Chris Mastro, CFP®
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Impact Fiduciary
Chris Mastro, CFP®
Pasadena, CA
Serving Clients Nationwide
Finally, stop second-guessing your financial decisions
5 out of 5 Stars
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Areas of Focus
- Equity Compensation Options
- Financial Life Planning
- Investment Management
- Retirement Planning
- Socially Responsible Investing
- Taxes
About Chris Mastro, CFP®
Hi, I'm Chris Mastro. I moved to Los Angeles from New York after earning my Bachelor of Fine Arts from Purchase College, where I also minored in mathematics. Prior to entering the world of financial advising, I served as the Director of Operations for a global events company, honing my skills in leadership and strategic thinking.My passion for problem-solving and personal finance naturally steered me towards my career as a financial advisor. To deepen my expertise, I completed the financial planning program at U.C. Berkeley and earned my designation as a CERTIFIED FINANCIAL PLANNER™ professional.
Personal Story
Outside the office, I enjoy exploring the best Asian cuisine in town and catching live music across Los Angeles. In the evenings, you’ll often find me at a spin class, while my weekends are spent hiking trails or taking in the natural beauty of our local beaches.
I’m passionate about setting goals and charting the best course to achieve them, and nothing brings me more satisfaction than helping my clients do the same.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
-
Fee Only Network
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
21 Miller Alley, Suite 210, Pasadena, CA 91105
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call button above to schedule a complimentary 20-minute Discovery Call with Impact Fiduciary. No pressure, no obligation — just a conversation about your goals and how we can help. We look forward to speaking with you.Offers Investment Management
Yes
About Impact Fiduciary
Your tech career created opportunity — now it’s time to maximize it.At Impact Fiduciary, we help tech professionals trade financial complexity for clarity.
Our team specializes in simplifying stock options, RSUs, 401(k)s, IRAs, Backdoor Roth strategies, estate and tax planning, insurance, and more— so you can focus on what’s next. We build powerful, straightforward plans that make your money work smarter — and get you to financial freedom faster.
✔️ Optimize your comp
✔️ Invest with purpose
✔️ Make work optional
Investing at the Intersection of Disruption and Sustainability
Align your values with your portfolio and invest in a better future. Impact Fiduciary's goal is to avoid ethically challenged companies susceptible to disruption while investing in organizations that are solving some of the world's biggest challenges.
During our comprehensive review, we will identify your specific goals, risk tolerance and time horizon. Then, take into account any additional screens or customizations for your individual strategy. Our innovative indexing approach is designed to keep costs low while maximizing performance and minimizing risk.
Fiduciary Impact
Impact Fiduciary acts as a fiduciary at ALL TIMES. You can rest assured knowing that you will never be sold any commission based products.
Education
Purchase College, SUNY, Bachelor of Arts, BA
Hobbies and Interests
- Beach
- Eating Out
- Family
- Hiking
- Music
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Dual Income Family
- Families
- Financial Independence Retire Early (FIRE)
- Gen X
- Gen Y / Millennials
- Intergenerational Families
- Living in Retirement
- Parents
- Technology Professionals
- Young Families
To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
Write a Review
By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 14, 2025
From our first meeting, Chris struck the perfect balance of easygoing confidence and sharp financial expertise. He asks great questions, remembers the details that matter, and keeps communication quick and transparent. You feel his integrity within minutes, and that feeling only grows as the results come in. Highly recommend Impact Fiduciary.
Relationship to Financial Advisor: Client as of Aug 14, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jul 13, 2025
Chris is a knowledgeable, trusted and understanding advisor. He provides customized services and goes out of his way to help his client. Highly recommend working with Chris & Impact Fiduciary!
Relationship to Financial Advisor: Client as of Jul 13, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Apr 28, 2025
Patrick has been our financial advisor for years and we couldn't be happier with his advice, his personal care and knowledge. We have always felt very comfortable and confident that he has the best interest for our finances, while investing in clean and renewable energy and good ethical companies. He's also help us set up our will and trust and our retirement accounts so we feel better about our family's financial future. I can not recommend Patrick and Impact Fiduciary enough.
Relationship to Financial Advisor: Client as of Apr 28, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Oct 5, 2024
We’ve been working with Chris as our fiduciary financial advisor, and the experience has been outstanding. Chris truly listens to our financial goals and provides clear, tailored advice that aligns with our family’s needs. He explains everything in a way that’s easy to understand, and we never feel pressured into making decisions. His knowledge, professionalism, and dedication to helping us build a stable financial future are invaluable. We highly recommend Chris to anyone looking for trustworthy, personalized financial guidance.
Relationship to Financial Advisor: Client as of Oct 5, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Sep 16, 2024
I have been working with Chris at Impact Fiduciary for about a year now, and am really pleased with not only the financial outcomes, but also the level of care, kindness, and professionalism in his approach. I really appreciate all the tools that have been passed along to me and the personalized plans and guidance. I feel listened to and have learned a lot about personal finances, at all levels. I also am glad to know that my investments are aligned with my values and that I can trust where my dollar is going. I am happy I chose Impact while searching for a fiduciary, and would highly recommend!
Relationship to Financial Advisor: Client as of Sep 16, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 29, 2024
It's been a joy working with Chris. There is clear communication and trust in our meetings. He makes you feel confident and safe about your decisions while trying to move the needle forward, maximizing your earning potential. After all he's a fiduciary or wizard so he's sworn by law (or magic) to protect your assets at all costs. My husband and I are very happy with our progress and only wish we met with him sooner. Anybody would be lucky to work with him and ultimately call him a friend.
Relationship to Financial Advisor: Client as of Aug 29, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 28, 2024
Chris is so knowledgeable and fun to work with. What could be an overwhelming and intimidating process is easy and accessible thanks to his insight. We’ve also seen meaningful growth in the short period we’ve been with Impact. Can’t recommend enough!
Relationship to Financial Advisor: Client as of Aug 28, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 5, 2024
Worked with Chris M. for almost 2 years and he was able to get my finances on track. From student loans to side-job income, he made it easy to put together a plan to make the most of my money - 10/10
Relationship to Financial Advisor: Client as of Jun 5, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 27, 2024
Our experience with Chris Mastro and his team at Impact Fiduciary has been excellent. Chris is knowledgable, thorough and insightful, and we're very happy with the holistic approach he's taken to building a long-term financial plan with us. Chris is also an excellent communicator — we've never felt uncomfortable asking him a question, and appreciate that he is always happy to dive into anything we want to explore. It makes such a difference, and we're so happy with the progress we've made. We look forward to working together with Chris for a long time to come.
Relationship to Financial Advisor: Client as of Jan 27, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jan 26, 2024
Working with Chris has been fantastic from day one - highly recommend! He has a wealth of knowledge in his field and shares this knowledge in a kind, helpful way. Every meeting with Chris felt productive; we made so much progress on my financial goals in such a short time. Thank you, Chris!
Relationship to Financial Advisor: Client as of Jan 26, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Aug 18, 2023
In the couple years I've been working with Patrick Dinan, his guidance and expertise have increased my wealth and given me a roadmap for continued growth. He is also simply a pleasure to work with, explaining complex concepts without condescension and always with a sense he genuinely cares about a plan that is right for my specific goals.
Relationship to Financial Advisor: Client as of Aug 18, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jul 20, 2023
I interviewed about 8+ financial advisors or attorneys (for estate planning) over the past couple of years and after every meeting, there was always doubt in moving forward based on the interactions. [ Enter Chris with Impact Fiduciary ] Our initial meeting with Chris was unlike any other meeting; there was no pressure, he accurately reflected our priorities, was entirely patient and present with all of our questions, and knowledgeable in a unique way that was empathetic to our needs. He's also astute in the questions he asks to help us analyze our goals and needs. My husband and I have made more progress working with Chris these past 5 months than we have in the past 5 years! I'm elated to have SO MANY tasks and goals completed with Chris' help - it's been a massive weight off my shoulders and we FINALLY feel good about our financial state. With Chris, we feel like we have an ally for our financial questions, goals, and planning. Everything from putting together a plan to reach our goals, evaluating our ever-changing financial situation, and setting up a trust, estate plan, setting up our will and advanced health care directive. Note: while Impact Fiduciary doesn't handle the estate planning/will/health care directive directly, they partner with a business who's much more affordable than working with an attorney (by a significant amount, based on what average attorneys charge). Chris is also incredibly organized in his follow ups, he's responsive and accessible, willing to walk through complicated processes/set ups together, and always happy to hop on a call to chat through questions that come up. Their full suite of services are well worth the money to manage your finances. They also offer sustainable investing - which is the icing on the cake! We fully support, recommend, and encourage you to work with Impact Fiduciary.
Relationship to Financial Advisor: Client as of Jul 20, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jul 5, 2023
I cannot recommend working with Impact Fiduciary more, specifically with Chris Mastro, who took my wife and I on with such a thoughtful and thorough approach that we knew we were in good hands. After an initial meeting and on-boarding, Chris assessed our current situation, our needs and — most importantly — our goals and worked to get us on a path that would achieve them. He does his research with precision and familiarizes himself with whatever it is that excites us as investors, while also having our best interests at heart when it comes to risk assessment and short-to-longterm growth. Chris is knowledgable, responsive and makes himself available in every way; a one of a kind advisor that has given us full faith and trust in Impact as an institution. Do yourself a favor and take the leap — you won’t be sorry.
Relationship to Financial Advisor: Client as of Jul 5, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 27, 2023
I don't want my financial well-being to depend on the market performance of companies that contradict my personal values. Impact Fiduciary's emphasis on environmental sustainability and avoidance of investments that create harm aligns with my values, reflects how people's priorities are changing; while also delivering good returns. Additionally, the Impact Fiduciary team excels in customer service. As someone new to investing and long-term financial planning, I need some hand-holding. I have personally experienced great support from Patrick, who has been available, reliable, and encouraging every step of the way. Patrick educates me on sound financial decisions with patience and good humor. I've heard similar rave reviews from my friends who work with Chris. I've been with Impact Fiduciary since 2018 and am completely satisfied. I recommend that you contact Impact Fiduciary yourself, to experience their excellent service firsthand and see if they're a good fit for you!
Relationship to Financial Advisor: Client as of Jun 27, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 26, 2023
So grateful to Chris Mastro at Impact Fiduciary for assisting me in getting my finances in order. I was overwhelmed and on the fence about talking to a financial planner, but the process has been nothing but seemless and empowering. He has helped me roll over and set up multiple new accounts, literally walking me through every step with ease. He has been managing my portfolio and I have already seen a substantial increase with my investments in only a few months. He has given me great advisement based on my lifestyle/needs and has supplied helpful tools and resources that have given me such structure and security in managing all of this. He is professional, but also personable, which really creates a relaxed, trusting working relationship. I would highly recommend Chris to anyone looking to balance, budget and improve their financial investments!
Relationship to Financial Advisor: Client as of Jun 26, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 14, 2023
Chris helped us craft a financial plan that suited our specific needs. We felt like he listened to what was important to us and every step of the way made sure we understood what we were doing. Chris is diligent, knowledgeable and professional. We are so grateful we have a trust set up now and our investments are easy to track. My wife and I are thrilled and would highly recommend working with Chris and Impact if you are looking for an exceptional financial advisory team with a personal touch.
Relationship to Financial Advisor: Client as of Jun 14, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Jun 8, 2023
I've been working with Patrick for a few years and would recommend him highly. He's trustworthy, insightful, and patient. So glad I found him.
Relationship to Financial Advisor: Client as of Jun 8, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
May 23, 2023
I've been collaborating with Chris Mastro from Impact Fiduciary for nearly a year now, and I'm consistently impressed by his patience and clarity. Being in my late 20s, I'm still fairly green when it comes to investing. However, Chris has a way of making the entire process less intimidating, always taking the time to break down any queries I may have. He consistently provides valuable insights, making it easier for me to understand how to grow and conserve my finances. His expertise has not only enhanced my experience with investing but has also allowed me to gain confidence in this area. Overall, I highly value Chris's guidance in my investment journey.
Relationship to Financial Advisor: Client as of May 23, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
May 2, 2023
My husband and I have been working with Chris Mastro at Impact Fiduciary for the past year and it has completely empowered us and given us a clear vision for our future. We can't say enough great things about the experience! Chris is incredibly personable, knowledgable, and attuned to our goals. From the get-go, he took the time to understand our nuanced income picture, risk tolerance, short and longterm financial dreams -- plus our lifestyle and interests -- and built a growth plan specifically for us. He's great at explaining each step in the process and will deep dive on any new investment avenues we're intrigued by to lend his expert advice. I love that Impact Fiduciary cares about ethical, sustainable investment geared toward growth. We leave each meeting feeling inspired and with forward momentum. I'm so glad to have Chris in our corner and would recommend working with him to anyone who wants to get excited about their future and make their dreams a reality.
Relationship to Financial Advisor: Client as of May 2, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
Apr 29, 2023
Patrick and his team at impact fiduciary are great, honest and trustworthy. Ive been a client for 4 year with many more to come.
Relationship to Financial Advisor: Client as of Apr 29, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
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