Gerardo Garcia Jr, MBA, CFP®
You figured out how to earn well. We build what comes next
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Serving Clients Nationwide
You figured out how to earn well. We build what comes next
Areas of Focus
- Business Owners
- Education Funding
- Employee Benefits
- Equity Compensation Options
- Estate Planning
- Financial Planning
- Investment Management
- Retirement Planning
- Tax-Efficient Planning
About Gerardo Garcia Jr, MBA, CFP®
Hi, I'm Gerardo but most people call me Jerry.I'm a first-gen wealth builder myself. Which why I founded Confianza Wealth Management, to help families like mine and yours.
Growing up, my family's financial decisions were made by my parents and grandparents. That is how it works in a Latino household, where the elders have the final say. I watched decisions get made around me that I knew were not right. But questioning them meant disrespecting the people who sacrificed everything for me. So I absorbed it. And I carried that into my own financial life without realizing it.
When I entered the financial industry, I spent years helping high-net-worth clients grow assets at firms that were never built for families like mine. I earned my CFP® certification, got my MBA, and kept seeing the same gap: first-gen professionals who earn well, save consistently, own property but have no one looking at the full picture. No one building the plan around their actual life. No one who understands that their cash flow includes family obligations that never show up on a spreadsheet.
So in 2024, my wife Bianca and I launched Confianza, a name that means trust and confidence - built specifically for the first-gen professional who has figured out how to earn and needs a roadmap to build meaningful wealth.
We work with first-gen professionals and entrepreneurs, 33 and older, who are already saving and investing but have never had a coordinated financial plan built around their real life: their income, assets, family, and the future they are working towards.
When I'm not working with clients, you will find me hiking, camping, or cheering on the Padres and the Bears, and spending time with Bianca and our German Shepherd, Obi.
If you are a first-gen professional or entrepreneur who earns well but has never had a plan built around your actual life. We built this for you. Book a 30-minute Financial Clarity Call and let us start there with a simple, yet meaningful conversation.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Master of Business Administration (MBA)
Affiliations
-
CFP Board
- National Association of Personal Financial Advisors
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
Vista, CA, 92084
Meeting Options
- Video Conference
Compensation Methods
- Fee Only
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Let's Chat' button above to schedule a free introductory conversation. This is a 30-minute call with Jerry. The goal is to get to know each other and answer one question: does working together make sense? We will talk about what matters most to you financially, what brought you here, and what you are trying to build. You will leave with clarity on whether Confianza is the right fit — and if it is, a clear next step. No pressure. No commitment. Just an honest conversation is all.Offers Investment Management
Yes
About Confianza Wealth Management
Who We AreConfianza means trust and confidence. It is the foundation of everything we do. Confianza exists for one reason: to help first-gen families achieve financial independence. Not the retire-early version. The version where every financial decision you make comes from strategy and strength. Not fear, not guilt, not obligation. The moment your income, your assets, and your plan are working together so intentionally that you finally feel ahead instead of behind. This didn't exist for us, so we built it.
Who We Serve
As a Marine veteran and a first-gen Latino, I understand things most advisors never think to ask about. We work with first-gen professionals, 33 and older, who earn well but have never had a financial plan built around their actual life. They are contributing to retirement plans but don't know what comes next. They own property that has never been part of a plan. They have family obligations that no amount of spreadsheets can account for. They are doing everything right - alone.
Our Services
Every engagement starts the same way, with one question: what's important about money to you?
Nothing is built until we we know the answer of what you actually want your money to do for your life. From there we build a financial plan around your values, meaning that every recommendation thereafter: tax strategy, investment management, real estate decisions, estate planning, insurance, and business owner planning is connected back to what matters most to you.
Why Choose Us?
We are fee-only fiduciaries. No commissions. No financial products and no hidden fees.
We charge two fees and one is designed to disappear: A $250.00 monthly planning fee plus a 1% annual investment management fee. Once your invested assets reach $300,000, the monthly fee turns off automatically.
We didn't just study this, we lived it. Gerardo and Bianca are both first-gen. We are the clients we serve and we built the plan we wished had existed for us.
Education
National University, Master of Business Administration, Finance and Financial Management Services; Bachelor of Business Administration - BBA, Finance and Financial Management Services
Hobbies and Interests
- Camping
- Dogs
- Family
- Golf
- Hiking
- Outdoor Activities
- Sports
SEC Lookup
View DisclosureWho We Serve
- Business Owners
- Dual Income Family
- Entrepreneurs
- Families
- Hispanic | Latino
- Military
- Veterans
- Young Families
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