Mike Powers, CPA, PFS, CFP®

I help people retire for a flat fee. Financial Planner at Manuka Financial.

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Manuka Financial Mike Powers, CPA, PFS, CFP®
Richmond, Virginia

Serving Clients Nationwide

I help people retire for a flat fee. Financial Planner at Manuka Financial.

Areas of Focus

  • Financial Life Planning
  • High Net Worth
  • Investment Management
  • Retirement Planning
  • Taxes

About Me

Hi, I'm Mike Powers. Interested in personal finance and saving from a young age, I had never considered advising others as a career until taking finance courses late in college. I was immediately hooked. After graduation, I began my career with a large national public accounting firm and noticed my colleagues would often ask me for financial advice.

Determined to truly make a difference in people’s lives, I transitioned from public accounting to become a financial planner and have never looked back. Over the last decade, I’ve been fortunate enough to help hundreds of families save for college, invest wisely, plan for retirement, retire with confidence and make sound financial decisions.

Prior to founding Manuka Financial, I left a successful career as Vice President of a prestigious financial planning firm where I helped manage over $900 million for families because I wanted to dedicate my life to my two passions: my family and my clients.

Having two young children and seeing how quickly they grow up, I didn’t want to miss out on precious moments with them because I was always at the office. And I didn’t want to serve so many clients that I couldn’t be proactive with each and every one of them. Thus, the idea of Manuka Financial was born to serve as a trusted advisor to a select group of individuals and families while still having time to spend with my own young family.

Professional Designations

  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)


  • AICPA Personal Financial Planning (PFP)
  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

3911 W Franklin St, Richmond, VA 23221, USA

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • One-time Financial Plan

What to expect in the first meeting

Click the 'Book Intro Call' button above and complete the brief form to schedule a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management


Offers Tax Preparation


About our Firm

Preparing to retire can be both exciting and nerve-racking at the same time. At Manuka Financial, we help answer your questions and provide guidance on how to make your retirement transition successful. So you can focus on all of the experiences you’ve been waiting years to enjoy.

We are:

✅ Trustworthy – As a flat fee-only fiduciary, we always act in our client's best interests.

✅ Experienced – We've spent over a decade helping hundreds of families successfully retire.

✅ Credentialed – We hold the CPA (Certified Public Accountant), PFS (Personal Financial Specialist), and CFP® (CERTIFIED FINANCIAL PLANNER™) designations, setting us apart from most other financial advisors.

Manuka Financial is a Richmond, VA flat fee-only financial advisory firm serving clients locally and virtually nationwide. We intentionally limit the number of individuals and families we work with so that we can remain committed to providing a high level of proactive service to each one. It’s therefore very important to us that we’ll be a good fit. And if for any reason it turns out we’re not, we’ll help you get to the right place.


Flat fee means we do not charge based on how much you have saved for retirement. For ongoing services, financial planning, tax planning, and investment management is the same $950 upfront plus $3,750 per quarter, whether we’re managing $2 million or $5 million for you. This helps us to minimize conflicts of interest, as we do not have any kind of financial incentive to recommend you rollover a retirement account or use investments to pay off a mortgage.


Virginia Commonwealth University, B.S. Accounting | Virginia Commonwealth University, Business - Finance

Awards and Honors

  • 2017 Standing Ovation Award in Personal Financial Planning from the AICPA
  • Former Big Brother of the Year for Big Brothers Big Sisters of Central Virginia

Hobbies and Interests

  • Cycling
  • Exercising
  • Family
  • Hiking
  • Volunteering
  • Walking

Who We Serve

  • Baby Boomers
  • Corporate Executives
  • DIY Investors
  • Dual Income Family
  • Gen X
  • Living in Retirement

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for providing access to the benefits described here (including being featured on this profile page), subject to these terms. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.