James Regan, AIF®, RICP®, NSSA®
A Relationship That Goes Beyond Advisement.
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Valor Legacy Wealth
James Regan, AIF®, RICP®, NSSA®
Scottsdale, AZ
Serving Clients Nationwide
A Relationship That Goes Beyond Advisement.
5 out of 5 Stars
Jump to Reviews
Areas of Focus
- Financial Life Planning
- Investment Management
- Retirement Planning
- Social Security
- Taxes
About James Regan, AIF®, RICP®, NSSA®
James Regan always knew he wanted to help people. In college, when he realized that most people lacked real-world knowledge of the financial industry, he set out to change that. He began reading The Wall Street Journal, and for four years straight, he read the newspaper cover to cover, immersing himself in the markets and economy.Before his career as a financial advisor, James proudly served his country in the Air National Guard and was deployed three times in support of Operations Enduring Freedom and Iraqi Freedom. He was awarded the Air Force Achievement Medal and was named a “Hometown Hero” by the City of Springfield, Ill. for his service. He formerly served as Chairman of the Board for Military Assistance Mission, a nonprofit that serves active-duty military, veterans, and their families.
James began his financial career to help educate and empower his clients to take control of their financial future. As the founder and financial advisor, James’ goal with VALOR Legacy Wealth is to create an independent advisory firm where he would have the ability to truly serve in his clients’ best interests. As an advisor, he helps his clients to look at the big financial picture and plan for and coordinate all important areas of their financial life. James is most proud when he can help his clients create the roadmap to reach their financial dreams and goals.
James graduated from Illinois State University with a bachelor’s in marketing and minor in finance. He is an Accredited Investment Fiduciary (AIF®) and holds his FINRA Series 65 and life and health insurance licenses. He holds his Retirement Income Certified Professional® (RICP®) designation to better service his clients as they near or are in retirement. With an emphasis on income planning and reducing taxes, if possible, in the distribution phase of retirement.
James is also a member Ed Slott’s Elite IRA Advisor Group. This exclusive organization of financial advisors is dedicated to being leaders in the IRA industry. Ed Slott’s Elite IRA Advisors are equipped with up-to-date tools and resources to help their clients retire with more clarity and confidence. The unprecedented volume of legislative changes to retirement plans affect everyone and on-going education is crucial. James attends in person training twice a year to stay abreast of the ever changing landscape of taxes and legislative risk to retirement plans.
James and his wife, Merian, are proud parents of Eliana, Pierce, and their most recent addition, Colette. James loves being a husband and father and enjoys spending time together as a family.
Professional Designations
- Accredited Investment Fiduciary (AIF)
- National Social Security Advisor (NSSA)
- Retirement Income Certified Professional (RICP)
Primary Location
8700 East Vista Bonita Dr., Ste. 240 Scottsdale, AZ 85255
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Percentage of Assets Managed
What to expect in the first meeting
At VALOR starting the conversation to help you understand the different paths one could take is a start. Never the pressure of committing, instead, forming a trusted relationship for the future is important to VALOR. Click the 'Book Intro Call' button above and please fill out the form with any questions you may have and let’s get started today. I look forward to speaking with you.Offers Investment Management
Yes
About Valor Legacy Wealth
Valor Legacy Wealth specializes in providing strategies and guidance for those seeking the lifestyle in retirement they’ve always imagined.Each Valor plan is individually created, with objectives, risks, and the ever changing economic atmosphere. Understanding there is no one product or template to preserve and protect your financial future, your needs and reasons are uniquely different. This is where Valor stands out.
Maintaining the one on one relationship from the beginning of when we have our first meeting and throughout your lifetime establishing a “Relationship That Goes Beyond Advisement”.
Our Approach
Build your wealth. Protect your life’s work and savings. Plan your life’s goals, dreams and retirement.
Working with VALOR we achieve putting your plan in place, one that you will be confident with, by sharing with you the options available to you and your needs and wants. VALOR works with you on stealth-building strategies that focus on what’s important to you, your needs and your plans for your family, minimizing the tax burden not only for those inheriting your wealth, but for your retirement distribution plan.
Accomplishing your goals is easier with a map—one to guide you through the milestones that matter to you. Whether you’re looking to build your wealth, enjoy your future retirement or create a lasting legacy, we’ll develop a customized plan to help you reach your destination. VALOR is committed to providing dedicated, customized and ongoing trust through our administration that upholds your wishes for the future.
4 Steps:
1st Step: Listen and Learn. First meeting, introduction.
2nd Step: Discussion of Proposed Plan. We will discuss and analyze your present situation in real time. Whether you have a plan in place or are here to start your future financial plan, James will discuss your situation with you, then he will get to work on presenting you with solutions which will fit your wants and needs, based on your present situation.
3rd Step: Execution of Your Plan. Discussion of Proposed Plan. At this 2nd meeting James will be able to provide you with the options that are best for you. He will be able to show you where the plan will lead and exactly what is needed to execute your future plan. If you are interested in moving forward, he then begins the process of putting your plan into action. Once he has gathered the plan for your approval, we will then have our 3rd meeting. We will then go over everything and answer any question you may have and there are never too many questions you can ask. If you are comfortable and ready to move forward James will proceed, putting your plan into action.
4th and Final Step: Evaluate, Manage and adjust if needed.
“A RELATIONSHIP THAT GOES BEYOND ADVISEMENT”
Disclosures
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and Valor Legacy Wealth are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Membership to Ed Slott’s Elite IRA Advisor Group™ was granted on (insert date received). Ed Slott’s Elite IRA Advisor Group™ is solely an indication that the financial advisor has attended training provided by Ed Slott and Company, passed bi-annual examinations on material covered at conferences and in webinars, and met other membership requirements and does not constitute an endorsement of any kind. Ed Slott’s Elite IRA Advisor Group™ members pay a fee for the educational programs that allow them to be included in the Ed Slott’s Elite IRA Advisor Group™. Membership does not guarantee investment success.
Education
Illinois State University, Bachelor's degree, Business, Management, Marketing, and Related Support Services
Hobbies and Interests
- Family
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Dual Income Family
- Gen X
- Intergenerational Families
- Living in Retirement
- Military
- Veterans
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Write a Review
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Excellent financial advisor
✅ Wealthtender Certified Advisor Review™
Oct 22, 2025
James has been my financial advisor for the last several years and has done an excellent job. He took the time to get to know me and what was important to me as I was transitioning jobs. He not only helped me with financial advice and how best to invest for retirement but also through finding a new employer and how to maximize my 401k with them.
James has done an excellent job managing my portfolio. He is professional and always available when I have questions or need an update. I highly recommend him if you are looking for a solid, trust worthy advisor for your finances.
Relationship to Financial Advisor: Client as of Oct 22, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
James is a very knowledgeable, caring, pedagogist.
✅ Wealthtender Certified Advisor Review™
Sep 30, 2025
Having used several financial advisors in the past I was looking for something better. I have been with James Regan for at least the last 8 years. I have found him to truly exemplify what it means to be a fiduciary. James doesn't just sell a cookie cutter product but takes time to listen to a person's needs and desires. Once he has an idea where you want to be, he takes the time to teach and explain the benefits of several strategies. James has become someone my family goes to for financial advice. It is always nice to have a friend like James watching out for you.
Relationship to Financial Advisor: Client as of Sep 30, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Great service and knowledge
✅ Wealthtender Certified Advisor Review™
Sep 19, 2025
My wife and I have several accounts with James. I could not be happier with his service. He always makes himself available for questions and let us know if new products are available. I highly recommend James and his team.
Relationship to Financial Advisor: Client as of Sep 19, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Attention to details and through explanations
✅ Wealthtender Certified Advisor Review™
Sep 2, 2025
I just recently retired and needed a lot of questions answered pertaining to my retirement accounts.
James took the time I needed to thoroughly understand the ins and outs of retirement.
I would highly recommend contacting James Regan to anyone needing financial planning advice.
Relationship to Financial Advisor: Client as of Sep 2, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Excellent reviews and updates of portfolio and stock market
✅ Wealthtender Certified Advisor Review™
Aug 29, 2025
Timely and well executed portfolio oversight and management. Professional and highly experienced client service team. Superb results!
Relationship to Financial Advisor: Client as of Aug 29, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Family Member to the Investment Advisor Representative
Outstanding, trusted financial advisor
✅ Wealthtender Certified Advisor Review™
Aug 28, 2025
James has provided expert advice, particularly providing valuable explanations of what our investments are doing and what they will provide for us in our retirement. I trust his expertise and knowledge to guide us in making accurate decisions for our future.
Relationship to Financial Advisor: Client as of Aug 28, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: This is a family friend of the Regan Family.
Financial Consulting
✅ Wealthtender Certified Advisor Review™
Aug 28, 2025
I met James through an educational meeting set up by Lifetime. During the meeting, I immediately gained financial strategies but knew I needed more help. I reached out to James after the meeting to set up a 1:1 appointment. His expertise and financial advise helped me understand why I needed to have a better plan with my savings/investments. I have been extremely happy working with James over the past couple years and trust him with all my financial decisions. Now I know my investments are in great hands by having met James! Thank you so much!
Relationship to Financial Advisor: Client as of Aug 28, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Professional and Respectful
✅ Wealthtender Certified Advisor Review™
Aug 27, 2025
James is an asset to our financial life he is honest, caring and a total professional at all times. He displays genuine care for his clients and is always available.We are blessed to have him in our life.
Relationship to Financial Advisor: Client as of Aug 27, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Always first class service from James and his staff.
✅ Wealthtender Certified Advisor Review™
Jun 13, 2025
James is very responsive, and it's clear he knows what fiduciary means.
Relationship to Financial Advisor: Client as of Jun 13, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Great service
✅ Wealthtender Certified Advisor Review™
Jun 13, 2025
Great service with personalized attention to detail!
Relationship to Financial Advisor: Client as of Jun 13, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Glory Years
✅ Wealthtender Certified Advisor Review™
Apr 11, 2025
My family has been working with James and his firms over the last 5 years and we are very happy with the advise and the financial path the he has put us on. Having an adviser that is very attentive to our personal needs and always willing to talk directly to us was a requirement in our decision making when selecting a firm and James has filled that need very well. We have recommended other family members and friends and will continue to do so. Keep up the great work James.
Relationship to Financial Advisor: Client as of Apr 11, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Satisfied Client!
✅ Wealthtender Certified Advisor Review™
Mar 20, 2025
Jim has been managing our investment portfolio for many years, and he always delivers the highest end service. He is responsive to our inquiries, opportunistic and communicative on financial opportunities, and always has his fingers on the pulse of the market. We have forged a trusting relationship over this period, and I look forward to Jim's continued oversight of our plans for years to come. Thank you, Jim!
Relationship to Financial Advisor: Client as of Mar 20, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Prioritizes my best interests
✅ Wealthtender Certified Advisor Review™
Mar 20, 2025
I have been a client of James Regan for nearly 20 years. Mr. Regan is dedicated, skilled and knowledgeable when it comes to managing my accounts and investments. I find James Regan to be trustworthy and transparent. I appreciate the fact he is easy to reach and responds quickly to any concerns I have about strategies and market trends I don’t always understand. He also has been supportive during some hardships my family has experienced.
Relationship to Financial Advisor: Client as of Mar 20, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Trust
✅ Wealthtender Certified Advisor Review™
Dec 12, 2024
We have been with Jim, our financial advisor, for several years now. We trust he will invest our money with our best interest in mind. He has also become a friend we feel comfortable reaching out to talk to him.
We would definitely recommend him to others who are looking for a financial advisor.
Relationship to Financial Advisor: Client as of Dec 12, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Beyond my expectations
✅ Wealthtender Certified Advisor Review™
Dec 12, 2024
I knew it was time to take retirement planning more seriously but I had no idea where to start. My lack of knowledge made me feel vulnerable and I was hesitate to ask for help until I found Valor. Jim took time to get to know me, my situation and goals for today and tomorrow. He designed a plan that went beyond my expectations and presented it in a way that I could understand and feel good about. I am grateful that I've found an advisor who works with my best interests at heart and a firm where I feel like more than a client, I feel like family.
Relationship to Financial Advisor: Client as of Dec 12, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
James is the excellent financial adviser
✅ Wealthtender Certified Advisor Review™
Nov 12, 2024
James is the excellent financial adviser. His is very personal in dealing with us! It is a real pleasure working with him and his staff.
Relationship to Financial Advisor: Client as of Nov 12, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Tremendous Support
✅ Wealthtender Certified Advisor Review™
Nov 12, 2024
When my parents passed away, Mr Regan was both compassionate and expedient, making all the financial components of their will and their estate transparent to me. He neither left anything ambiguous nor burdened me during a difficult time with a boatload of incidentals. I so appreciated his expertise and efficiency at that hour.
Relationship to Financial Advisor: Client as of Nov 12, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
My son and financial advisor
✅ Wealthtender Certified Advisor Review™
Nov 12, 2024
As Jim’s father, I have always been proud of him. Especially his dedication to God, family and country.
As Jim’s client, I am thankful for his securing my retirement. His plan is working for me now and will continue to work later for my heirs.
Relationship to Financial Advisor: Client as of Nov 12, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Trusted Advisor
✅ Wealthtender Certified Advisor Review™
Nov 11, 2024
My husband and I have been working with Jim for several years. Between my full-time job and family commitments, I don't have the time (or desire) to become proficient in managing my retirement accounts and navigating changes to tax laws, so I need someone I can trust to manage them for me. Jim has spent time getting to know us and understanding our financial goals so he can customize a financial strategy that fit our needs. I would highly recommend Jim to anyone looking for a financial advisor.
Relationship to Financial Advisor: Client as of Nov 11, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Highly recommended
✅ Wealthtender Certified Advisor Review™
Nov 11, 2024
I've been working with financial advisors since I was 18 and since I've met James, it has been by far the best financial advisor experience I've had and continue to have. He's incredibly communicative, very open-minded, a great listener and has a heart for genuinely helping his clients. He's always willing to take the time when I have questions or asking his advice about anything. Don't miss the opportunity to work with an incredible person and organization!
Relationship to Financial Advisor: Client as of Nov 11, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Best Customer Service!
✅ Wealthtender Certified Advisor Review™
Nov 11, 2024
James is very good in his way of financial advise. His is very personal in dealing with us! It is a real pleasure working with him and hi stuff. Besides our profits and the best indicators!
Relationship to Financial Advisor: Client as of Nov 11, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
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Please see important disclosures below awards View Disclosures
Wealthtender Awards
James Regan, AIF®, RICP®, NSSA® received the 2025 Wealthtender Voice of the Client Highly Rated Advisor award.
Award Disclosures
Wealthtender awarded James Regan, AIF®, RICP®, NSSA® with its 2025 Voice of the Client Highly Rated Advisor Award on 06/04/25. Rating criteria based on eligible client reviews published on Wealthtender between 1/1/24 and 06/04/25. Although Valor Legacy Wealth compensates Wealthtender for marketing services (including eligibility to be considered for this award), Wealthtender’s award criteria is objective and not influenced by compensation. This award is not a guarantee of future performance or success and client reviews may not be representative of the experience of all past or future clients. ↗️ View additional award details and FAQs (wt.reviews/awards)
