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Bottom Line Personal Finance

Empowering you through mindful money management.

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Bottom Line Personal Finance

Empowering you through mindful money management.

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Areas of Focus

  • Budgeting
  • Emergency Savings
  • Family and Money
  • Financial Life Planning
  • Getting out of Debt

About Me

Hi, I'm Hannah Bell. I graduated from law school in 2016 with over $60,000 in student loan debt. I knew so little about personal finance and as someone with 20 years of education, I felt ashamed I didn’t know more. It seemed like everyone else knew what to do. I didn’t know how to manage money, how to pay off the debt I had accrued, and I didn’t know what decisions to make to secure my financial future. But, how would I know? I never had taken formal classes on financial management and having debt and spending money was such a normal part of my culture. (Turns out a lot of people are in this situation!)

Early in my law career, I had an epiphany. The way we were living and the amount of debt we had meant we were going to be trapped in an ongoing cycle and wouldn’t be able to forge the life we wanted. My husband and I teamed up and paid off over $90,000 of debt in a matter of 26 months. I learned everything I could about budgeting, paying off debt, living debt free, and having a solid financial plan to create the life I envisioned for my family.

Through this process, I discovered the freedom of living debt-free and the importance of creating financial stability and practicing mindfulness around money. I also learned that the way I spend money represents what I value, and have been able to create an intentional lifestyle around my goals, values, and passions.

By combining my passions of financial literacy, mediation, and teaching, I help my clients have difficult money conversations, adopt a practical budget, and find the framework to afford a happier life.


I became a financial coach because of the impact learning about finances had in my own life. I wanted to make the same financial education accessible to anyone else seeking it.

Aside from financial coaching, I’ve found great joy in practicing and teaching mediation. I teach mediation three times a year at the University of New Mexico School of Law. Mediation deeply informs my practice as a financial coach, particularly when working with couples and those in business partnerships.

Professional Designations

  • Accredited Financial Counselor (AFC)
  • Juris Doctor (J.D.)

Affiliations

  • AFCPE

Primary Location

New Mexico

Meeting Options

  • Video Conference
  • In-Person
  • Phone
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Compensation Methods

  • Package Offers
  • Per Session

What to expect in the first meeting

Click the 'Book Intro Call' button to learn about the ways we can work together. Then you can schedule an introductory call so we can get to know each other. I look forward to speaking with you.

About our Firm

You’ve been doing fine with your finances, but money still feels stressful and you don’t have a plan for it.

So much of the available financial information is confusing. You’re told to do everything at once and it can be overwhelming. It leaves you feeling confused about what to do or where to go.

Learning about personal finance doesn’t need to be hard. I’ll provide you the tools you need so you can finally understand how to manage your money in a way that aligns with your goals and values and puts you in control of where your money is going so you can feel confident about your future.

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Who We Serve

  • Attorneys
  • Baby Boomers
  • Business Owners
  • College Graduates
  • Corporate Executives
  • Dual Income Family
  • Gen X
  • Parents

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What is an Accredited Financial Counselor (AFC)?