Barbara Terrazas, CFP®

Your life and your investments are intertwined | GHPIA is a Fiduciary

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GHP Investment Advisors, Inc. Barbara Terrazas, CFP®

Denver, CO

Serving Clients Nationwide

Your life and your investments are intertwined | GHPIA is a Fiduciary

303-831-5051

Website

Areas of Focus

Financial Life Planning
Investment Management
Retirement Planning
Taxes

About Barbara Terrazas, CFP®

Barbara Terrazas is a trusted wealth advisor who has been an integral part of GHPIA for more than a decade. Having worked closely with clients in multiple capacities, Barbara possesses an in-depth understanding of their financial needs, priorities, and long-term goals. Her ability to anticipate client needs and provide proactive guidance makes her a highly knowledgeable advisor for individuals and families navigating the complexities of their financial life.

Since joining GHPIA in 2013, Barbara has developed a deep familiarity with GHPIA’s financial planning process and investment philosophy. Her early work in client relations gave her a unique perspective on how to support clients through every stage of their financial journey. Over time, she expanded her expertise in investment planning, retirement strategies, tax-efficient wealth management, and estate planning, leading her to take on an advisory role where she now works directly with clients.

Barbara specializes in helping high-net-worth individuals and families develop and maintain well-structured, adaptable financial plans. She takes a personalized and educational approach, ensuring clients feel empowered and confident in their financial decisions.

Barbara is a Certified Financial Planner™ (CFP®), a designation that reflects her fiduciary commitment to comprehensive, client-first financial planning. She earned a Bachelor’s degree in Economics and Psychology from the University of Colorado Boulder in 2010.

Personal Thoughts

Outside of the office, Barbara finds joy in Colorado’s great outdoors, whether hiking local trails or exploring new destinations with her husband. A lifelong traveler, she values experiences that broaden her perspective and enrich her life. She is also a dedicated supporter of the Colorado Buffaloes and enjoys spending time with family and friends.

Professional Designations

CERTIFIED FINANCIAL PLANNER ®

Primary Location

1290 Broadway, Suite 1100, Denver, CO 80203

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Meeting Options

Video Conference
In-Person
Phone

Book Intro Call

Compensation Methods

Fee Only
One-time Financial Plan
Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above and complete the brief form to get in touch. We look forward to hearing from you.

Offers Investment Management

Yes

About GHP Investment Advisors, Inc.

Your life and your investments are intertwined. Yet all too often, wealth management firms fail to look at the whole picture. GHP Investment Advisors (GHPIA) is comprehensive. To effectively manage your investment portfolio, we communicate and collaborate with you and your accountant, attorney or other expert professionals about your taxes, estate plans, insurance policies, business, and other important financial issues.

GHPIA is a fiduciary. We are legally obligated to act in your interests and objectively identify the proper investments to suit your needs. We do not receive any commissions for selling financial products or investments, nor do we sell insurance.

About Us

Getting to know you is critical to us. In fact, it’s everything to us. It’s how we connect. But more importantly, it’s how we determine your wealth management plan. Our team approach allows us to service all your financial needs, taking the work off your plate and offering expertise, integrity, and objectivity you can trust.

Part of our philosophy is providing education to our clients. We want you to understand the landscape you’re in and how the markets and your portfolio react based on any number of factors.

Transparency is our greatest virtue. If we’re thinking it, you will know about it. The more you understand the what and why of investing with GHPIA, the more peace of mind you’ll have.

We Are A Fiduciary

As a Registered Investment Advisor, we must adhere to a fiduciary standard of care that requires us to act in your interest. Many people are surprised to learn that not all advisors – such as traditional brokers – are held to a fiduciary standard.

We are a “fee-only” advisor. This means we only receive compensation from our clients (see our fee schedule here). We do not receive commissions or any other form of compensation for selling financial products, investments, or insurance.

Education

University of Colorado, Boulder, Bachelor of Arts (B.A.), Economics, Psychology

Hobbies and Interests

Family
Hiking
Traveling

SEC Lookup

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Who We Serve

Attorneys
Baby Boomers
Business Owners
Corporate Executives
Dual Income Family
Educators
Entrepreneurs
Families
Gen X
Intergenerational Families
Living in Retirement
Physicians

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Get answers to frequently asked questions regarding the services offered by Barbara Terrazas, CFP® View Disclosures