Josh Ross, CFP®, EA, MBA

Navigate Retirement with Confidence (and reduce taxes)

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Energized Retirement Planners Josh Ross, CFP®, EA, MBA
Bismarck, ND

Serving Clients Nationwide

Navigate Retirement with Confidence (and reduce taxes)

Areas of Focus

  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Josh Ross, CFP®, EA, MBA

Hi, I'm Josh Ross. I grew up on a farm near Beach, North Dakota as part of a family of seven. I've been a resident of Bismarck since graduating from the University of Mary with my finance degree and MBA.

During my earlier corporate career with a local Fortune 500 company, I enjoyed many financial conversations with pre-retirees. A recurring theme was advisors were handling their investments, but not as helpful with comprehensive retirement planning.

Energized Retirement Planners was formed to fill this void with a specialized team who provide retirement planning that includes not just investment management but also tax advice, cash flow, healthcare and estate strategies.

I believe tax planning is so important that I acquired my Enrolled Agent designation from the IRS to ensure my clients are able to maximize spending while minimizing expenses such as income tax, estate tax, probate fees and Medicare surcharges. We added tax preparation to become an all-in-one firm.

When I’m not assisting clients, my family loves attending school sports and activities or chauffeuring our two dogs, Mia and Brynn, to the river. In my down time, I’m lifting weights, riding mountain bike with friends or playing caddie for my son around the golf course. If you see a muddy red truck with two dogs hanging out the window, it might be me.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Enrolled Agent (EA)
  • Master of Business Administration (MBA)

Primary Location

4007 State St., Suite 114, Bismarck, ND 58503

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Percentage of Assets Managed

What to expect in the first meeting

Let's chat! Click the 'Book Intro Call' button above to schedule a no-obligation visit (phone, virtual or in-person) to discuss your goals and how we can assist. We will discuss your goals and brainstorm ideas for maximizing your retirement journey. I look forward to speaking with you.

Offers Investment Management

Yes

About Energized Retirement Planners

Are you 55+ and desire a retirement that involves spending more on your bucket list and less on the IRS? Do you want help creating an estate plan that leaves a legacy while reducing family friction and family taxes?

If so, you have outgrown the typical generalist financial advisor - now you need to partner with a retirement specialist!

Our team is here to guide you through the seamless process.

Get to Know Energized Retirement Planners

Energized Retirement Planners was formed to fill the need of high net worth retirees who used an investment advisor in the past but now require a retirement specialist to minimize taxes.

Our specialized team provides retirement planning that includes not just investment management but also tax advice, tax return prep, income distribution and advanced estate strategies.

Who might benefit from an intro meeting with our team?

If you:

✔️ Are retired or within 5 years of retirement

✔️ Have $500,000+ of investable assets

✔️ Desire to minimize the tax impact of 401k or IRA withdrawals

✔️ Want to maximize Roth conversions

✔️ Are tired of going back and forth between an investment advisor and CPA while still not having a plan for reducing lifetime taxes

✔️ Are interested in developing retirement income strategies to minimize taxes

✔️ Want an estate plan that minimizes family friction and family taxes

If any of the above describes you, click the 'Book Intro Call' button above to schedule an introductory conversation.

Education

University of Mary, Master of Business Administration (MBA); Bachelor of Science (BS), Business Administration/Finance

Hobbies and Interests

  • Cycling
  • Family
  • Golf
  • Sports
  • Working Out

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Gen X
  • Intergenerational Families
  • Living in Retirement

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.