Money Management

Keep more money in your pocket with helpful ideas in these articles about managing your money.

person holding credit card in front of a laptop

The best (and worst) ways to use your credit cards

Dave Ramsey says “there’s no good reason to have a credit card... responsible use of a credit card doesn’t exist.” Give the lie to his disrespect for your ability to be responsible
couple in a dark room looking at laptop

Achieve financial freedom by asking yourself this before buying anything significant

Every day, you make lots and lots of financial choices. Do I buy that shirt? Shoes? TV? Car? House? If yes, which one? This one question will help you make the right choice.
man laying in grass with notepad

Make a massive difference in your life through 1% changes

Archimedes once said, “Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” Making the right choices consistently will move your world.
man in office on phone listening to secrets to financial success

Three simple secrets to long-term financial success (that don’t involve budgeting and forgoing a...

“When I was trying to buy my first home, I wasn't buying smashed avocado for $19 and four coffees at $4 each,” said Tim...
couple eating in a restaurant toasting wine

Check, please! Is eating out worth it?

We all know we should cook more meals at home. We acknowledge it would be better for our health and better for our finances if we cooked more of our meals at home, but we don’t. We are only human, so as much as we declare our intention to cook more and eat out less, we rarely follow through.

Ready to cut your grocery bill in half? These 4 tips can help

Food is the average families third largest expense, behind housing and transportation. Given how big of an expense it is, and how easily we can control this expense I have decided to dedicate more time discussing our food budget.
Dog lives the retired life on a deck-chair in sunglasses

Want to Retire in 10 Years? Here is What You Need to Do

Anyone who reads Mr. Money Moustache knows that the math behind early retirement is shockingly simple; The more of your take-home pay that you save, the earlier you will reach financial independence and be able to retire.
person using a pen writing on paper with a chart

Why it’s Important to Track Your Net Worth

Your net worth is equal to all your assets minus all your liabilities. If your assets exceed your liabilities, you have a positive net worth. If your assets are less than your liabilities, you have a negative net worth.