13 Personal Finance Experts Share Investing Lessons Learned to Help You Prepare for 2022

If there’s anything we learned in 2021 when it comes to investing in stocks, bonds, and real estate, it’s that yet again, the markets can prove to be unpredictable, defy logic and offer surprises around every corner.

13 Personal Finance Experts Share Investing Lessons Learned to Help You Prepare for 2022

Financial planning, having a plan, is so much more than investments and should address areas such as retirement planning, estate planning, education planning, risk management, asset allocation review, and cash flow planning. 

Have a (Financial) Plan

Remember the Benefits of Dollar Cost Averaging

The reality is, you can’t time the market. Get in the game and stay in it. Focus on buying quality companies that you love and want to keep for at least 10 years.

I’m Rachel from Adventures in Mobile Homes. One investing lesson I learned based on the way the markets behaved in 2021 is that there are opportunities in any market.

There are Opportunities in Any Market

Adapt Your Portfolio for Inflation

I’m Linda, founder of TheCentsofMoney.com. The financial markets in 2021 have been strong, making new highs often, remaining volatile but vulnerable to higher inflation.

I’m Dr. Cory S. Fawcett from Financial Success MD, a retired surgeon who retired on real estate investment cash flow. The lesson I learned is to always get three bids for major projects on your investment real estate or it will cost you a small fortune.

Get Multiple Bids for Real Estate Investment Projects

Buy and Hold

I am Prakash, the founder and author of the Dividend Power website. The US stock market has been strong in 2021 as momentum from 2020 continued into 2021. I learned that overvalued markets can even get more overvalued. 

Hi there! I’m Jeff, founder of Financial Pupil. The investing lesson I learned in 2021 is to always have some cash on hand to take advantage of market dips and pullbacks.

Build a Cash Pile