Ben Loughery, CFP®, CRPC®

Help those starting out, in, or near retirement build a plan they can trust

Connect Cancel

Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.

Click Here to Learn More
Contact Me
Lock Wealth Management Ben Loughery, CFP®, CRPC®
Atlanta, GA

Serving Clients Nationwide

Help those starting out, in, or near retirement build a plan they can trust

8 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

Areas of Focus

  • Employee Benefits
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Ben Loughery, CFP®, CRPC®

Numbers and planning have always been a part of my life. My dad was a CPA, so even when I was younger, I was picking up on the idea that taxes matter — not that I loved tax talk as a kid, but the mindset of keeping more of what you earn stuck with me. It’s still a big part of how I approach retirement planning today: looking for practical ways to help people hold on to what they’ve worked so hard for.

Before founding Lock Wealth Management, I spent over 10 years at leading investment firms, Capital Group and Invesco, supporting thousands of investors and financial advisors. That experience gave me a deep understanding of the investment landscape, but more importantly, it showed me the real difference comes when you help people apply strategies to their own lives. Today, I specialize in guiding people in or near retirement through the complexities of Social Security timing, tax-efficient withdrawals, and sustainable retirement income strategies — so they can get the most out of every dollar in the next chapter of life.

I am a CERTIFIED FINANCIAL PLANNER® professional and hold the Chartered Retirement Planning Counselor™ (CRPC™) designation. I completed my CFP® education through the University of Georgia and earned my bachelor’s degree in Finance from the University of Dayton. I also serve on the board of the Financial Planning Association of Georgia as Public Relations Chair and volunteer as a pro bono financial planner.

Beyond my professional work, I’m an Eagle Scout and proud member of Atlanta’s local chapter, as well as a Sigma Chi (“In Hoc!”). In my free time, you’ll often find me walking the Atlanta Beltline around Bobby Jones Golf Course, cooking, exploring new restaurants, waterskiing, and staying active through fitness.

At the heart of it all, my goal is simple: to help retirees align their money with the life they want to live — with clarity, confidence, and the freedom to enjoy every dollar they’ve earned.

Professional Designations

  • Certificate in Blockchain and Digital Assets
  • CERTIFIED FINANCIAL PLANNER ®
  • Chartered Retirement Planning Counselor (CRPC)

Affiliations

  • CFP Board
  • Fee Only Network
  • Financial Planning Association
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

1372 Peachtree St NE

Video

https://youtu.be/CRERRqYZcAs

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button to schedule an introductory conversation. In this complimentary meeting, we’ll have a friendly chat about scheduling a deeper discovery session. By the time we finish, we’ll have a better sense of whether working together is the right fit. I look forward to speaking with you.

Offers Investment Management

Yes

About Lock Wealth Management

At Lock Wealth Management, we're focused on securing your financial future. Our mission is to help you feel safe along the way whether building, protecting, or using your wealth. We welcome clients at any stage of their financial journey, with or without investable assets.

We operate as a fee-only advisor, held to a fiduciary standard. This means we receive no commissions, incentives, or added fees that could influence our advice. We believe this transparent, client-focused approach is the best way to provide financial planning services.

Virtual and Tech Savvy

Based in Atlanta, Georgia, we’re here to serve clients across the U.S., making it simple to connect and manage your finances on your terms. We offer in-person meetings, but most of our clients—local and remote—appreciate the ease of connecting virtually through phone or video.

We use secure digital tools, virtual communication, and cloud-based portals to keep financial management accessible and convenient for you, whether at home or on the go.

Services We Offer

✔️ Financial Planning

✔️ Investment Management

✔️ Corporate Retirement Plans (for businesses)

Take the first step toward a secure financial future. Schedule a virtual chat and start building your wealth with confidence—no matter where you are in the U.S.

Education

University of Dayton, Bachelor of Science (B.S.), Finance | University of Georgia - Terry College of Business

Hobbies and Interests

  • Cooking
  • Eating Out
  • Family
  • Pickleball
  • Reading
  • Volunteering
  • Walking
  • Working Out

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Families
  • Gen X
  • Gen Y / Millennials
  • Intergenerational Families
  • Living in Retirement
  • Parents
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

5 Stars

✅ Wealthtender Certified Advisor Review™
May 2, 2025
Working with Ben Loughery at Lock Wealth Management has been a game changer for my financial confidence. In just two weeks, I’ve felt a noticeable sense of tranquility thanks to the time and research Ben has invested in understanding my financial picture. He helped me identify the best 401(k) option through my company and has already begun mapping out a clear plan for my future investments and major purchases. His approach is thoughtful, detail-oriented, and entirely focused on my long-term goals. I genuinely can’t express how glad I am to have made the decision to partner with Ben. If you're looking for a financial advisor who truly puts in the work and makes you feel supported from day one, I highly recommend him.
Relationship to Financial Advisor: Client as of May 2, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jassiel Valdez
Jassiel Valdez

Knowledgeable, Trustworthy, and Committed to Success

✅ Wealthtender Certified Advisor Review™
Apr 26, 2025
I can confidently say Ben brings the kind of insight and professionalism you'd expect from someone with years of experience at a major financial firm. Now running his own practice, he pairs that expertise with a highly personal approach tailored to each client's goals. He's thoughtful, responsive, and truly focused on long-term success. For anyone looking for a smart, trustworthy partner in building their financial future, Ben is an outstanding choice.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ethan
Ethan

5 Stars

✅ Wealthtender Certified Advisor Review™
Mar 20, 2025
-
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ashley Clarks
Ashley Clarks

Incredible Planner

✅ Wealthtender Certified Advisor Review™
Mar 13, 2025
Ben knows how to take his clients goals and aligns there money with it. He has a deep ability for being able to meet the client where they are at and deliver on what they are in need of. Highly recommend him to all family and friends.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Kurt
Kurt

Caring and helpful

✅ Wealthtender Certified Advisor Review™
Mar 10, 2025
Ben is extremely approachable and genuinely cares. He values his relationships and truly wants to connect and better know you to best help with your specific situation.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Daniel
Daniel

Trustworthy financial planning

✅ Wealthtender Certified Advisor Review™
Mar 7, 2025
I can confidently say Ben is one of the most trustworthy and approachable financial planners out there. He takes time to truly understand his clients needs and his friendly demeanor makes working with him an easy and enjoyable experience. If you’re looking for someone who genuinely cares about your financial well-being, Ben’s your guy!
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Trevor
Trevor

Knowledgeable and Caring

✅ Wealthtender Certified Advisor Review™
Mar 5, 2025
What more can you ask for in an advisor. I had the privilege of meeting Ben this year and it was clear to me from the start that he cares deeply about delivering great value and great planning to people looking for help with their finances. Ben clearly knows his stuff and every time I talk with him he's looking to get even better at his craft.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Sam Wagner
Sam Wagner

Knowledgeable, Trustworthy, Comprehensive Financial Planning.

✅ Wealthtender Certified Advisor Review™
Mar 4, 2025
Ben is a knowledgeable and trustworthy advisor who genuinely cares for his clients. He is very thorough through the planning process. I recommend him to anyone looking for a personalized approach to financial planning.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Lance M
Lance M