Almost 10 years ago, I was looking for a new financial advisor, and I found James (at a previous firm).  James worked with me for a few years as I neared retirement, and I have been with him ever since, staying with him through two firm changes.    James has provided periodic reviews which always cover short term recommendations and longer range simulations.    His recommendations are provided with sound logic, but he will also not insist or push if I am not comfortable with any proposed changes to my portfolio.									

										When seeking an advisor, we had talked with a few who couldn't get past the "here's how great we are, here are our awards, and look at our performance!"  I understand that you need to instill confidence in your clients, but they never got to the here's how we will help you or even how things worked.  They never stopped selling!

With James, he explained things in simple terms.  I understood how the process works from A - Z from our very first conversation.  The plan we ultimately established, the strategies we would follow, and how we would make course corrections, when necessary, etc.  We discussed risk tolerance and our long-term goals. James is very easy to talk to, patient, listens well and is very responsive!  We have been satisfied with our experience and overall performance working with James thus far and look forward to many more years!									

										James Warburton is an incredible listener who sincerely cares about our family’s goals and delivers excellent management of our portfolio. His skilled guidance for more than six years has allowed myself and my wife to successfully transition from the workplace to a comfortable retirement. James is a caring advisor and we greatly appreciate and value his management and the kind and considerate person he is									

										My family and I have trusted James with our financial services needs for more than five years.  James and his team helped me evaluate all considerations of retirement planning as I began to contemplate retirement.  They also seamlessly guided me through the retirement process once that retirement time was right for me.  What would normally have been a scary and apprehensive time in my life was made much easier with James' advice and guidance.  James is extremely responsive and ensures that my financial and life-planning goals and objectives remain on track.									

										I've worked with James Warburton for over 5 years.  James skillfully guided me through the retirement and reinvestment process.  Overall portfolio investment returns have met expectations thus far.									

										James has been easy to work with over the last 8 years. He works to understand our needs and do what’s best for our family.									

										We have worked with James for nearly 10yrs.  He has helped guide us through the retirement transition taking into account all tax obligations and future earnings.  I feel comfortable with his guidance knowing he has our best interests in mind.   The intelligence he receives and interprets, i.e. the soft landing after the recession scare, was months before it actually came to fruition.  Recently the rebalancing of our accounts was a couple of months before the current market turmoil.   His intel and foresight is invaluable.  
I have all the confidence in the world in James and his team.  I highly recommend his services.									

										James has provided excellent advice and guidance throughout the last few years of my professional career and into my retirement.  He has provided a sound business plan to support conservative wealth management while effectively lowering our tax responsibilities.  James can communicate complicated strategies in a straightforward manner. We have a great partnership. 
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										Seeking an advisor is not an easy task nor should it be taken lightly.  Sharing all your personal financial details (with no secrets) can be a leap of faith.  The only way one can do this is to have compete confidence in their advisor.  This comes with positive experiences over time. I have worked with James Warburton for over 10 years now. It started with an initial discussion to understand our financial goals and where we want to be. From there, the plan was developed and now we simply make those course corrections as markets and conditions change.  I will admit I've been "talked off the ledge" many of times by James based on my emotional investing (panic) versus his calmness and data driven guidance. Long term vision is the key to investing and James brings this insight. Remaining in sync with market conditions, communicating in a timely manner, willing to have those ad-hoc calls but most important having genuine/sincere focus on my financial success are the reasons I trust and recommend James to those seeking this partnership.									

										Working with James has been a pleasure. He has helped me to consolidate a large portion of my assets into a professionally managed portfolio. This has taken a lot of worry out of my retirement. I look forward to many good years ahead.									

										James Warbuton is the best. A friend of mine introduced to me many years ago when he worked at United Capital. Always very honest, and helping his clients to understand the markets and where the money is invested. 
Great personality and easy to talk to. He’s a great addition to Quotient. 
TAR									

										He has helped my wife and I through retirement decisions and COVID uncertainty.   These days it’s important to have a solid rock to fasten your financial ship to when the storms are constantly beating down.									

										I was introduced to James five years ago when I was offered an early retirement buyout by my former employer. James  asked me about my risk tolerance and goals and we developed a plan on where I should invest my savings.  James is a true professional. He is always looking out for my best interest. After speaking with James you can tell he cares about his clients. His staff is great and they always respond in a timely manner. I was in the insurance industry for over forty years and dealt  with thousands of clients, attorneys, real estate agents, James is at the top of my list. The best thing about James is he is a great guy you can talk to and he knows is business.  Give him a call you will not be disappointed.