Brennan Decima, CFP®

We Help Retirees and Executives Create Tax-Smart Retirement Income

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Decima Wealth Consulting Brennan Decima, CFP®
St. Petersburg, FL

Serving Clients Nationwide

We Help Retirees and Executives Create Tax-Smart Retirement Income

12 Certified Advisor Reviews™
5 out of 5 Stars
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Areas of Focus

  • Cash Flow
  • Employee Benefits
  • Employee Stock Options
  • Equity Compensation Options
  • Estate Planning
  • Financial Life Planning
  • High Net Worth
  • Inherited Wealth
  • Investment Management
  • Retirement Planning
  • Tax-Smart Accumulation Planning
  • Tax-Smart Distribution Planning

About Brennan Decima, CFP®

As founder of Decima Wealth Consulting, Brennan Decima brings over 15 years of expertise in building relationships and guiding families to grow and safeguard their wealth.

Since 2008, he has served as a trusted advisor to numerous C-Suite executives, high-net-worth individuals, and accomplished families. Brennan’s extensive experience and meticulous approach enable him to help clients achieve their financial goals.

Brennan has been trusted and recommended by companies such as L3Harris, Johnson & Johnson, Pfizer, Conmed, and Echostar to advise their executives on tax-efficient strategies for wealth accumulation and distribution, executive compensation, and investment planning.

Over his 16 years with Fidelity Investments, he supported over 1,000 high-net-worth clients successfully prepare for retirement while overseeing $3 billion in client assets.

As a recognized thought leader, Brennan has been featured in numerous Fidelity seminars, webinars, and podcasts, covering topics like income planning, tax-efficient investing, market trends, and the impact of elections on investments.

Based in sunny Saint Petersburg, Florida, Brennan enjoys traveling and exploring national parks with his wife Erin and their children, Cohen and Winter. An avid mountaineer, he has climbed and trekked across the globe. Whether navigating a mountain or managing finances, Brennan believes the journey matters as much as the destination.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®

Primary Location

St. Petersburg, Florida

Additional Locations

📍 Melbourne, Florida

Meeting Options

  • Video Conference
  • In-Person
  • Phone
  • Webinars

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About Decima Wealth Consulting

At Decima Wealth Consulting, we specialize in helping retirees and executives make smarter decisions about how and when to draw from their retirement accounts.

Retirement shouldn’t feel confusing or stressful. That’s why we focus on simplifying complex financial topics like Roth conversions, tax-efficient drawdown strategies, and managing portfolio volatility.

Our mission is to help you keep more of what you’ve earned through personalized planning built around your values. We deliver clear, integrated advice based on three core pillars:

▪️ Understanding your specific needs

▪️ Providing coordinated retirement tax and investment strategies

▪️ Making your financial life simpler and more confident

Retirement Planning Tailored to Your Life-and Your Legacy

At Decima Wealth Consulting, we provide retirement planning designed for executives. Our focus is helping you transition into retirement with clarity, confidence, and a strategy to reduce your tax burden.

We take the time to understand your goals — whether that’s traveling more, relocating, supporting family, or preserving your legacy. From there, we create a retirement income plan that’s built around:

▪️ Roth Conversion Strategies to minimize future tax surprises

▪️ Bracket Management to help avoid higher RMD’s and IRMAA costs

▪️ Legacy Planning to protect your heirs

▪️ Tax Efficient Withdrawal Planning so you keep more of your savings

▪️ Integrated Asset Location Strategies to grow with less tax drag

You’ve worked hard to build your wealth. We’re here to help make sure it works just as hard for you in retirement — with advice that’s always personal, practical, and in your best interest.

Education

Florida State University, Bachelor of Science - BS, Accounting and Finance

Hobbies and Interests

  • Family
  • Hiking
  • Traveling

Who We Serve

  • Baby Boomers
  • Corporate Executives
  • Dual Income Family
  • Families
  • Gen X
  • Intergenerational Families
  • Living in Retirement

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

Superb retirement planner

✅ Wealthtender Certified Advisor Review™
Jul 21, 2025
I was rapidly approaching retirement and felt I needed to get additional financial guidance to successfully fund the next phase of my life. My wife and I had the good fortune to work with Brennan to provide this guidance. Our portfolio was very diverse and somewhat fragmented and needed help. Brennan did a great job providing a plan to modify our portfolio as well as helping us implement the key steps that were needed for success. The end result was a portfolio that should provide long term income as well as have a greater tax efficiency. Brennan is great to work with, an excellent communicator, and outstanding financial planner. I strongly recommend Brennan to help with your wealth management needs.
Relationship to Financial Advisor: Client as of Jul 21, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Bill
Bill

A Client-First Advisor Who Leads With Planning, not products

✅ Wealthtender Certified Advisor Review™
Jul 7, 2025
I’ve known Brennan for almost 20 years, and from the start, he stood out as a dedicated, thoughtful, and client-first financial advisor. He puts his client’s best interests first and uses financial planning as the foundation for every relationship. Brennan asks the right questions and listens closely to understand each client’s goals, risk tolerance, and unique circumstances before offering tailored advice. His ability to simplify complex strategies and deliver actionable guidance sets him apart from other advisors.
Relationship to Financial Advisor: This reviewer has never been a client.
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Peter Schafer
Peter Schafer

A Trusted Advisor with Integrity, Insight, and Personalized Service

✅ Wealthtender Certified Advisor Review™
Jun 24, 2025
We first met Brennan through Fidelity, where he managed the financial portfolios of Pfizer Inc.’s executives and retirees. From the outset—and continuing to this day—we’ve been deeply impressed by his expertise, strategic insight, integrity, and approachable demeanor. Brennan takes the time to get to know each client personally, understanding their unique financial goals and needs before crafting a tailored investment strategy. His approach is holistic, incorporating not only investment management but also thoughtful consideration of tax implications, estate planning, and both pre- and post-retirement needs. What sets Brennan apart is his ability to stay ahead of today’s rapidly changing global and market dynamics. He offers timely, well-informed advice on portfolio adjustments to maintain the appropriate risk-reward balance in any environment. Now in retirement, we continue to work closely with Brennan as he helps us meet both our short- and long-term financial goals. He utilizes a variety of strategies and financial vehicles designed for tax efficiency—both in terms of planned withdrawals and future bequests. Perhaps most importantly, Brennan is a truly kind and trustworthy individual who serves his clients with genuine care and as a true fiduciary. When he launched his own firm, we chose to continue our relationship with him because of the exceptional service, dedication, and expertise we had come to value. We remain very pleased with that decision.
Relationship to Financial Advisor: Client as of Jun 24, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Stefanie Hansen
Stefanie Hansen

Sets the Standard for Advisors

✅ Wealthtender Certified Advisor Review™
Jun 18, 2025
We've worked with Brennan for many years and we continue to be impressed with his knowledge levels across a multitude of areas. We were impressed from day one, and the deeper we dive into financial planning with Brennan, the stronger our confidence and relationship with him grows. He does an amazing job of identifying, analyzing, strategizing, and explaining in simple terms when needed. He is professional while also being very approachable. My wife and I recommend him wholeheartedly.
Relationship to Financial Advisor: Client as of Jun 18, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Gordon
Gordon

Inheritance assistance

✅ Wealthtender Certified Advisor Review™
Jun 16, 2025
Brennan is fantastic. After my dad passed away we were left with some tough decisions regarding my parents portfolio and some obligations to settle. Brennan took the time to understand our situation as well as our goals/concerns. Through the whole experience I never felt pushed in one direction or another. I was educated on our options and the benefits/risks of each. Brennan was great to collaborate with and I look forward to working with him in the future.
Relationship to Financial Advisor: Former Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Michael
Michael

Balanced Expertise

✅ Wealthtender Certified Advisor Review™
Jun 16, 2025
Brennan is a very intelligent, educated ,thoughtful, and caring person which is reflected in his professional career. His choice to be an independent financial advisor has enabled him to apply a personal approach to his clients, which is something that is greatly missed in today’s world of technology.
Relationship to Financial Advisor: Client as of Jun 16, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Sharon Winters MD
Sharon Winters MD

The best decision we ever made

✅ Wealthtender Certified Advisor Review™
Jun 14, 2025
Brennan didn’t just help us manage our money, he helped us create a plan that will support our family for generations. It’s given us such peace of mind to know that even after we’re gone, everything is in place to take care of our kids. He’s got a way of taking complex concepts, that we were overwhelmed by, and making them simple to understand. He took all of our needs and wishes into mind and overall, we felt heard, respected, and trust him. We’ve tried a few advisors in the past, and never truly felt 100% comfortable. So glad we found Brennan!
Relationship to Financial Advisor: Client as of Jun 14, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Doug P
Doug P

Financial guidance for a retiring mother.

✅ Wealthtender Certified Advisor Review™
Jun 14, 2025
Brennan was fantastic when it came to helping my mother put together a plan for retirement. Just like any other soon-to-be retiree, my mother was nervous about her savings, expenses, and future income. She had various accounts and sources of potential income, which can be overwhelming when trying to decide which account should be used for what and how to make those accounts work together. By formulating a retirement plan based on her goals and her lifestyle, Brennan was able to put her mind at ease. She now has the financial peace of mind that she needed to know that she can visit her grandkids, friends, and family across the country.
Relationship to Financial Advisor: Former Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Paul H
Paul H

Truly invested in your success

✅ Wealthtender Certified Advisor Review™
Jun 13, 2025
I’ve had the pleasure of working with Brennan, I can confidently say that his guidance has had a huge impact on my financial life. He brought a level of expertise that immediately made me not only feel comfortable, but confident. I have worked with other CFP’s and what truly sets Brennan apart is how much he genuine cared about my personal goals. Planning my retirement, managing my investments, and even advice on major life decisions- Brennan took the time to really help me understand my options. If you’re looking for an advisor that cares, educates AND delivers, I give Brennan my highest recommendation.
Relationship to Financial Advisor: Client as of Jun 13, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Drew White
Drew White

Great Human and Expert Wealth Consultant

✅ Wealthtender Certified Advisor Review™
Jun 13, 2025
I have known and been using Brennen for financial consultation for over a decade. I have absolute trust and faith in the advice he has provided over the years. He takes his job both personally and professionally. His care for his clients is why I even recommend him to my family. He has proven time and time again to be an expert in his field and provided me with professional opinions on my portfolio that have led to successful outcomes. Thanks Brennan.
Relationship to Financial Advisor: Client as of Jun 13, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Shane Skopak
Shane Skopak

Trusted expert!

✅ Wealthtender Certified Advisor Review™
Jun 13, 2025
Brennan took time to understand my goals, my reality, and what my concerns are in this space. That really helped me feel connected to him in a way that allowed me to trust where his recommendations would come from. He provided me with education that allowed me to feel completely confident in what we landed on together. Grateful to have him in my corner!
Relationship to Financial Advisor: Former Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Miranda
Miranda

Best financial planner

✅ Wealthtender Certified Advisor Review™
Jun 13, 2025
I have used Brennan for years. He is the consummate professional. He’s extremely knowledgeable in tailoring your portfolio to your needs. He is very responsive and calm which is important in this volatile market. I feel very lucky to have found him years ago and if you work with him you will feel that too. I highly recommend him.
Relationship to Financial Advisor: Client as of Jun 13, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Linda Silver
Linda Silver