage servicer included a pitch with each monthly statement....
iPhones displaying Tally app screenshots

Tally Review: Pay down your credit card balances faster

Wealthtender is proud to include innovative financial technology companies like Tally among our advertising partners. Wealthtender features many articles with ideas to help...
Student Loan Debt Increasing Graphic CFPB

The CFPB Annual Report on Student Loans, Consumer Complaints and Debt Relief Scams –...

The Consumer Financial Protection Bureau (CFPB) just released its annual report of the Private Education Loan Ombudsman, detailing statistics of complaints relating to...
Serious couple studying credit card statement

Understanding your credit card statement

The average American has 4 credit cards, with an average balance of around $6,194, according to Experian. That may sound undesirable, but here at Wealthtender,...
Chalk on sidewalk says "You Got This"

How to rebuild your credit after bankruptcy

By the end of this year, more than 750,000 people will file for bankruptcy. If you’re one of them, you don’t have to live...
person using credit card to shop online

Over a trillion dollars! The costs you pay for high credit card debt

Credit card debt in the US topped a trillion dollars, $1.08T as of a few weeks ago, according to debt.org. That’s over 26% of...