The Simple Truths About Money That It Took Me Years to Learn

There’s more to each of these truths than meets the eye, which is why it’s important to think about them. Understanding them will really help you plan your own unique financial journey.

The Simple Truths About Money That It Took Me Years to Learn

But lack of money can make you miserable. Knowing this can help you organize your finances sensibly, but not waste years of your life chasing monetary success at the expense of all else.

Money Really Doesn’t Buy Happiness

You Need  (and Want) Less Than You Think

If you’re a middle-class person in the Western world, you probably spend more on wants than on needs. It’s fine to want, and own nice things if they make you happy.

The sooner you start taking an interest in personal finance the better.

It’s Never Too Early to Start

And Rarely Too Late

The later you start to plan your financial future the more effort it will take, but with the right support and advice, it can be done.

The personal finance advice you read online is aimed at the middle-class. It’s hard enough (sometimes impossible) to work your way out of poverty or marry your way out of poverty, but you definitely can’t simply ‘manage money better’ when you genuinely have no money.

You Can’t Personal Finance Your Way Out of Poverty

You Need to Plan Your Finances Around Your Lifestyle

Decide on the lifestyle you want and plan your finances around it. This can apply to every aspect of life, especially the most important ones.

The more I write to address a diverse audience with advice about money, the more I realize there simply is no one-size-fits-all solution. Personal finance is personal.

Personal Finance Is Really Personal

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