Emilio Cabuto, CFP®
Financial planning for a life worth living — today and tomorrow
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Financial planning for a life worth living — today and tomorrow
Areas of Focus
- Inherited Wealth
- International and Cross-border Planning
- Investing
- Investment Management
- Loss of Spouse or Partner
- Money Psychology
- Owning a Business
- Real Estate Investing
- Retirement Planning
- Setting Up Retirement Accounts
- Tax-Smart Accumulation Planning
- Tax-Smart Distribution Planning
- Taxes
- Travel
About Emilio Cabuto, CFP®
Hi, I’m Emilio Cabuto, a Certified Financial Planner™ based in San Diego helping people age well — financially and intentionally.Many of my clients are retirees and near-retirees who want to simplify their finances, protect what they’ve built, and feel confident about the years ahead. Whether it’s coordinating retirement income, optimizing Social Security, planning for long-term care, or supporting aging parents, my goal is to make financial decisions feel clear and human.
My interest in finance began when I was 15, watching my mom’s investments tumble during the 2008 financial crisis. That experience sparked a lifelong curiosity about money and a desire to make financial planning simple, trustworthy, and accessible.
Outside of work, I love to run, travel through Latin America with my wife, Linda, and cheer on my hometown Padres. I’m proud and grateful to call San Diego home. We also run a travel page called Dos Traveling Cats, inspired by our two cats who stay behind but are with us in spirit.
If that all sounds like a good fit — I’d love to connect.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
- Financial Planning Association
Primary Location
3111 Camino Del Rio N, Suite 405, San Diego, CA 92108
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- One-time Financial Plan
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Our first conversation is a discovery meeting — completely free and focused on getting to know each other. We’ll talk about your goals, challenges, and what “aging well” looks like in your life. No recommendations will be made at this stage; it’s simply about understanding your full financial picture before deciding if we’re the right fit to work together. After all, a good doctor wouldn’t prescribe before making a proper diagnosis — and the same goes for financial planning. Whether we move forward or not, you’ll leave the meeting with more clarity and confidence about your next steps.Offers Investment Management
Yes
About Verus Capital Partners, LLC
At Verus Capital Partners, we believe financial planning should be transparent, client-focused, and built around real lives — not just portfolios.As an independent, fee-based Registered Investment Advisor (RIA) with over $2 billion in assets under management, we combine disciplined investment management with thoughtful financial planning to help clients make confident, informed decisions at every stage of life.
We work with individuals, families, retirees, and business owners nationwide who want clarity about their finances and confidence in their future. From retirement income strategies and tax-smart investing to legacy and transition planning, our goal is simple: to help clients age well, live well, and plan well — today and for years to come.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Verus Capital Partners,LLC, a registered investment advisor and separate entity from LPL Financial.
Education
California State University, Chico, Business Administration, Finance
Hobbies and Interests
- Baseball
- Camping
- Cooking
- Cycling
- Exercising
- Family
- Running
- Sports
- Traveling
- Yoga
SEC Lookup
View DisclosureFINRA Lookup
View DisclosureWho We Serve
- Americans Living Abroad
- Baby Boomers
- Business Owners
- Content Creators
- Contractors
- Couples
- Divorce
- Dual Income Family
- Educators
- Expats
- Families
- Foreign-Born Individuals
- Gen X
- Gen Y / Millennials
- Government Employees
- Healthcare Professionals
- Hispanic | Latino
- Immigrants
- Intergenerational Families
- Living in Retirement
- Professional Athletes
- Real Estate Agents
- Single Women
- Travel Lovers
- Veterans
- Widow
- Women in Transition
- Young Families
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Emilio Cabuto
Emilio Cabuto’s review as a financial adviser
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