Derek J. Delaney, CFP®, ChFC®, EA
Wealth Management and Planning Services for Aspiring Retirees.
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Serving Clients Nationwide
Wealth Management and Planning Services for Aspiring Retirees.
Areas of Focus
- Estate Planning
- Investment Management
- Retirement Planning
- Tax-Smart Accumulation Planning
- Tax-Smart Distribution Planning
About Derek J. Delaney, CFP®, ChFC®, EA
I'm Derek Delaney, the founder and lead fee-only financial planner at PharmD Financial Planning located in Owatonna, MN.I'm not like most financial advisors. My goal is not to gather your assets or sell you products. Instead, I focus on helping you plan for those significant milestones in life. To do this, I developed the PharmD Planning Process.
I specialize in working with mid-career professionals and pre-retirees, using my customized process as our source of navigation.
The result? Freedom from worrying about the future, so you can enjoy more of today.
Partnering with you to create a strategic plan that maximizes your opportunities is at the core of what I do. I’m here to guide you as you navigate the ups and downs of your financial lives.
Financial planning, when done correctly, can make a tremendous positive impact on people’s lives. I am given the opportunity to help clients address some of their most intricate issues related to money. The mutual trust and commitment we build together are very gratifying and professionally fulfilling.
I’m proud to proactively look out for my clients, so they don’t have to worry about it themselves and can instead spend their free time focused on their lives, with peace of mind.
I am located south of Minneapolis, MN, and work with clients locally and across the country.
Whatever your vision of financial success, I have the expertise, creativity, and solutions to help you achieve it. I look forward to our work together!
What I Do Outside of Work:
I am married to a pharmacist, Kortney Delaney (a South Dakota State alumna), and we have two young kids, Ben and Hannah. As a young family of 4 living in Minnesota, we spend as much time as we can outside when the weather allows. From April to October, we often frequent the local parks and playgrounds. We also enjoy bonfires at home, board games and spending time with grandparents.
I enjoy staying active, whether through running, golfing or simply pulling a wagon for my kids around our neighborhood. I also enjoy attending live sporting and musical events with friends.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Financial Consultant (ChFC)
- Enrolled Agent (EA)
Affiliations
-
Fee Only Network
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
125 28th St NE Suite 2, Owatonna, MN 55060, USA
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- Hourly Rate
- Pro Bono
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a complimentary consultation. It's a 20 - 30 minute conversation where we both get the chance to learn more about each other. You want to hire a financial professional who can help you achieve the future of your dreams. I want clients who I will enjoy serving for the next 35+ year of my career. It only makes sense that we get to meet first (in-person or virtually), before making any sort of commitment. I look forward to our conversation!Offers Investment Management
Yes
About PharmD Financial Planning LLC
PharmD Financial Planning is a fiduciary financial planning firm specializing in tax-smart retirement planning for families aged 40+. I call it Planning Your Tax-Smart Retirement Dream.I started PharmD Financial planning in 2021 to deliver retirement planning services in a proactive, systematic, and highly personalized way compared to the average advisor. I call it the Tax-Smart Retirement Planning Process. That means your time, attention, and talents can remain focused on the other vital areas of your life while knowing your financial future is being taken care of.
Why PharmD Financial Planning?
✔️ Flat-Fee
We exchange our services for a flat fee. We don't charge an asset percentage fee, earn commissions, or are compensated by product sales or referrals.
✔️ Retirement & Tax Focused
We specialize in providing tax-efficient retirement advice and guidance to help you make educated and informed retirement decisions.
✔️ Tax-Smart Retirement Planning Process
The Tax-Smart Retirement Planning Process is our proprietary process that clients experience yearly in pursuit of their retirement dreams.
✔️ Limitless
We serve all clients regardless of income or asset size. We are located south of Minneapolis, MN, and can meet in person or virtually.
✔️ Expertise
Derek has advanced qualifications and credentials, which allow him to do retirement work for clients that many other advisors cannot.
✔️ Simplified
Life is complex. We make it so your finances are not. It's retirement advice you can understand.
✔️ Boutique
PharmD Financial Planning was not created to become a large firm. We only accept a limited number of clients. This helps ensure that our current clientele always recieve the time and attention from us that they deserve.
Education
North Dakota State University, Bachelor's Degree, Finance
Volunteer Experience
I am a long-time volunteer and advocate for the Two Rivers Habitat for Humanity affiliate in Southern Minnesota.
Hobbies and Interests
- Animals
- Baseball
- Basketball
- Board Games
- Church
- Eating Out
- Exercising
- Family
- Football
- Golf
- Reading
- Running
- Sports
- Traveling
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Accountants
- Actuaries
- Attorneys
- Baby Boomers
- Business Owners
- Christians
- Contractors
- Corporate Executives
- Couples
- Data Scientists
- Dentists
- DIY Investors
- Dual Income Family
- Educators
- Engineers
- Entrepreneurs
- Families
- Financial Independence Retire Early (FIRE)
- Gen X
- Gen Y / Millennials
- Healthcare Professionals
- Individuals
- Investors
- Living in Retirement
- Military
- Non-Traditional Clients
- Parents
- Physicians
- Professional Athletes
- Real Estate Agents
- Real Estate Investors
- Sales Professionals
- Technology Professionals
- Veterans
- Women Professionals
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