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Charles Rossi, MS, MTax, CFA, CPWA®, CFP®, AEP®, CAP®

Become a Better CEO of Your Wealth. Fiduciary Fee-Only Wealth Management.

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Intelligent Capitalworks Charles Rossi, MS, MTax, CFA, CPWA®, CFP®, AEP®, CAP®
Scottsdale, AZ

Serving Clients Nationwide

Become a Better CEO of Your Wealth. Fiduciary Fee-Only Wealth Management.

13 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

(480) 951-2900

Website

Areas of Focus

  • Employee Stock Options
  • Estate Planning
  • Exit Planning
  • Family and Money
  • High Net Worth
  • Inherited Wealth
  • Investment Management
  • Multi-Generational Wealth
  • Owning a Business
  • Retirement Planning
  • Special Needs Planning
  • Taxes

About Charles Rossi, MS, MTax, CFA, CPWA®, CFP®, AEP®, CAP®

Charles “Charlie” Rossi provides wealth management and planning advice and counsel to all the firm’s clients and develops all client retirement planning, investment management and estate planning analytics and strategies. He manages the firm’s equity investment research, equity dividend growth strategy, portfolio performance analytics and manages all client individual equity portfolios. Charlie also developed and manages the firm’s proprietary client cash flow bridge analytics.

Charlie serves on the wealth management team for all client engagements and is a member of the firm’s Operating, Investment Management and Risk Committees. Charlie holds multiple post-graduate degrees and is independently board-certified with professional certificates in investment management, investment management consulting, financial planning, financial consulting, wealth management, estate planning, philanthropic planning, trust advisory and fiduciary services.

Charles has completed advanced trust schools held at Pepperdine University, University of Notre Dame and Boston University School of Law and studied applied mathematics in finance at the University of Leeds, business valuation and security analysis at the London School of Economics and equity investment management at The London Business School.

Charles co-produces and co-teaches the firm's proprietary "Become a Better CEO of Your Wealth" executive education peer-led mentor program for individuals interested in learning wealth management skills to help foster and drive better long-term personal and family wealth outcomes.

Charles is a member of the CFA Institute, National Association of Personal Financial Advisors, the Financial Planning Association, the National Association of Estate Planners, the Central Arizona Estate Planning Council and is FINRA Series 65 licensed.

Charles serves on the Board of Directors for Help in Healing Home, a residential hospitality housing community for organ transplant and oncology treatment patients and their caregivers at The Village at Mayo Clinic in Scottsdale, Arizona. Help in Healing Home has served more than 23,500 patients and their families during the past 20 years. Charles lives in the Valley and is active in his church.

“I love everything about my career. The work is both challenging and gratifying. While there are frameworks for the roles I fill, no two days are ever the same. I am fortunate to work with smart, dedicated people and some of the best clients an advisor could have.” - Charles Rossi

Professional Designations

  • Accredited Estate Planner (AEP)
  • Accredited Investment Fiduciary (AIF)
  • CERTIFIED FINANCIAL PLANNER ®
  • Certified Investment Management Analyst (CIMA)
  • Certified Private Wealth Advisor (CPWA)
  • Certified Trust and Fiduciary Advisor (CTFA)
  • Chartered Advisor in Philanthropy (CAP)
  • Chartered Financial Consultant (ChFC)

Affiliations

  • Academy of Special Needs Planners (ASNP)
  • BBB Accredited Business
  • Central Arizona Estate Planners and Councils (CAEPC)
  • CFA Institute
  • CFP Board
  • Fee Only Network
  • Financial Planning Association
  • Investments & Wealth Institute
  • National Association of Estate Planners & Councils (NAEPC)
  • National Association of Personal Financial Advisors

Primary Location

16427 N Scottsdale Rd, Suite 350 Scottsdale, AZ 85254

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a complimentary call, virtual meeting, or in-office meeting. We look forward to meeting with you.

Offers Investment Management

Yes

About Intelligent Capitalworks

Intelligent Capitalworks is a premier investment management and wealth management services firm dedicated to serving a select number of families and individuals with advanced full-service wealth management needs. We are an independent, 100% employee-owned firm.

Become a Better CEO of Your Wealth | Executive Education

We produce and teach our proprietary executive education peer-led mentor "Become a Better CEO of Your Wealth" program for individuals interested in learning wealth management skills to help foster and drive better long-term personal and family wealth outcomes. The class is offered in the Spring and Fall each year.

Our Mission: Create Value

Our mission is to create value for you by helping you create the plans to protect, conserve, grow, and transfer your family and individual wealth and the disciplined investment and wealth management strategies to support your plans. We dedicate our actions and resources to working on the front lines every day helping you manage your wealth and the related processes and tasks that help you stay the course.

Our Most Important Rankings

It’s not about the firm and how big it is. It’s about long-term client success. One client at a time.

Many large investment and advisory firms lead with and promote the billions of assets they have under management as a core strength to close new business and drive the growth and value of their firms.

We don’t share that obsession.

We designed and built Intelligent Capitalworks to cultivate core professional advisor strengths to better serve families and individuals and help them accomplish more. We are committed to better, deeper, more focused and more present relationships.

As of January 31, 2026, our average client tenure is 16+ years, and we have worked for over 25 years for 35% of our clients, including relationships established prior to the formation of Intelligent Capitalworks in 2005.

What We Do

▪️ We position you as the CEO of your wealth. It’s your wealth, so we position you as the highest-ranking member of your wealth management team, responsible for setting the agenda and delegating responsibilities to C-Suite professionals. The best CEOs recruit and hire proven, accomplished C-Suite professionals.

▪️ Our C-Suite professionals join your team. We are professionals whose titles begin with C, meaning the “chiefs” who get things done. This is the group of people with the most important roles to help you as CEO. We have decades of deep experience advising wealthy families with complex financial needs.

▪️ Together, we focus on your desired results. We help you get your capital working intelligently for you.

What Distinguishes Us

We do the work.

Spend a short time on our website and this will become apparent. This is what doing wealth management looks like. There’s a big difference between saying and doing. Ask yourself, are my advisors really doing this for me? If they are, you’d know it.

We built our firm to be able to provide a select number of families and individuals with a dedicated wealth management team with the intellectual capital, resources and capabilities to help them more successfully manage many disciplines and dimensions of their wealth.

Education

Master of Taxation and Data Analytics, W. P. Carey School of Business, Arizona State University | Master of Investment Management and Financial Analysis, Heider College of Business, Creighton University | Bachelor of Science in Finance, W. P. Carey School of Business, Arizona State University

Hobbies and Interests

  • Church
  • Family
  • Running
  • Volunteering

SEC Lookup

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Who We Serve

  • Attorneys
  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dentists
  • Dual Income Family
  • Engineers
  • Entrepreneurs
  • Families
  • Gen X
  • Individuals
  • Intergenerational Families
  • Living in Retirement
  • Physicians
  • Private Foundations & Organizations
  • Special Needs
  • Veterans

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

Longtime client of 29 years

✅ Wealthtender Certified Advisor Review™
Mar 26, 2026
I met Vince Rossi over 29 years ago. I was gifted, by my employer, a course in financial education. Vince presented a detailed course through the University of Arizona Extended University in Tucson. I was interested in the material and was a motivated saver but didn’t have enough knowledge or life experience to know the best place to “park my money”. Early on, I was given a risk assessment tool to reveal my true risk tolerance. I was given the book, The Psychology of Money by Morgan Housel. (A good read.) I soon realized it isn’t just making and saving money. The attitude of wealth involves family, health, security, confidence, and joy of living in and contributing to society. There is a saying, “I might not remember what you said but I will remember how you made me feel.” This has been true for me with Vince and all the team at Intelligent Capitalworks. I wasn’t a high-wealth or high-earning person when Vince agreed to accept me as a client. That didn’t, in my opinion, affect the time, care, or planning strategy he took to understand and help me meet my financial goals. Early on, Vince recommended Long Term Care Insurance and an attorney to get my will in place. I am single, with family living out of state. I didn’t want to burden my family with making arrangements for my needs in aging later when I was able to make those decisions for myself now. Later, I was introduced to a professional, competent, and pleasant trust/estate attorney to develop my trust. The team at Intelligent Capitalworks communicates securely with my tax professionals to help plan tax strategy. Charlie and Michael are continuing to guide and support my decisions about life choices in retirement. I appreciate that I have been given a comprehensive plan from the start and the encouragement to do what it takes to build resources, enjoy life, and share abundance. Vince, Charlie, and Michael have attained high standards of professional financial credentials. Very importantly, I know they renew their pledge of fiduciary commitment. I have experienced that commitment in the almost 30 years of working with everyone at Intelligent Capitalworks. Monique and Jennifer are kind, professional , and knowledgeable. I am confident that with their attention to detail, all my paperwork is secure and in order. Receiving scams almost daily, it is reassuring to know that I can trust Intelligent Capitalworks. They have talked with me about the measures they take to secure their/my information and have provided a free online course to clients about cybersecurity. The personal and professional relationships I have enjoyed with all the team at Intelligent Capitalworks have definitely enhanced my life. I would recommend anyone to take the time to at least meet this team. Marla L.
Relationship to Financial Advisor: Client as of Mar 26, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Marla L

Hiring ICW has proven to be the best financial decision we’ve made!

✅ Wealthtender Certified Advisor Review™
Mar 25, 2026
ICW provides a comprehensive financial service that covers all our life needs. We began working with Vince Rossi in 1998 having been referred to him by my very discerning uncle. We followed Vince when he opened his own firm, Intelligent Capitalworks. This has proven to be the best financial decision we’ve made. Vince and his whip-smart team have expertly guided us through every financial junction. They provide integrated family wealth management, financial/investment education, financial, cash flow and tax planning, risk and insurance review and planning, portfolio construction, investment management, and philanthropic planning. They work with our CPA and estate planning attorney making everything seamless and easy. I’ll tell you a secret. I used to show up in the early days at our meetings with my knitting because all that financial talk made my head spin. I listened and over the years I gained an education in planning and investing. I could never do what Vince, Jennifer, Charlie, Michael, Monique and Jill do. They are highly educated professionals. They always explained what they were proposing and why and taught us the wisdom of the long game. I never worry about the ups and downs of the market because I know ICW does deep and thoughtful research, uses advanced software and technology platforms and integrates this information into their planning on our behalf. Today, ICW works for 12 different households in the four generations of our extended family providing advice as well as managing wealth and investment portfolios. ICW is compensated by professional fee only; there are no commissions from product sales. Their commitment is to a fiduciary standard, which means they are aways acting in our best interests. And on a final note, it is a pleasure to know this wonderful group of caring, smart, dedicated and hard-working individuals who over the years have become treasured friends.
Relationship to Financial Advisor: Client as of Mar 25, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Payton and David

Our 31-year relationship with Vince Rossi and Intelligent Capitalworks

✅ Wealthtender Certified Advisor Review™
Mar 20, 2026
We first met Vince Rossi when my wife and I enrolled in an evening course on investments. It was fascinating to see the various tools that could be used to evaluate stocks for investment. Some of our friends and colleagues also attended. At the end of the course, we transferred our portfolio to Vince and Intelligent Capitalworks management. Our relationship has continued for 31 years. Our financial education continued with a seminar in Wealth Management led by attorney Jonathan Blattmachr presenting about trust and estate planning. Our son and daughter-in-law both attended with us. Vince gave us a book on Cowboy Ethics. I valued especially the ideas in the poem “Ride for the Brand” and have followed that admonition in my life since. Vince and staff do all the background work on development, documentation, account maintenance, and workflow implementation. They have also set up remote recordkeeping sites in case of a catastrophic event in Scottsdale. We started with a questionnaire filled out separately by my wife and by me concerning our attitudes toward investing and risk tolerance, life goals, family members, plans for future generations, and retirement considerations. Then we had an in person discussion with Vince about the questionnaire and our views on other matters. We continued with yearly in office visits and occasional home luncheon visits at our home. When we moved to a different state, the reviews were conducted by phone. Whenever I had a question I could call Monique the receptionist and she could handle many of the problems. If not, she could refer me to the appropriate person. The IT computer person helped me one time with a problem, and Jill, the accountant helped with some questions. Charlie reevaluated our monthly cash flow needs (very accurately). Vince has helped us understand long-term care insurance and annuities. Vince communicates well and does it in person and on phone and video calls. It was important to us to know that Vince and the other investment professionals have applied themselves to multiple aspects of wealth management and have multiple certifications and attend up to date courses. Our relationship over the years has become a personal friendship. Besides the working lunches in our home, we attended a holiday performance Vince’s children were involved in. Vince and I went on a campout and fishing trip in Northern Arizona. Vince and staff keep up to date on our health situations, our children and grandchildren. Vince and staff have provided us with education in financial and investment information, financial planning, review of our trust documents, retirement planning, executed gift trusts for our grandchildren toward education, portfolio management which has evolved over the years as our status from working to retired occurred, cash flow advice, cash and liquidity management, tax planning, and researched and confirmed that we could retire at 62. Our original assets have more than doubled and remain stable to rising during 30 years living in retirement. We appreciate that the ICW staff do not charge commissions on each trade, relying only on their professional fees. Their review meetings keep us aware of and informed on current issues in finances and our personal situation. The culture of the staff is of knowledgeable, hard -working, helpful, and thoughtful individuals each expert in multiple areas of wealth management, working together for our (client) benefit. My wife and I value our long-term financial and personal relationship with Vince Rossi and the ICW staff. Paul D. 3/20/2026
Relationship to Financial Advisor: Client as of Mar 20, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Paul D.

10 Year Anniversary

✅ Wealthtender Certified Advisor Review™
Mar 13, 2026
We’ve worked with Intelligent Capitalworks for the past ten years and have been very pleased with the relationship. From the beginning, their team invested significant time helping us understand our financial picture and developing a comprehensive plan before implementing any recommendations. That thoughtful process gave us great confidence in their approach. Over the years they’ve helped us with many aspects of our financial life, including investment management, financial planning, retirement planning, tax considerations, and estate planning coordination with our attorney. We especially value our periodic meetings with our ICW Team to review our life circumstances, which helps ensure that we remain on the right financial track. Their fee-only structure and fiduciary commitment are clearly aligned with our interest. ICW has been knowledgeable, responsive, and a trusted partner in helping us manage and plan for our financial future.
Relationship to Financial Advisor: Client as of Mar 13, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Susan and Larry L.

Peace of mind

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
My husband and I began our financial relationship with ICW in 2021 after a close and trusted friend recommended the firm. From the very start we were very impressed with the level of care and attention they provided. After they familiarized themselves with our goals, and desires, they proceeded to accumulate the necessary information in great detail. They also offered us to take a risk tolerance test so to assess if a how realistic our goal of financial security and independence were. We also have peace of mind that our private information is safe and secure with ICW, as they practice cybersecurity awareness to secure and protect their client’s privacy. This firm is a professional fee only, no commissions from product sales, which means they have your benefit at heart, not theirs. They are committed to provide us a comprehensive wealth management plan. They are always ready and willing to meet with us to accomplish our financial goals. We highly recommend this firm for securing your financial future.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Soheyla B.

Our 30-Year Review Working Together with Intelligent Capitalworks

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
Don and Carol E. met Vince Rossi in 1995. He was teaching a class on how to become a better manager of your assets, sponsored by the University of Arizona. Don planned to retire in the near future and wanted to have a better understanding of investing for retirement. Through Vince, we learned things to avoid and things to look for. We became his clients and appreciated his fiduciary attitude. We followed him when he formed his own company, Intelligent Capitalworks (ICW) and legalized the fiduciary relationship. He has filled his company with knowledgeable and capable people. They never dodge questions. They answered them. If the knowledge was not on hand, they dug in and found it. They have the required certifications. They stay up to date with their knowledge. When asked for a recommendation for a financial advisor, we recommend ICW without hesitation. As a result, our two daughters, their husbands, and our four adult grandchildren, as well as the children of my sister are all clients of ICW.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Don and Carol E.

My Review of Intelligent Capitalworks after nearly 30 years of working together.

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
We have known Mr. Vincent Rossi and his company for nearly 30 years and have been clients during this time. My introduction to Mr. Rossi was through educational courses he conducted on the subjects of investing, wealth accumulation, stock and bond markets, investment funds, risk assessment, and time. At the time I attended Vince’s classes, I had been regularly contributing the maximum amount into a qualified plan (Keogh Plan). There was a significant nest egg but I knew that I had little understanding about investing nor a clue on how much wealth accumulation we would need to provide for us in our retirement years. His course confirmed my ignorance in all these areas. I did not conclude the course ready to be an investor but now had a much better understanding of the objectives of a well-structured plan of investing and wealth accumulation for a future time of need to be able to replace my working income with investments and funding. Some of the most important facets of investing and wealth accumulation I learned from Mr. Rossi were: Always remain in the market. Market timing is impossible to predict and more likely that you will miss with significant surges when they occur, as their duration can be short. Make and follow a plan to regularly contribute to your yearly goals. You need a long time horizon to have predictable growth 20 years or more. Don’t get rattled with the down cycles, continue to contribute to your goals. Check and rebalance the investments but never leave the market. You will never recapture what you lost in time being out of the market. When you have a long term time horizon for investing and wealth accumulation, time is on your side to be successful, meaning, start the process of investing and wealth accumulation early in your working career. Don’t wait until you feel that you have “extra money” to contribute. When time is against you to grow your wealth, it is always against you. You can’t compensate for time. Be patient with the process and work the investment and contribution strategy that has been developed for you. As Vince has told me, the first million is the hardest to achieve, but after that with compounding you will accelerate the growth of your wealth. Our strategy was value and capital gains, owing great companies that also spin off dividends to reinvest, and compound growth. Diversification over various types of industry classifications and knowing that we can’t always get the best results in each group but collectively the growing equity helped compensate for some of the lesser performers at time. ICW is more than an investment firm for their clients. They act as a fiduciary and help immensely with estate planning, tax mitigation, insurance, and risk management. In other words, they are a comprehensive guidance to their clients’ financial needs now and for the rest of their lives. We are now in the drawdown years with our investments to support our lifestyle in the same manner as during our working years, but with time for ourselves. No matter how bumpy the markets may be in the future, we will remain financially secure because of the plan that we instituted many years ago and continue to manage our financial affairs. What I can say in conclusion is that we have been blessed in our relationship with Vince Rossi, ICW, and his great and competent staff. Thirty years ago Mr. Rossi through a series of lectures helped me better understand the field of markets, risk, investing, wealth accumulation, and time. I was at least smart enough to realize that I did not possess the knowledge, skills and planning to accomplish financial freedom and security for ourselves. Trial and error, guessing, hoping, asking friends, or reading some articles or books was not the path to take. Retaining Vince Rossi and his company, ICW, was the best decision we could have made. For those of you old enough to remember, in Clint Eastwood/“Dirty Harry” movies, his famous remark was “MAN’S GOT TO KNOW HIS LIMITS!” Fortunately I knew mine early on
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Paul M.

Outstanding 17 Year History

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
We have worked with Vince Rossi and his team at Intelligent Capitalworks for over 17 years. The entire ICW team has a commitment to fiduciary standards in helping us reach our goals in many areas such as: financial education and planning, tax planning, trust and estate planning, retirement planning, portfolio construction and management. At in-person meetings they explain how their strategy will help us achieve our financial goals through the use of professional investment software. For financial success we recommend Intelligent Capitalworks.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Robert and Maryann S.

Our True Fiduciary: 10+ Years of Unwavering Trust with ICW

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
Over a decade ago we began our search for a trusted financial advisor. It was a very laborious task and we took the process very serious. Our goal was to find an advisor who would provide personalized treatment, understand where we came from, who we are now, and where we want to be in the future. Additionally, it was essential that the advisor always look out for our best interest, and serve as our unbiased, ethical fiduciary that are paid a professional fee and not on the commissions of product sales. During the lengthy process we were fortunate to find ICW and for more than a 10 years we have worked directly with Vince, Charles, Michael, Monique, and others. I can unequivocally state that they have earned our confidence and trust. From the very start, it was clear that our personal dreams and desires were the driving force and always at the center of our comprehensive wealth management plan. The Team spent many hours getting to know us well beyond our finances. They effortlessly developed a personal relationship that was integrated into specific and valuable financial guidance which made sense to us as individuals. The Team provided ongoing sincere and honest advice and guidance that was always based on our solid plan. They continually ask the right questions, process our answers, and respond without judgement. In other words, our lack of financial acumen was never looked down upon, but instead, gave the Team the opportunity to educate us and provide information to ensure our understanding and comfort in the process. As business owners in our own professional field of expertise, we cannot be fully accomplished nor skilled in all sectors. Therefore, we have a strong commitment to finding “big brains” or the best-in-class advisors to support us. The ICW Team has successfully filled the role of our Comprehensive Wealth Management Advisor. Not only is the Team qualified by having the most current education, training, and up-to-date certifications, they are able to expertly leverage technology to personally engage us throughout our wealth journey. The integration of regular in-person meetings and calls provides us with personalized, real-world guidance and education that gives us the information at whatever depth we ask. Worth noting is the amazing breadth of knowledge and experience that is highly evident in these meetings, which provides us with stability and confidence in the entire process. Moreover, the wide range of financial support they provide includes valuable, unbiased referrals of other “big brains” needed to strengthen our business financial success. These advisors have been in areas of estate planning, retirement plan management, accounting, insurance, etc. Overall the ICW Team has far exceeded our expectations and we highly recommend them as a trusted fiduciary based financial wealth advisor.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Anne-Marie and Steve

The only thing I regret is not starting with them earlier in my life!

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
I have been working with Intelligent Capital Works (ICW) for over three years and have been extremely pleased with the experience. I have always felt confident that they have my best interests at heart, and I appreciate that I never feel rushed—whether meeting in person, on Zoom, or by phone. ICW is very thorough when explaining and discussing my financial plan, as well as other concerns such as estate and healthcare planning. They take the time to ensure I fully understand every aspect. Whenever I have questions, I don’t hesitate to call or email—they always respond quickly and take the time to research the topic I’m asking about, whether it’s a new tax law or an unplanned expense I’m considering. I’m consistently impressed by how attentive and genuinely interested everyone at ICW is in our lives. I’ve never felt like just a number; instead, I feel truly cared for and looked out for. I’m very pleased with the results I’ve experienced so far and truly appreciate working with a fiduciary who is not selling commission-based products. Their commitment to continuing education is evident, and they are always willing to explain their processes—or talk me off the ledge when I become concerned about national or global events. I’m also impressed with their planning dashboards and the reporting software, which I can access at any time. ICW has helped structure my retirement income with careful attention to tax planning, they have reviewed our estate planning documents and made important recommendations. ICW also met with my son to educate him on the importance of saving for his retirement. They always work professionally and keep security top of mind. I really couldn’t be more pleased with ICW. My partner has been so impressed with the work they’ve done for me that he also signed on with ICW. I don’t often write reviews, but I didn’t hesitate in this case because I’m genuinely happy with both the work they do and how they do it. The only thing I regret is not starting with them earlier in my life—I waited until retirement to begin this planning, but it has been a great relationship from the start.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Marci S

Trusted Advisors Who Guided Me Into Early Retirement

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
My partner Mark and I have been clients of Intelligent Capitalworks since late 2019/early 2020, and over that time they have become one of the most trusted and steady influences in our financial lives. Their leadership, stability, and deep commitment to education have guided us through nearly every major financial milestone — including my transition into early retirement at age 52 after a long, demanding career in high tech. One of the most important qualities of this firm is the depth and breadth of client education they provide. Long before implementing any changes, they took the time to help us understand what an integrated wealth plan looks like, how to structure for long-term security, and how to plan realistically for early retirement. They helped us model different retirement ages, reviewed our cash flow needs in detail, and walked us through risk-tolerance surveys to understand both my and my partner’s comfort levels. We’ve discussed everything from cash flow planning, to liquidity, to structuring our estate and home inside a trust, to planning for future healthcare needs with early retirement. Their explanations are clear, patient, and empowering — I always feel confident in the decisions we make together. Their guidance was invaluable during stressful periods, including the market downturn during Covid. They talked me through the fear and helped me stay focused on long-term planning rather than reacting emotionally. That calm, steady approach made a lasting impact on my confidence as an investor. Our meetings have evolved over the years. While I was working, we typically met over Zoom due to my schedule, but now that I’m retired we genuinely enjoy visiting their office. We meet formally twice per year, but they have always made themselves available whenever I need them — especially during this recent retirement transition. They’ve met with us multiple times in a single month to help move my 401(k), establish the right payout cadence for our living expenses, evaluate the cash we need for long-delayed home improvements, and restructure our allocation to support retirement goals. When I’ve needed guidance on tax withholding, donor-advised funds, or timing stock sales, they’ve responded quickly and thoroughly. We benefit from a fully integrated wealth management plan, including retirement planning, tax planning, risk and insurance review, estate and trust planning, cash-flow planning, and full investment management. They introduced us to an excellent estate planning attorney, and everything we own is now properly structured within our trust. They also help us think through healthcare options for early retirement, which I’ve greatly appreciated. Their six-person team is exceptional. Vince, his son Charlie, and his nephew Michael are the advisors we work with most closely, and each brings deep knowledge, experience, and reassurance. Monique keeps everything organized and running smoothly — she is friendly, patient, and incredibly efficient. The whole team is collaborative and responsive, especially during major life transitions. I always feel supported and understood. Their technology and reporting tools are robust and easy to use. I can see all our accounts in one consolidated view, the reports are clear and detailed, and their planning software is excellent for evaluating tradeoffs (for example, comparing different stock allocations and their implications on long-term risk and projected portfolio outcomes). Their secure document portal adds another layer of safety, and I’ve always felt that they take cybersecurity and client protection seriously. The firm’s culture is thoughtful, educational, client-first, and rooted in fiduciary duty. It also matters greatly to me that they are a fee-only firm — no commissions, no sales pressure. I trust completely that their advice is aligned with our best interests. After more than five years with Intelligent Capitalworks, I can say that their combination of professionalism, education, responsiveness, and genuine care is rare. I have full confidence in the team and in the plan we’ve built together. I highly recommend them to anyone seeking a comprehensive, trustworthy wealth management partner.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Kelly and Mark

14 years with Intelligent Capitalworks

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
I was introduced to ICWIA around 2012. I had been dealing with closing my mother’s estate and selling her home. Her portfolio was not working effectively. I needed professional help. I was quite skeptical of letting someone have control of the money. I had to be willing to listen and see what they had to say. If my memory serves me right, we had about three meetings before they put a plan together. It was an education for both of us. They were learning about my world, and I was learning about what they do. I had a job at the time where my salary wasn’t near what I would now be in control of. I reassured them that I had been aware of what was coming upon my mother’s death. She made sure I was aware of the situation. But nothing can prepare you until you take it into your hands. Once I felt comfortable with the staff and their plan my anxiety was lessened. Since then, I have been extremely happy with their results. I don’t need an aggressive portfolio but one that is in the middle of the road. They have achieved very good results. I am very happy with the entire experience. They stay informed of the market and the trends. Their computer software and security steps are outstanding. As changes have happened in my world or items they think I should be made aware of, there have been discussions. Several years ago, we established an account to help with tax deferral and retirement. It has been handled very well. Overall, I have been very fortunate to have been one of their clients. Gabby B
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Gabby B

Intelligent Capitalworks - Highly Recommend

✅ Wealthtender Certified Advisor Review™
Mar 4, 2026
ICW has provided the following services for me for 2.5 years: • integrated family wealth management plan • financial/investment education • financial planning • cash flow planning • cash and liquidity management • retirement planning • tax planning • portfolio construction • investment management The service I have received has exceeded my expectations on all dimensions: • Portfolio strategy and construction • Integrated financial planning including investments, risk, cash flow, tax, insurance, and estate planning implications • Investment education • Online client tools and visibility • Client service responsiveness • Security • Professionalism, courtesy, and personal attention I recommend ICW to anyone looking for a long-term advisor that they can count on to anticipate and meet their needs.
Relationship to Financial Advisor: Client as of Mar 4, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Intelligent Capitalworks invites wealth managment clients to write reviews about their experiences working with us that can help others decide if we may be a good fit to work together. Each client review may not be representative of the experience of other clients.
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Andy H
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