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Justin Peek, CFP®, CCFC®, CLTC®, AAMS®

First-class retirement planning inclusive of tax, college, and healthcare.

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Peek Wealth Justin Peek, CFP®, CCFC®, CLTC®, AAMS®
Carlsbad, CA

Serving Clients Nationwide

First-class retirement planning inclusive of tax, college, and healthcare.

39 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

(760) 705-1200

Website

Areas of Focus

  • Compensation Planning
  • Education Needs and Funding Analysis
  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • Owning a Business
  • Retirement Planning
  • Tax-Smart Distribution Planning

About Justin Peek, CFP®, CCFC®, CLTC®, AAMS®

Let’s Build Your Ideal Life—Not Just a Financial Plan

I grew up watching my parents build businesses—seeing both their successes and struggles firsthand. That shaped the way I think about financial planning today: it’s not just about investments and tax strategies, it’s about using your money to create the life you want.

At PEEK WEALTH, we work with a small group of families—baby boomers, business owners, and those navigating major financial transitions—to help them plan for retirement, estate, tax, college, and investment decisions. The goal? A work-optional lifestyle where you can live life on your terms.

My background includes 21 years helping hundreds of families retire with peace of mind as a financial advisor with designations like CFP®, CLTC®, CCFC®, and AAMS®. You can learn more about how those help you later! I founded PEEK WEALTH in 2022 to provide deeper, more personalized planning to fewer families—because life isn’t a rehearsal, and your time is your most valuable asset.

Beyond financial planning, I’m a husband, a father to two teenage daughters, a citizen of three countries, a consequent international traveler, and an active member of our community through organizations like Carlsbad Charitable Foundation, Scripps Hospital, and the Helen Woodward Animal Center.

Want to talk? Let’s have a real conversation—call me at (760) 705-1200.

— Justin Peek, CFP®, CLTC®, CCFC®, AAMS®

Professional Designations

  • Accredited Asset Management Specialist (AAMS)
  • Certification in Long-Term Care (CLTC)
  • Certified College Financial Consultant (CCFC)
  • CERTIFIED FINANCIAL PLANNER ®

Affiliations

  • CFP Board
  • Financial Planning Association
  • visiWealth Advisor

Primary Location

7750 El Camino Real Suite 2E Carlsbad, CA 92009

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Based
  • Fee Only
  • Flat Fee
  • One-time Financial Plan
  • Percentage of Assets Managed

What to expect in the first meeting

Click the ‘Book Intro Call’ button above to schedule a free 15-minute introductory call. This is a chance to explore what brought you here—your goals, concerns, and how we might help. If it looks like we’re a good fit for what you need, we’ll invite you to a no-cost, no-obligation 45-minute "Fit & Philosophy" meeting. This deeper conversation allows us to learn more about you—because before we discuss strategies, investments, or recommendations, we believe we first need to understand who you are and what matters to you. During these conversations, we’ll cover: ✔ Who you are and what you want ✔ Our services and approach ✔ Costs and philosophy ✔ Whether we’re the right fit for a long-term partnership We don’t believe in quick transactions—our goal is to help you build and maintain your ideal lifestyle over time. Want to learn more before booking? Check out the free book on our website! www.peekwealth.com

Offers Investment Management

Yes

About Peek Wealth

Planning for Retirement? Let’s Make It Work for You.

If you’re retired—or planning to be within the next 15 years—you’ve likely got some big questions:

✔ How do college costs or elder care decisions impact my retirement?
✔ Am I making the right moves with taxes and Social Security?
✔ Will I have enough to live the life I truly want?

At PEEK WEALTH, we help you cut through the noise and build a clear plan for financial independence. Our approach is simple: Understand what’s important to you, create a strategy to get you there, and make sure you stay on track.

We work best with people who:
✅ Value their time and want to make the most of it
✅ Appreciate direct, expert guidance
✅ Want a financial partner who puts their best interests first

Your financial future shouldn’t be a guessing game. Let’s create a plan that brings you clarity and confidence. Call us at (760) 705-1200 to get started.

Education

University of San Diego, Bachelor of Arts - BA, English Language and Literature

Volunteer Experience

I'm very involved in the local Carlsbad community. I'm a member of the Carlsbad Chamber of Commerce, writer for the Carlsbad Business Journal, Board Chair of the Carlsbad Charitable Foundation, and Advisory Council member of Scripps Hospital. We are also contributors to the Helen-Woodward Animal Center.

Hobbies and Interests

  • Animals
  • Beach
  • Billiards
  • Board Games
  • Family
  • Golf
  • Hiking
  • Horseback Riding
  • Reading
  • Soccer
  • Traveling
  • Volunteering
  • Yoga

SEC Lookup

View Disclosure

Who We Serve

  • Attorneys
  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Couples
  • Divorce
  • Dual Income Family
  • Educators
  • Gen X
  • Intergenerational Families
  • Investors
  • LGBTQ
  • Living in Retirement
  • Military
  • Parents
  • Physicians
  • Real Estate Investors
  • Single Women
  • Special Needs
  • Technology Professionals
  • Widow
  • Women Professionals

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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Incredibly helpful college financial planning insights and guidance!

✅ Wealthtender Certified Advisor Review™
Dec 18, 2024
I attended a college financial planning seminar with Justin and opted in for the follow up meeting. Really grateful I did given the comprehensive report he provided and insight on what merit based aid was available for our daughter’s very pricey school choices. Feeling far more confident that she can shoot for the stars and I can help her afford to do so. Highly recommend Justin as an advisor!
Relationship to Financial Advisor: Client as of Dec 18, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Sara
Sara

College Cost Planning

✅ Wealthtender Certified Advisor Review™
Dec 12, 2024
Justin has such an impressive background and a personality that is very easy to connect with. College planning can be an emotional roller coaster--there are so many things to consider when looking at target schools, safe schools, and the price tags of all. Justin explained the many different ways to look at the price tags of schools and the in's and outs of how we could go about financing them. He was super helpful in sharing information about FAFSA and all of the different student loan options. Additionally, ways that we could also save on tuition by having our son work on campus, be an RA, etc. No question was ever perceived as a dumb question! I was at ease the entire time when I was with Justin. Thank you again for making this process so much less stressful!
Relationship to Financial Advisor: Client as of Dec 12, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Denise Simmons
Denise Simmons

Financial Mapping Masterclass!

✅ Wealthtender Certified Advisor Review™
Dec 5, 2024
Not only wisdom and knowledge, but Justin and his team clearly enjoy what they do. It was effortless to quickly develop a rapport with Justin. He thoroughly understands every aspect of this industry and has an innate ability to incorporate financial options that reflect me and my family's values and goals. He's transparent and has a keen ability to communicate complex financial concepts in a way that I was able to understand. He has specialized tools, knowledge and experience with financial planning (retirement and much more) and most importantly for me, financial planning for my child's college journey. It was reassuring to have a brilliant financial brain like Justin to take the time (never rushing or managing the clock) to help me fully understand the scope of my financials. Justin and his team have put their focus on what matters- families futures and I can't imagine trusting any other Financial Advisor.
Relationship to Financial Advisor: Client as of Dec 5, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Yvonne Bello
Yvonne Bello
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Please see important disclosures below awards View Disclosures

Wealthtender Awards

Justin Peek, CFP®, CCFC®, CLTC®, AAMS® received the 2025 Wealthtender Voice of the Client Highly Rated Advisor award.
Justin Peek, CFP®, CCFC®, CLTC®, AAMS® received the 2025 Wealthtender Voice of the Client Highly Rated Advisor award.

Award Disclosures

Wealthtender awarded Justin Peek, CFP®, CCFC®, CLTC®, AAMS® with its 2025 Voice of the Client Highly Rated Advisor Award on 06/01/25. Rating criteria based on eligible client reviews published on Wealthtender between 1/1/24 and 06/01/25. Although Peek Wealth compensates Wealthtender for marketing services (including eligibility to be considered for this award), Wealthtender’s award criteria is objective and not influenced by compensation. This award is not a guarantee of future performance or success and client reviews may not be representative of the experience of all past or future clients. ↗️ View additional award details and FAQs (wt.reviews/awards)