Drop App Review: Earn Cash Back On Your Daily Spending

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Product Review Summary

Drop: If you want to earn cash back on purchases, both online AND in-store, consider signing up for the Drop app. This app is best for reward seekers, points hackers, travel hackers, whatever you want to call yourself.

  • Wealthtender is proud to include innovative financial technology companies like Drop among our advertising partners.

  • Wealthtender features many articles with ideas to help our readers save money while shopping, and as we learn in this review from a Wealthtender contributor, the Drop app may be worth considering to help put more money in your pocket.

  • Drop is free to download and doesn’t charge any fees to use the app. Drop makes money by charging brands who pay to be included in the app.

  • Ready to check it out?  Click here to get started!

  • Already use Drop? Let us know in the comments section below!

This article was written by a contributor to Wealthtender and reflects their personal experience with this product.

Getting started with the Drop app

Getting started with Drop was a breeze. It took me only 5 minutes to set up my account, then I was ready to start earning! 

During the signup process you get to choose two top retailers to earn cashback in store. It’s best to choose brick and mortar retailers where you spend the most money to maximize your earnings. As soon as I logged into my new account, I noticed the 5000 points ($5) signup reward was already there.

Earning with Drop

There are several ways to earn with Drop. First off, you get points from online shopping at select retailers through the Drop app. Most retailers offer between 10-50 points per dollar spent, which is equivalent to 1-5% cashback! 

You also earn points from “power offers”, which are used when you shop at your two selected retailers in-store. Select these two retailers carefully as you currently aren’t able to change them. 

drop app screenshot

There is no shortage of ways to earn with Drop!

When you earn through power offers five times, you get to play a game of snakes on your phone to earn bonus points. Don’t expect to get rich off this – my high score is 318 points ($0.32) and the earning caps out at 999 points ($1.00). It is a neat little feature though!

Finally, be aware that it takes several business days for points to get rewarded from your offers. This is typical of all cashback apps and websites on the market.

Redeeming Rewards

Redeeming your points for rewards is a breeze. My reward of choice came in the form of an e-gift card, which appears to be most common. I have seen some rewards that come in the form of promo codes (i.e. $10 off your purchase, instead of a $10 gift card). 

There is a pretty good variety of popular retailers to redeem with. However, many gift cards come only one denomination, and if your favorite retailer only has $25 gift cards, you’ll have to wait a while to earn enough for redemption!

Be wary that some e-gift cards take 1-3 days to appear in your app, which is typical of all cashback apps and websites. Don’t expect to redeem points and use the rewards right away.

What I liked most about Drop

Drop appears to be your typical cashback app to earn from online shopping. What makes it stand out from the rest in my eyes is the ability to earn for in-store purchases as well! 

There are plenty of retailers to earn from, including a few exclusive ones that I haven’t seen on any other cashback app. Typically you’ll see small, fast-growing online retailers offer very generous deals on Drop. There are still some decent rewards to be earned with the big name retailers though. 

Finally, I love how easy it is to stack rewards. Think about it: you can earn rewards through both your credit card and Drop on the same purchase. If that retailer offers their own customer loyalty rewards, then you’re earning TRIPLE the rewards on the same purchase!

Drop App - Earn cash rewards when you shop

What I liked least about Drop

The app offers points for completing surveys but to be honest it is not worth the time (unless you enjoy doing them for fun). 

The points system in general is great, but my biggest criticism is that you cannot change your power offers at all. I understand that they could easily be exploited if infinite changes were allowed. Still, it would be nice if you could change your power offers once every three months or so. 

drop screenshot 2

Many gift cards are only available in higher denominations.

Finally, one minor drawback is the limited denominations for rewards. Drop has some great rewards available, but only in select denominations. I’d love an Amazon gift card, but I can only redeem in $20 multiples. At the time of this review, another popular cashback app offers Amazon gift cards in $5, $10, $20, and $50 multiples. It’s not a deal breaker per say, but the flexibility to redeem in different amounts would be great.

Who is this product for?

  • Everyday people who would like to earn cash back on their purchases, both online AND in-store.
  • Die-hard reward seekers, points hackers, travel hackers, whatever you want to call yourself. There are quite a few high value offers on Drop that I haven’t seen on competitor apps that are worth the time to complete them.

Who is this product not for?

  • The 24% of consumers who never ever shop online.
  • People who choose not to use credit cards. This is a mandatory part of the app as you need to link your card to earn points.

Ready to give Drop a try?  Click here to get started!

Disclaimer: The information in this article is not intended to encourage any lifestyle changes without careful consideration and consultation with a qualified professional. This article is for reference purposes only, is generic in nature, is not intended as individual advice and is not financial or legal advice.

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