Alvin Carlos, CFP®, CFA

Fee-Only Financial Planning For 30s & 40s Professionals

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District Capital Management Alvin Carlos, CFP®, CFA
Washington, DC

Serving Clients Nationwide

Fee-Only Financial Planning For 30s & 40s Professionals

Areas of Focus

  • Budgeting
  • Family and Money
  • Financial Life Planning
  • Investing
  • Investment Management
  • Owning a Business
  • Retirement Planning
  • Retiring Early (F.I.R.E)
  • Saving for College

About Me

Hi, I'm Alvin,

I’m a fee-only financial advisor in Washington, D.C, and the founder of District Capital Management. I am deeply committed to helping professionals in their 30s and 40s retire by 55, through holistic financial planning and research-driven investing. Since 2013, I’ve empowered over 400 clients to take control of their financial futures, making personal finance approachable and less intimidating.

Life in your 30s and 40s can be overwhelming. You may be balancing multiple high-stress jobs, managing a mortgage, paying off student loans, trying to save for your child’s education, and perhaps even starting a new business. With all these demands, it’s tough to find the time—let alone the desire—to dive into the complexities of investments, taxes, estate planning, and which accounts to use to optimize your finances. Your focus should be on what you love, not deciphering financial jargon.

That’s where I come in. I’m here to help you maximize your finances so you can retire by 55 and live the life you’ve always envisioned. As a CERTIFIED FINANCIAL PLANNER™ and CFA® charter holder, my approach goes beyond just providing a financial plan; I partner with my clients through life’s ups and downs, offering personalized guidance and unwavering support.

I’m an active member of the XY Planning Network, Fee-Only Network, and the National Association of Personal Financial Advisors (NAPFA). My insights have been featured in leading publications such as The New York Times, Forbes, Business Insider, Time, and Yahoo! Finance. I also hold an MA in International Relations from Johns Hopkins University.

I also serve as Treasurer for Lutheran Social Services, a non-profit that supports refugees and immigrants in the U.S. In my free time, I enjoy hiking, swing dancing, and playing pickleball.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Chartered Financial Analyst (CFA)

Affiliations

  • CFA Institute
  • CFP Board
  • Fee Only Network
  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

4301 50th St NW Ste 300 # 2030 Washington, DC

Video

Meeting Options

  • Video Conference
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free 30-minute discovery call. During the call, we’ll chat about your goals, questions, and concerns and determine if we can help. The purpose of this call is to get to know you a little better. We're excited to speak with you soon!

Offers Investment Management

Yes

About our Firm

District Capital Management is a fee-only financial planning firm that provides independent, high-quality financial advice to professionals in their 30s & 40s who want to maximize their money and retire by 55.

How We're Different

✅ Focus on professionals in their 30s and 40s: We are laser-focused on helping professionals in their 30s and 40s maximize their money and retire by 55.
✅ Comprehensive, actionable advice: Highly personalized financial advice addressing every facet of your financial situation.
✅ Transparent fee-only pricing: We do not sell products or get commissions.
✅ One-stop shop: We have a network of experts we have vetted.
✅ Expert team: You're in highly capable hands with our team of CERTIFIED FINANCIAL PLANNER™ professionals.
✅ Investment expertise: We also have two Chartered Financial Analyst® (CFA®) charterholders in our team.

Education

Master of Arts in International Relations, Johns Hopkins University

Volunteer Experience

Treasurer for Lutheran Social Services, a non-profit that supports refugees and immigrants in the U.S.

Hobbies and Interests

  • Camping
  • Family
  • Hiking
  • Pickleball
  • Volunteering

Who We Serve

  • Business Owners
  • Corporate Executives
  • Couples
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Financial Independence Retire Early (FIRE)
  • Gen Y / Millennials
  • Government Employees
  • Individuals
  • Newly Engaged / Newlywed
  • Parents
  • Women Professionals

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.