Should You Get a Loan from Giggle Finance?

If you count yourself among this group of hard-working Americans, you likely know it can be difficult to borrow money from a local bank that prefers to see a pay stub and steady income provided by a large company that employs lots of people.

Should You Get a Loan from Giggle Finance?

Giggle Finance is a financial technology company that has created an online lending platform to help small business owners and gig economy workers who earn 1099 income get quick access to up to $5,000.

What is Giggle Finance?

How Does Giggle Finance Work?

In order to borrow money through the Giggle Finance platform, you’ll need to fill out an online application on the Giggle Finance website which should take less than 10 minutes. 

In this step, you’re simply asked to let Giggle Finance know how much money you would like to borrow. You can choose from four options: a) $500 to $1,000, b) $1,000 to $2,000, c) $2,000 to $5,000, or d) more than $5,000.

Step 1: How Much Cash Does Your Business Need?

Step 2: What Type of Business Do You Operate?

This step asks you to specify the type of business you own or the company you earn money from.

In this step, you’ll simply select the month and year when you started your business.

Step 3: When Did You Start Your Business?

Step 4: Link Your Bank Account

Next, you’re asked to link your bank account. Giggle Finance says linking your bank account will not impact your credit score. In order to link your bank account, you will first have to meet ALL of these 3 requirements:

If you receive a cash advance from Giggle Finance, your repayment will be automatically collected by Giggle Finance from your future earnings through your bank account via automated debits until the amount you borrowed is repaid along with their service fee.

How Do I Repay My Cash Advance from Giggle Finance?