Dave Rowan, CFP®, MBA
Helping you create the life you are meant to live.
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Rowan Financial, LLC
Dave Rowan, CFP®, MBA
Bethlehem, PA
Serving Clients Nationwide
Helping you create the life you are meant to live.
0 out of 5 Stars
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Areas of Focus
- Financial Life Planning
- Having a Baby
- Investment Management
- Real Estate Investing
- Retirement Planning
About Dave Rowan, CFP®, MBA
Hi, I'm Dave Rowan. As the President and Founder of Rowan Financial, my primary responsibility is to provide my clients with the tools and encouragement they need to achieve their most important goals.With over 16 years of experience in the financial services industry, I specialize in assisting real estate investors, pre-retirees and new families in growing their wealth, and bettering their own lives along with the lives of their family and community. We love being a part of the team that enables you to continue to pursue your dreams of full-time entrepreneurship, real estate investing, or financial freedom and create the life you are meant to live.
Before founding Rowan Financial in 2011, I spent 24 years at Crayola, where I most recently served as the Director of Research & Development. Over the course of my career, I have obtained the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and the Series 65 Advisor Law Certification. I hold a Bachelor of Science in Chemical Engineering from Penn State, obtained in 1992, and an MBA from Lehigh University, earned in 2000. I am also a member of the National Association of Personal Financial Planners (NAPFA) and the XY Planning Network, which affords me the opportunity to participate in multiple masterminds and study groups to learn from others and continue to enhance my skills as an advisor.
I get to know each of my clients personally and understand what really matters to them beyond the numbers on their account statements. Should we work together, you will know what is possible for you in your life, and you will receive a prioritized Financial Action Plan along with the encouragement you need.
I am especially passionate about helping people navigate big transitions in their lives, whether that be leaving your corporate job for full time entrepreneurship, buying your first investment property or starting a new family. I have personal experience in each of these areas and bring that technical expertise to bear should we work together.
I also recognize that, like me, you’re a human being dealing with all of the emotions and concerns that these changes can bring up. When we talk about your finances, we’ll always talk about the “math” as well as the “quality of life” implications of each decision and make the call that’s best for you and those you love.
I feel qualified to help many of my clients because of my life’s journey. I was a corporate employee for 25 years before leaving to work this business full-time in 2017. I ran it as a side hustle for seven years and started investing in real estate for passive income. I was scared to death to leave my “safe” corporate job , but I knew I needed to do it to have the time that I wanted for my family, for my friends, and for myself. I wish that my 30-year-old self could have met my 54-year-old self as a guide throughout the process. I would have slept better at night and made fewer mistakes. I want to be that mentor that I didn’t have for people who are in transition and want to create the life they are meant to live.
When I'm not helping clients, I enjoy hiking, pickleball, trying to show up for all of my appointments with my trainer at the gym, traveling with my adult children and family, having deep conversations with my wife Stacy, and engaging in personal development to better understand myself and better serve others.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Master of Business Administration (MBA)
Affiliations
-
Fee Only Network
- National Association of Personal Financial Advisors
- The AGC
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
Bethlehem, PA 18020
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- Hourly Rate
- One-time Financial Plan
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory call. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About Rowan Financial, LLC
At Rowan Financial, we help people just like you put plans in place to achieve their most important goals. At our firm, your aspirations are our top priority, and we are dedicated to providing you with all the tools, encouragement and support you need to achieve a life of fulfillment and financial security.What We Do
Our greatest value lies in helping you create the life you are meant to live rather than just hope for it. We empower you to dream big and take bold steps towards your financial and personal goals, providing the guidance and support needed to make those dreams a reality.
Dave Rowan, our firm president and founder, is a fee-only Certified Financial Planner (CFP®). He, along with the rest of our team, always act as your fiduciary advisors and combine this expertise with a heartfelt approach, making sure you feel heard and valued every step of the way.
Who We Help
We deeply understand our clients’ needs for balance – creating the lives they are meant to live while being financially secure. Whether you are planning for retirement, buying your first investment property or ready for a career change, we are committed to helping you create the time needed to enjoy life with friends and family and take good care of yourself.
How We Help
We believe true financial success is about creating a solid foundation for the life you are meant to live, not just accumulating money. Our comprehensive services help you build, protect, and grow your wealth by optimizing your saving and spending habits and equipping you with the skills to make informed decisions, making us your trusted partner on the journey to freedom and success.
✔️ Building Wealth
Building wealth is about creating a solid financial foundation through personalized income management, investing, and income diversification, optimizing your saving and spending habits, and guiding you to a diversified portfolio tailored to your goals.
✔️ Protecting Wealth
We understand that protecting wealth is as crucial as building it. Knowing this, we offer comprehensive services in tax management, risk management, and trust and estate planning to safeguard your financial well-being.
✔️ Planning Packages
Our specialized planning packages are designed to provide you with the skills and insights needed to make informed decisions based on your unique circumstances. We have plans tailored to new and experienced real estate investors, pre-retirees, new families and people navigating a major life transition.
Education
Penn State University, Bachelor of Science - BS, Chemical Engineering | Lehigh University, Master of Business Administration - MBA, Emphasis in Management of Technology
Hobbies and Interests
- Exercising
- Family
- Football
- Hiking
- Pickleball
- Reading
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Living in Retirement
- Real Estate Investors
- Widow
- Women in Transition
- Young Families
To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
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Get answers to frequently asked questions regarding the services offered by Dave Rowan, CFP®, MBA
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FAQs
What types of clients do you work with?
I help real estate investors, pre-retirees, career changers and new families grow, organize and protect wealth through fee-only fiduciary planning. See more about who we serve.
Does Dave work virtually or in person?
I work with clients virtually nationwide in over 20 states and in person in Bethlehem, the Lehigh Valley, Philadelphia and New Jersey.
Do you require a minimum investable asset amount?
No. I offer flat-fee plans and comprehensive financial planning without a minimum asset requirement.
How do you invest and manage money for your clients?
We are not "set it and forget it" money managers. We use proven long-term investment strategies paired with a daily analysis of over 75 technical indicators to actively manage client portfolios. This enables us to capture most of the upside that markets have to offer, while side-stepping meaningful fractions of market downturns. We do this by dynamically managing position sizes in stocks, fixed income, precious metals and crypto as warranted by prevailing conditions in financial markets.
How do you charge for financial planning services?
I'm a fee-only advisor. That means no commissions, transparent flat-fee plans, and a fiduciary standard - so I work solely in your interest. Click here for more details on my fee structure
What is your experience with real estate investing?
I'm both a CERTIFIED FINANCIAL PLANNER® and real estate investor myself. I have personally owned multi-family properties, fix-and-flips, BRRRR's, short-term vacation rentals and co-living spaces. I specialize in helping my clients invest in rental properties, analyze and optimize existing real estate portfolios, complete 1031 exchanges and manage inherited real estate assets. Click here to learn more about Dave's Real Estate Readiness Plan
Can you help me plan for retirement?
Yes, I help people transition from lives primarily focused on earning money to lives spent enjoying the benefits of the money they have earned. I will either show you conclusively that you have saved enough for retirement when factoring in varying future market returns, inflation, health care costs and tax policy. Or, we will get you ready for retirement with a detailed set of spending, saving and investing decisions, a plan to take advantage of all possible tax deductions including Roth conversions and an Income Replacement Plan including supplementing your income in retirement as needed. Click here to learn more about Dave's Retirement Readiness Plan
Can you help me transition from a corporate job to self-employment?
Yes! I ran Rowan Financial as a side hustle while working a corporate job and successfully made the transition to full time entrepreneurship in 2017. I now help professionals build new income streams and exit their day job. You can do this!
How do you help new families plan financially?
I assist new or growing families with budgeting, emergency funds, education savings, insurance and balancing income challenges when one spouse pauses a career to care for children. Time and money are precious commodities for you at this life stage and we make the most of both by developing efficient, easy to implement financial plans. Click here to learn more about how I work with new families
Are you a fiduciary advisor?
Yes, I'm a fee-only fiduciary financial planner, which means I'm legally obligated to put your needs first.
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