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John Chladek, MBA, CFP®

Personalized Financial Planning For Busy Families And Pre-Retirees

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Chladek Wealth Management John Chladek, MBA, CFP®
Overland Park, KS

Serving Clients Nationwide

Personalized Financial Planning For Busy Families And Pre-Retirees

(913) 402-6099

Website

Areas of Focus

  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Me

Hi, I'm John Chladek, MBA, CFP®, Founder and President of Chladek Financial. I started working in the financial services industry at the age of 19 as a college intern. There, I found my passion to help others make smarter financial decisions, which led me to earn the CERTIFIED FINANCIAL PLANNERTM designation and serve on the CFP® Board as a Subject Matter Expert.

In 2009, I launched Chladek Wealth Management out of a desire to support clients through every twist and turn in their financial lives with integrity, passion, and expertise. Since starting Chladek Wealth, I have been a recipient of the Five Star Wealth Manager Award for 7 years and counting.

I’m a proud graduate of the University of Nebraska with an undergraduate degree in Finance, and Rockhurst University with an MBA.

When I’m not helping others build and retain wealth, you can find me cheering on the Nebraska Cornhuskers with my THREE daughters, trying to become the next great pitmaster from Kansas City with my BBQ smoker in the backyard, or squeezing in a quick 9 holes of golf on a Sunday night.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Master of Business Administration (MBA)

Affiliations

  • CFP Board
  • Fee Only Network
  • National Association of Personal Financial Advisors
  • The AGC

Primary Location

6240 W 135th St, Suite 200, Overland Park, KS 66223

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed
  • Subscription

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About our Firm

At Chladek Wealth, our mission is to empower you to make educated decisions about your money. We want you to feel secure and comfortable with your financial choices.

From day-to-day decisions to college planning, retirement planning, and more, we’re here to help answer all your financial questions and cheer you on as you accomplish your goals.

You deserve advice you can trust, that’s why we are a fee-only firm. We don’t receive any commissions or benefits from other companies but conduct financial planning as it should be—centered on providing the best advice to reach your financial goals.

⭐ Start On The Path To Financial Clarity: Find the financial partner you deserve so you can worry less about money and focus more on what matters most.

❓Are you on track to reaching your long-term financial goals?
❓How can your tax bill be reduced?
❓How can your investments be improved?

⭐ Who We Serve
We help individuals and couples feel confident about their finances as they grow their families, manage large expenses, approach retirement, and beyond.

Life is far from predictable, and you need a financial plan that keeps up with every change. Whether you’re planning for a growing family, establishing a college plan for your kids, or preparing for retirement, our comprehensive services are designed to help you achieve what’s most important to you.

⭐ Services: Comprehensive Financial Planning: Fee-only Planning That Keeps the Focus On You and Your Financial Goals

As your life changes and your family grows, so do your financial needs. Our ongoing comprehensive financial planning services fortify your foundation and actively implement, monitor, and update your strategy to suit your evolving needs. Our comprehensive approach brings a unified strategy to every element of your financial life, ensuring each piece of the puzzle fits together.

Our financial plans include:

Investment Management:
🌱Invest using tax-efficient and low-cost investments
🌱Utilize an Asset Allocation that is in alignment with your goals
🌱Create an Investment Policy Statement to remain disciplined
🌱Diversification of your portfolio to reduce certain types of risk

Tax Planning:
🌱Annual Tax Return Analysis and Projections
🌱Roth Conversion and Tax-Loss Harvesting Analysis
🌱Utilize Asset Location to reduce tax drag on your portfolio
🌱Coordination and timing of income streams (e.g., Social Security, Required Minimum Distributions, Pension, etc.)

Retirement Planning:
🌱Create a retirement plan that includes basic living expenses, health care costs, and any lifestyle goals you dream of
🌱Determine when you can retire and how much you need to contribute to your retirement accounts each year
🌱Analysis of Roth vs Traditional 401(k) Plan accounts
🌱Ongoing monitoring and stress testing of your plan to make sure it remains on-track

Insurance Optimization:
🌱Workplace open enrollment benefits planning
🌱Life insurance coverage needs assessment and review of current policies
🌱Disability, Property & Casualty, and Umbrella insurance analysis
🌱HDHP with HSA vs. Low-Deductible Health Insurance Analysis

⭐ How Does This Help? Our plans extend beyond financial management. We are here to serve as your partner every step of the way.

🏫 Education: It’s our mission to empower you to make educated decisions about your money and instill confidence and comfort in your financial life.

📈 Personalization: Everybody has different values and goals. As such, every plan we create is customized to your unique needs. We are not in the business of producing one-size-fits-all plans.

💻 Accessibility: As a virtual-only firm, your experience is our top priority. We meet with our clients twice a year but understand there are times when things change or something urgent needs to be addressed. We are available whenever you need us.

🏦 Experience: We’ve been helping our clients make smarter decisions with their money since 2009.

Education

University of Nebraska, undergraduate degree in Finance; Rockhurst University, MBA

Hobbies and Interests

  • Family
  • Golf
  • Sports

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Who We Serve

  • Corporate Executives
  • Families
  • Gen X
  • Individuals
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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