Charles Hamowy, CFP®, CPA/PFS
We Plan for All the Seasons of Your Life.
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Seasons of Advice Wealth Management
Charles Hamowy, CFP®, CPA/PFS
New York, NY
Serving Clients Nationwide
We Plan for All the Seasons of Your Life.
5 out of 5 Stars
Jump to Reviews
Areas of Focus
- Estate Planning
- Financial Life Planning
- Insurance
- Investment Management
- Owning a Business
- Socially Responsible Investing
- Taxes
About Charles Hamowy, CFP®, CPA/PFS
A graduate of New York University in 1978, Charles Hamowy began his career in the accounting profession as a certified public accountant. After a successful decade-long career in accounting, he redirected his passion to help others build their personal financial success.In 1990, Charles founded the firm which later became Seasons of Advice Wealth Management, LLC. Through its innovative Stewardship Portfolios, SOAWM is committed to socially inspired investing where investors can “do well by doing good.”
Charles has consulted and coached other financial services practices for over a decade. A commentator and author, he is a sought-after media expert and public speaker addressing topics from investment portfolio design to planning for life’s uncertainties.
Charles is also the editor-in-chief of the Socially Inspired Investor digest and podcast which is thought leadership on Socially Inspired Investing and trends. Lastly, he is also a successful entrepreneur who has started and grown several other businesses in the area of the arts.
Charles is from Brooklyn, and lives and works in New York City.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Certified Public Accountant (CPA)
- Personal Financial Specialist (PFS)
Primary Location
120 West 45th Street, 14th Floor, New York, NY 10036
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
What to expect in the first meeting
Click the 'Book Intro Call' button above to contact us and schedule time for an introductory conversation. We'll get to know each other and listen to understand your unique circumstances so we can determine the best way to proceed. We look forward to speaking with you.Offers Investment Management
Yes
About Seasons of Advice Wealth Management
For over three decades, our team at Seasons of Advice Wealth Management has helped our clients make relevant and effective financial choices to help them comfortably and confidently build wealth. We are experienced and independent professionals who have the knowledge, inspiration and practical expertise that can make an important emotional and financial difference in your family’s financial security and success.We Plan for All the Seasons of Your Life
Ours is a unique approach to a traditional discipline. Addressing your finances according to the seasonal flow of your life — and your money — aligns with natural processes. The Seasons of Advice process has a natural rhythm, one that aligns with the way you experience life. By giving our work together a context that is constant and reliable, all financial matters receive proper consideration, so you can make more effective choices and keep your wealth-building momentum moving forward.
❄️ Winter: Goal Tracking
The main purpose of the Goal Tracking season is to analyze and discuss how we are progressing with each of your goals. This is where we recalculate where you stand, re-evaluate our assumptions and possibly re-set our strategies moving forward.
🌱 Spring: Asset Allocation
In Asset Allocation we take into consideration your risk tolerance, investment time frames etc. We then set the Investment model we will be using for the next 12 months.
🌞 Summer: Family, Security and Cash Flow Review
This season will focus on cash flow ensuring you are properly positioned for your short term cash needs. Insurance and estate planning strategies are reviewed. Additionally, we discuss intergenerational issues and employee benefits.
🍂 Fall: Tax Planning
This season is designed to make sure your taxes are organized as much as possible. We reach out to your accountant to work with us to help you make appropriate tax decisions, not only to save taxes in the current year but also for the long run.
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At Seasons of Advice Wealth Management, we are committed to helping you achieve your financial potential. Contact us today to schedule an introductory call. We look forward to speaking with you.
Education
New York University, Bachelor of Science, Accounting
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View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Dual Income Family
- Families
- Gen X
- Intergenerational Families
- Living in Retirement
- Parents
To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
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A Trusted Advisor
✅ Wealthtender Certified Advisor Review™
Sep 10, 2025
I've been a client of Charlie for close to a decade and I wholeheartedly recommend him as a financial advisor and manager. For me, the trust I have in Charlie as an advisor is paramount, and he has consistently earned that trust throughout our collaboration. His proactive process for managing my financial life, not just my investments, has been very helpful in making critical decisions regarding retirement, estate planning ,etc. His guidance regarding my investments has consistently had very positive results. Additionally he manages a very professional organization. Working with the professionals and staff at SOAW has always been a pleasure due to their expertise and commitment to customer service. I believe Charlie would be an excellent advisor to anyone, no matter the size of their portfolio, and I enthusiastically recommend him.
Relationship to Financial Advisor: Client as of Sep 10, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Charlie Hamowy: The Architect of My Early Escape
✅ Wealthtender Certified Advisor Review™
Sep 8, 2025
Working with Charlie Hamowy for over a decade has been one of the best decisions I’ve made in my life. Thanks to his guidance, expertise, and unwavering support, I was able to achieve something many dream of but few accomplish—early retirement. I am now living my best life, and I truly owe so much of that to Charlie. From the beginning, Charlie took the time to understand where I was in life and crafted an investment and savings strategy that was both realistic and forward-thinking. He not only helped build a solid financial plan, but also challenged me to think about aspects of my future I hadn’t even considered. His insight opened my eyes to possibilities and priorities I might have overlooked on my own. He has a remarkable ability to explain the complexities of the market in a way that’s easy to grasp, always keeping me informed and confident in the decisions we made together. Charlie’s advice has been invaluable, not just in terms of financial returns, but in giving me the peace of mind that my future was in capable hands. His professionalism is matched only by his sincerity and the genuine care he shows for his clients. Over the years, he has become more than just a trusted advisor—he’s become a friend. If you are looking for someone who is smart, strategic, and truly invested in your success, I cannot recommend Charlie Hamowy highly enough. He is the only person that I recommend when my friends are seeking financial advice. He helped make my dream of early retirement a reality, and for that, I am forever grateful.
Relationship to Financial Advisor: Client as of Sep 8, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Trusted Guidance and Exceptional Results for Over 25 Years
✅ Wealthtender Certified Advisor Review™
Aug 28, 2025
I highly recommend Charlie and the team at SOA. They deliver extraordinary service and exceptional results. My wife, Wendy, and I have had the privilege of working with Charlie for over 25 years, and his guidance has been instrumental in helping us achieve our financial goals. When we first began our relationship, our financial resources were modest. We had just welcomed our first child and wanted to invest wisely while preparing for the future. Charlie helped us establish clear goals and a comprehensive plan that covered savings, investments, insurance, estate planning, and taxes. Over the years, our plans have evolved, and Charlie has been a trusted advisor through every stage — from navigating market downturns to adapting to political and technological change. Supported by his knowledgeable, service-oriented team, Charlie combines thoughtful counsel, leading-edge data and analytics, and a well-honed process that has consistently delivered results. We are deeply grateful for Charlie’s guidance, his professionalism, and the important role he continues to play in our lives.
Relationship to Financial Advisor: Client as of Aug 28, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Living my Best Life with Peace of Mind
✅ Wealthtender Certified Advisor Review™
Aug 27, 2025
After leaving a job I’d held for 18 years, I didn’t know what to do with my finances — or my life. Thankfully, I met Charles in 2003, and that was the start of a partnership and journey I can’t imagine my life without. Over the years, he’s guided me through multiple transitions and has consistently brought me peace of mind. Charles is a deep listener — compassionate, professional, personable, collaborative, and incredibly smart. He’s a trusted guide whose approach is always rooted in helping you live your best life. With his quarterly check-ins, we've/I’ve been able to stay proactive and on track. I would recommend Charles to anyone, no matter their background or stage of life.
Relationship to Financial Advisor: Client as of Aug 27, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Excellent Way To Manage Your Financial Life
✅ Wealthtender Certified Advisor Review™
Aug 27, 2025
We've been using Seasons of Advice since 2008 and are very pleased. Charlie and his very capable staff have helped us manage our investable assets, review our tax planning and made sure our estate planning is correct. Our assets under management have grown considerably as a result of the advice we've received. Charlie and his staff are very responsive, patient and are always ready to help. Charlie understands our financial goals and has helped us achieve them. He has made our lives much more comfortable. We highly recommend him.
Relationship to Financial Advisor: Client as of Aug 27, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
The Wisest Decision We Ever Made
✅ Wealthtender Certified Advisor Review™
Aug 26, 2025
Choosing Charlie as our advisor stands out as one of the wisest and most impactful decisions we’ve made for our financial well-being. For over 30 years, Charlie has provided guidance that goes far beyond just numbers. His approach embodies the philosophy behind his firm, Seasons of Advice—that financial planning is a lifelong journey, with evolving needs and goals at each stage of life. Charlie takes the time to understand our personal goals, not just our portfolios. Whether managing risk, developing a tax-efficient strategy, or navigating retirement, Charlie is always thinking proactively, helping us adapt to life’s seasons with a sense of purpose and balance. Under Charlie’s guidance, our investments have grown steadily. We trust him completely—with our finances and our future. He’s not only an expert in his field; he’s also a true partner and an invaluable resource.
Relationship to Financial Advisor: Client as of Aug 26, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
On becoming a client
✅ Wealthtender Certified Advisor Review™
Aug 26, 2025
In 2006, I started thinking about leaving my job and my career to do something that would be interesting and socially worthwhile, but wouldn't pay me a dime. I had no idea whether I could afford to do this. A friend suggested I talk to Charlie, whose guidance over many years had been not only been financially sound, but sensitive to her goals and values. And so my first meeting with Charlie was a conversation about my future. His reaction to my plan was not a simple yes or no, although he gave me that, but a tutorial in how to think about financial planning as support for a person's goals and values. It should surprise no one that by the end of our meeting, I wanted to continue this conversation with Charlie as my guide. And so the tutorial has continued, and I've never regretting taking that step.
Relationship to Financial Advisor: Client as of Aug 26, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
An Amazing Person
✅ Wealthtender Certified Advisor Review™
Aug 4, 2025
We've worked with Charlie for almost 20 years. In that time, he has done an outstanding job of helping us establish a financial plan to achieve our personal goals, especially as they evolved over our lifetime. Charlie understands how to advise as life cycles change - from marriage and combining assets, to buying a home, ever changing work situations, and getting to retirement, he is always there to help us move forward. He works with us to create our portfolio to match where we are and it has consistently yielded positive results. We have recommended Charlie to many of our friends and family. Charlie has not only been our finical adviser (and rock and sanity) throughout the years but he has become a good friend.
Relationship to Financial Advisor: Client as of Aug 4, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Through the years
✅ Wealthtender Certified Advisor Review™
Jul 30, 2025
Over 35 years ago we literally stumbled opon Mr. Hamowy, who at the time was just starting out. After our initial matter and his penetrating analysis of our situation, we began our lifetime and extraordinary successful relationship with him. Thanks to his efforts, we are living much better in retirement than we did when we were both working. We have recommended him to many people who often thank us for the introduction to him. May those of you who read this review, be fortunate to retain him as your advisor.
Relationship to Financial Advisor: Client as of Jul 30, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
A Priceless Collaboration
✅ Wealthtender Certified Advisor Review™
Jul 24, 2025
We've worked with Charlie for over 20 years. During that time, he has done an outstanding job of helping us establish a financial plan to achieve our personal goals. As our lives have changed through decades of employment, raising a family and embracing retirement, Charlie's understanding of forces that impact the economy overall, and his tailoring of our portfolio in response, have consistently yielded positive results. We also appreciate that Seasons of Advice's (SOA's) journey has brought it to a place where socially-inspired investing is an integral part of its vision and strategy. We have recommended Charlie to many of our friends, and we are pleased to say that SOA is now partnering with our adult children to develop sound, achievable financial targets to support their future objectives. Above all, Charlie's warm, approachable manner has made it a joy to work with him through all our seasons.
Relationship to Financial Advisor: Client as of Jul 24, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Trust
✅ Wealthtender Certified Advisor Review™
Jul 22, 2025
Charlie has been my financial advisor for more than 25 years. When I started, I was a complete neophyte with no real plan. Charlie never made me feel ignorant, or intimidated. He has been with me through so many ups and downs and life changes, and is someone we trust implicitly to have our best interests at heart. He has guided our finances expertly.Charlie is funny, and knowledgeable, and meets his clients where they are in their financial lives. When I became the steward of my mother's finances, Charlie was invaluable in offering advice, and I have recommended him to several friends. We are lucky to have him.
Relationship to Financial Advisor: Client as of Jul 22, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
A Man for all Seasons
✅ Wealthtender Certified Advisor Review™
Jul 21, 2025
Neither my wife nor I were well-versed in economics or investing when we first met Charlie. Life and careers in NYC kept us busy, and we never took the time to seek professional financial guidance, which we realized left us in a vulnerable position. A trusted neighbor who happened to be the treasurer of our co-op board recommended we speak with Charlie. From our first meeting his expertise and versatility, sense of humor and warmth, and personalized concierge-style approach stood out. That was over 20 years ago. Since then, Charlie and his team have been unwavering in their commitment, meeting with us every quarter, evolving strategies to match our changing goals, and navigating both opportunities and risks with insight and care. Through all the ups and downs of the markets Charlie has provided stability and confidence. We are truly grateful and feel blessed to have had his guidance in protecting and growing our assets over the years. Knowing that he and his team are always looking out for us gives us tremendous peace of mind.
Relationship to Financial Advisor: Client as of Jul 21, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
A Trusted Advisor for over 30 Years
✅ Wealthtender Certified Advisor Review™
Jul 21, 2025
We’ve worked with Charlie for over 30 years, and with his excellent guidance we have enjoyed steady growth of our portfolio through every kind of market. His understanding of our life goals and family needs has allowed us to enjoy the life we want with confidence and peace of mind. Charlie continues to be our trusted partner in helping us achieve financial security
Relationship to Financial Advisor: Client as of Jul 21, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
What’s your dream?
✅ Wealthtender Certified Advisor Review™
Jul 18, 2025
I had an aversion to investing until I met Charlie, and maybe I was in a month before the market tanked twenty percent. I am one of SOA’s smaller clients, yet Charlie took every one of my many whining phone calls, and listened, too, as I quoted newspaper articles about the market’s coming demise. And then my money grew back, and then some. I’m in a socially conscious class of investments, which makes me feel like a good capitalist, and have had great returns. I’ve been with SOA now for years with brilliant Saad by Charlie’s side. I feel cared for. When we met, Charlie asked what I spent a year, and then what my dreams were if I had the money, and then he made it happen. Also, SOA gives out good pens.
Relationship to Financial Advisor: Client as of Jul 18, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Peace of Mind Using Relatability
✅ Wealthtender Certified Advisor Review™
Jul 18, 2025
It is such a pleasure working with Charlie. He really explains things and works in our interest when it comes to our finances. We, like everyone else, are busy and feel secure knowing Charlie is looking out for our interests. Working with Charlie, we are not only working toward a secure retirement, but a comfortable lifestyle while working to get there. We also are planning for our kids' exciting lives. If you are looking for someone relatable, personable and responsive, look no further. We are so glad we did.
Relationship to Financial Advisor: Client as of Jul 18, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Ensuring You Live Life on Your Terms - Priceless
✅ Wealthtender Certified Advisor Review™
Jul 17, 2025
I have known Charles Hamowy for decades. He has managed my husband and my financial assets through several phases of our lives. He has helped us save and invest so we could put our children through college, retire on our terms, and live the life we have always dreamed of. He is now helping us with estate planning and preparing heirs. He is knowledgeable, professional, talented, and trusted. His dedicated and consistent seasonal approach on looking at all aspects of a client’s financial life is priceless. I highly recommend him and his team.
Relationship to Financial Advisor: Client as of Jul 17, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Good Time Charlie
✅ Wealthtender Certified Advisor Review™
Jul 17, 2025
Charles Hamowy has managed our financial assets for the past 35 years and has been a joy to work with. He always approaches an essentially boring subject -- our modest holdings -- with excitement, imagination and a funky sense of humor. As a result, our life has become happier and more abundant. He now oversees our daughter's accounts as well. To us he's more than an advisor, he's a friend. His best advice: "Live your life!"
Relationship to Financial Advisor: Client as of Jul 17, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Accessible Excellence
✅ Wealthtender Certified Advisor Review™
Jul 17, 2025
Charlie has been our financial advisor for the past 4 years. He helped us think strategically about how we could maximize our asset holdings and develop a long term strategy for retirement. In a volatile environment he is a calming and thoughtful advisor who helps us think outside the box. We deeply value his counsel and could not recommend him enough.
Relationship to Financial Advisor: Client as of Jul 17, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
A dream without a plan is nothing more than a wish
✅ Wealthtender Certified Advisor Review™
Jul 17, 2025
We have been working with Charlie and his team for nearly 20 years. From private high schools to funding college for 3 children, to wedding plans, to second homes to eventual retirement; Charlie and his team have been instrumental and comforting every step of the way. They made goal setting a priority and helped us achieve our family dreams. Could not recommend them more!
Relationship to Financial Advisor: Client as of Jul 17, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least five years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Many years with SOA
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
Charles Hamowy and his Seasons of Advice associates have been wonderful custodians of our investment portfolio for 15 years. Through the many ups and downs of the markets, Charles has been a steady and reassuring hand, and a successful one. He has adjusted our holdings appropriately as we age. He has counseled us knowledgeably on other financial decisions. And throughout he has been a delight to work with.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
All the pieces came together.....
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
I met Charles Hamowy in 2008. I was in my 60's still employed as the Director of a not-for-profit, small pre-school. I had a TIAA Cref account and equity in a coop apartment in Chelsea, New York City. My Board of Trustees suggested a financial review, predicting that my retirement was not far off. I retired 16 years later!
He immediately advised the following to a Board Committee:
Bring my salary up to a level comparable to colleagues in the field.
Designate contributions to my 403b account to match my social priorities,
Create a SERP (Special Executive Retirement Account) to be awarded upon my retirement.
The Committee agreed and I became his Client.
I was impressed by his practice of seeing clients 4 times a year for analysis and any adjustments to our goals.
He is always available to me and my accountment by phone and/or meeting in person or via Zoom.
Our relationship has grown so that I trust that Charlie knows me very well, what my priorities are, and can advise me effectively especially now that I am retired.
I highly recommend him...... as I have to my entire family and many friends.
He put the puzzle together!
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
A fine steward of our investments!
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
For over 15 years, Charles and his team have looked after our financial assets. Through thick and thin, ups and downs, our investments have matured well, even with the inevitable market fluctuations along the way. We couldn't be happier with his stewardship. I cannot recommend Charles Hamowy and Seasons of Advice more highly.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Peace of Mind Financial Advice
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
Fifteen+ years of spectacular advice through market ups and downs. We sleep at night knowing Charlie and his team have all seasons of our life in hand. Superb advice and service always. Thank you.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Superior & Outstanding Service
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
We’ve been working with SOA for just over seven years and couldn’t be more satisfied. Charlie, Saad and their team of professionals have been an absolute pleasure to work with—always keeping our best interests at heart. Their financial advice has been consistently sound, thoughtful, reliable and their ability to remain agile and responsive to market changes has helped us achieve steady growth over the years. While we formally meet with the team quarterly, they are always accessible for questions and support. Their responsiveness is exceptional—often near immediate. We greatly value the personal attention we receive from the entire group and have complete confidence in the custodianship of our portfolio.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Charles Hamowy
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
Charlie has been our financial advisor for almost 30 years and we couldn’t be more pleased with his service and professionalism. He is an exceptional financial planner who has guided us through some of the most challenging financial circumstances. He and his very competent team are tapped into the most up to date financial instruments and, as a result, we are confident that our finances are in great hands. He is always available to discuss issues and concerns (including evenings, weekends, holidays, whatever) and has become a good friend. We would not hesitate to recommend Charlie as a financial advisor/planner. He is the best.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Made our dreams come true…
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
We first met Charlie Hamowy when we had no money at all. We had three small children and Charlie helped us map out a financial plan to get our kids through school, pay for weddings and bat mitzvah, and save enough money to retire. Now thirty years later, we are still clients, as are all three of our children, and we are well situated for the retirement of our dreams. Thanks Charlie.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
Helpful with Life
✅ Wealthtender Certified Advisor Review™
Jul 15, 2025
I not only totally trust that I can rely on Charlie and his team for my financial investments and planning I must shine a light on Seasons of Advice's four quarterly meetings and how helpful they are. Even if you think you don't need them they force you to focus on issues, like impending changes or estate planning and beneficiaries, and the date that approaches every few months is a forced reminder to actually get things done that we humans tend to avoid or procrastinate about. It is his comprehensive way of taking care of my financial life + that I find invaluable! No reservations for a 100% recommendation.
Relationship to Financial Advisor: Client as of Jul 15, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: SOA periodically invites financial planning clients we have served for at least 5 years with portfolios valued over a certain threshold to write reviews about their experiences that can help other individuals and couples decide if we may be a good fit to work together. SOA does not compensate clients for their reviews and the experiences reflected in these reviews may not be representative of the experience of others.
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Wealthtender Awards
Charles Hamowy, CFP®, CPA/PFS received the 2025 Wealthtender Voice of the Client Highly Rated Advisor award.
Award Disclosures
Wealthtender awarded Charles Hamowy, CFP®, CPA/PFS with its 2025 Voice of the Client Highly Rated Advisor Award on 08/01/25. Rating criteria based on eligible client reviews published on Wealthtender between 1/1/24 and 08/01/25. Although Seasons of Advice Wealth Management compensates Wealthtender for marketing services (including eligibility to be considered for this award), Wealthtender’s award criteria is objective and not influenced by compensation. This award is not a guarantee of future performance or success and client reviews may not be representative of the experience of all past or future clients. ↗️ View additional award details and FAQs (wt.reviews/awards)
