Janet Z. Wan, CFP®, CPFA

Wealth Advisor for Professionals Working in IT & Biotech Industries

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Sierra Pacific Private Wealth Janet Z. Wan, CFP®, CPFA
Pleasanton, CA

Serving Clients Nationwide

Wealth Advisor for Professionals Working in IT & Biotech Industries

5 Certified Advisor Reviews™
4.8 out of 5 Stars
Jump to Reviews

Areas of Focus

  • Equity Compensation Options
  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes
  • Women & Wealth

About Janet Z. Wan, CFP®, CPFA

Janet Z. Wan, CFP®, is the President and Senior Wealth Advisor at Sierra Pacific Private Wealth, a firm she founded in Silicon Valley in 2004.

With over 25 years of experience, Janet blends tax-smart investment strategies, equity compensation planning, and a dedication to personalized financial guidance to serve high-net-worth clients—particularly tech and biotech executives with equity rewards. Her leadership and vision have been key to growing Sierra Pacific into a well-established SEC-registered RIA firm.

Janet began her career as a financial analyst at Cambridge Associates, where she supported institutional clients, including endowments. Realizing her passion for working directly with individuals, she transitioned to serving high-net-worth clients at Freed & Myers. Her interest in capital markets, which began in high school, has evolved into a lifelong mission to make a personal impact as a financial planner. Today, she focuses on strategic planning, leading the firm’s investment committee, and designing tailored wealth solutions.

Outside of her professional life, Janet is deeply connected to her community in San Ramon and supports causes like education and empowerment. When she’s not advising clients, you’ll find her golfing at Blackhawk Country Club, enjoying Zumba classes, traveling, or exploring new cultures.

Q&A with Janet Wan

What do you enjoy most about life in the Bay Area?

The diversity and vibrant culture of this area, along with the incredible opportunities to network and connect with forward-thinking individuals, make living here so fulfilling.

What has been most rewarding about your work?

Building long-term relationships with clients and being part of their life journeys—celebrating milestones, navigating challenges, and helping them achieve their goals—is the most rewarding part of my career.

What is your ultimate dream?

To continue leading Sierra Pacific Private Wealth as the premier destination for professionals and executives with equity rewards seeking fee-only wealth management services. After retirement, I dream of spending a few months each year sailing and golfing at world-renowned courses.”

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Certified Plan Fiduciary Advisor (CPFA)

Affiliations

  • Financial Planning Association
  • National Association of Personal Financial Advisors

Primary Location

7077 Koll Center Parkway, Suite 120, Pleasanton, CA 94566

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above and complete the brief form to reach out or schedule an introductory call. We look forward to speaking with you.

Offers Investment Management

Yes

About Sierra Pacific Private Wealth

At Sierra Pacific Private Wealth, we believe financial success goes beyond numbers—it’s about empowering lives, creating opportunities, and building lasting legacies. Our mission is clear: to deliver tailored financial strategies that help driven professionals achieve their unique vision of success.

With expertise shaped by years of experience, we specialize in meeting the complex needs of professionals in the dynamic AI, tech, and biotech industries. From maximizing equity rewards to crafting tax-efficient strategies and building multigenerational wealth, our solutions are precise and personalized. Every financial journey is unique, and so is our approach to helping you succeed.

Our Vision

To become the go-to destination for tech and biotech professionals, executives, and founders seeking financial clarity and empowerment. We strive to raise the standard of wealth management by combining deep industry expertise with a commitment to excellence.

Our Mission

To simplify the complexities of wealth management and address the unique challenges faced by professionals in fast-paced industries. With proactive, tax-efficient, and personalized strategies, we empower our clients to lead, innovate, and build lasting legacies.

Our Core Values

✔️ Integrity First

As fee-only fiduciaries, we are committed to always acting in your best interest.

✔️ Personalized Attention

With years of experience, we’re here to guide you through life’s transitions.

✔️ Innovation at the Core

We leverage cutting-edge strategies and alternative investments to help you stay ahead.

✔️ Long-term Impact

We work with you to secure your wealth and prepare the next generation for stewardship and success.

Your Success Drives Us

Our team is not just experienced but truly dedicated to your best interests. As fee-only fiduciaries, we earn no commissions or kickbacks, ensuring our guidance remains unbiased and focused solely on your success. Our advice is built to help you reach your goals, not to sell investment products.

Education

University of Maryland, BS, Finance, International Business

Hobbies and Interests

  • Family
  • Golf
  • Sailing

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Entrepreneurs
  • Families
  • Gen X
  • Healthcare Professionals
  • Living in Retirement
  • Technology Professionals
  • Women’s Finance

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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5 Stars

✅ Wealthtender Certified Advisor Review™
Dec 6, 2023
I recently had the pleasure of speaking with Janet Zheng Wan from Sierra Pacific Advisors in my search for financial guidance. While I initially reached out to schedule a consultation, Janet went above and beyond by providing an impromptu phone consultation. Despite my initial intention to schedule a consultation, she offered valuable insights and advice without any expectation of any immediate commitment or compensation. It was evident that her primary focus was on understanding my needs and providing assistance rather than pushing for a quick transaction.
Relationship to Financial Advisor: Client as of Dec 6, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Marc Rico
Marc Rico

5 Stars

✅ Wealthtender Certified Advisor Review™
Oct 13, 2023
After being long-term clients of other financial advisors, large and small, my husband and I sought out a local NAPFA firm to gain more personal attention in financial planning as well as portfolio management. When we met with Sierra Pacific Financial Advisors we immediately noticed a difference from other firms we'd worked with and interviewed. They were very thorough and attentive to our particular financial situation and offered plans and strategies that suited our near-term and future needs. As Sierra Pacific Financial Advisors clients we feel confident of our financial future and look forward to their continued guidance during up and down market conditions, through upcoming life changes, and future retirement.
Relationship to Financial Advisor: Client as of Oct 13, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Carolyn Chan
Carolyn Chan

4 Stars

✅ Wealthtender Certified Advisor Review™
Aug 3, 2023
We recently started working with SPFA on managing our investment portfolio after an initial financial planning session. The team, lead by Janet, is professional and takes time to understand your needs and investment philosophy. The planning was thorough and included multiple scenarios, which were well thought through. Janet's team is prompt and thorough in its work and I'm expecting my portfolio to do well and thrive in the years to come under her stewardship.
Relationship to Financial Advisor: Client as of Aug 3, 2023
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Ananya Saikat Paul
Ananya Saikat Paul

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 20, 2022
I have been a client for SPFC for several years and Janet Wan is my advisor. I appreciate her promptness every time I need her help and also guide me through the financial ways that I am not familiar with.
Relationship to Financial Advisor: Client as of Jun 20, 2022
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Serdar Turhal
Serdar Turhal

5 Stars

✅ Wealthtender Certified Advisor Review™
Feb 2, 2022
I have been a client of Sierra Pacific Financial Advisors in Pleasanton for several years now and have received extraordinary service. My Personal Finances are critical to my future as well as my children's future. So finding an advisor with whom I could trust was extremely important. Janet and the team at SPFA are knowledgeable, experienced and organized professionals. While being very Responsive and Effective. Feeling in control of your financial future is something you must experience to appreciate. I owe that in large part to SPFA. Thanks to everyone at Sierra Pacific Financial Advisors, I'm now very comfortable with my future finances.
Relationship to Financial Advisor: Client as of Feb 2, 2022
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
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Tom