Over the years, I’ve worked with several incredibly intelligent financial advisors, yet none provided the clear, comprehensive guidance and tailored planning I truly needed—until I met Jeremy. Unlike “assets under management” advisors who focused primarily on portfolio management, Jeremy took a refreshing approach, centering on what mattered most to me: what I can safely spend, what I need to save, and a planning strategy designed specifically for my unique circumstances. As I approach retirement, this level of personalized guidance is crucial. In hindsight, I wish I had received such support during my early earning years, but despite diligent efforts and carefully selecting advisors, it remained elusive. And it cost me MUCH more. I wanted answers to pivotal questions: How much can I spend today? How much do I need to invest? And most importantly, when can I confidently retire knowing my financial future is secure? I also sought clear advice on supporting my children, grandchildren, philanthropic goals, healthcare, insurance, and other essential future expenses—questions I’ve wrestled with since achieving a solid income. What truly sets Jeremy apart is his proactive and methodical approach. He seamlessly integrated my entire financial picture into a real-time software platform, enabling him to grasp the nuances of my situation even before our first meeting. His ability to identify critical details I hadn’t considered—and that I initially doubted he’d catch—was both impressive and reassuring. The software itself is a game-changer, letting me assess my portfolio in real time and explore various future scenarios—not just good market versus bad market, but more complex situations, like early dips in retirement followed by growth, or the reverse. It helps me prepare for anything, and the fact that I can use it independently is a huge plus. Additionally, Jeremy’s commitment extends far beyond our scheduled meetings. His readiness to assist—even during unconventional hours—underscores his dedication. Whether by email or phone, his thoughtful responses consistently demonstrate his expertise. As someone who subscribes to an index fund philosophy, I find Jeremy’s experience at Vanguard and Schwab invaluable. His insights informed my investment strategy and dispelled several preconceptions I held about diversification. His surprising yet sound advice has completely transformed my approach to diversification, making me feel more confident in my financial decisions. I was sure I was too aggressive in my investment mix but I am now convinced I am perfectly tuned, no matter what comes up in the markets...and am confident I will be able to adjust as needed. Now that my plans are set, I have a todo list. He checks in to make sure I am keeping up with the list and is available for advice if I need it. Another important point. Jeremy is not my peer (I am 62). He is in his 40s. You can find the perfect advisor...but if he isn't there for you during your retirement years (because he is retiring or losing his edge when you start to lose yours), it isn't so perfect anymore. I am thrilled that Jeremy will be with me for the long run. Jeremy’s expertise, combined with his calm and reassuring demeanor, has instilled a sense of confidence as I move forward with my financial plans. I couldn’t recommend him more highly. And frankly, his rates are so reasonable, you just can't go wrong giving him a chance!