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Jeff Mahoney, CFP®, RICP®

Helping 50+ year olds plan smarter, lower taxes, and build a lasting legacy.

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inFORM Financial Planning Jeff Mahoney, CFP®, RICP®
Lakeville, MN

Serving Clients Nationwide

Helping 50+ year olds plan smarter, lower taxes, and build a lasting legacy.

13 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

612-758-9152

Website

Areas of Focus

  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Social Security
  • Tax-Smart Distribution Planning
  • Taxes

About Jeff Mahoney, CFP®, RICP®

Hi, I’m Jeff Mahoney — Founder of inFORM Financial Planning, a fiduciary, fee-based firm based in Lakeville, Minnesota. I work with professionals and small business owners who are approaching retirement and want to turn years of saving into a clear, confident income plan.

Most of my clients are in their 50s and 60s — high earners who’ve done a good job saving but aren’t sure how to bring all the financial pieces together. They want to retire on their own terms, minimize taxes, and make smart, informed decisions about when and how to draw income.

That’s where I come in. I help clients create personalized strategies for:

Tax-efficient retirement income planning

Social Security and pension optimization

Long-term care and healthcare planning

Estate and legacy coordination

Business retirement plan design

My goal is simple: to make your financial life organized, intentional, and aligned with what matters most — so you can stop wondering if you’re doing the right things and start enjoying the next chapter of life with confidence.

On a personal note, I live in Lakeville with my wife, Jen and our two kids, Fallon and Duke. Outside of work, you’ll usually find me coaching or cheering them on at their activities, golfing, or spending time outdoors — especially in the fall, my favorite season.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Retirement Income Certified Professional (RICP)

Affiliations

  • The AGC

Primary Location

Lakeville, Minnesota

Additional Locations

📍 3601 Minnesota Drive Ste. 660 Edina, MN 55435

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone
Book Intro Call

Compensation Methods

  • Fee Based
  • One-time Financial Plan
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a 30-minute informational conversation (phone or virtual). The goal of this conversation is to learn about you, what you are looking to accomplish and answer your questions. I look forward to speaking with you.

Offers Investment Management

Yes

About inFORM Financial Planning

At inFORM Financial Planning, I specialize in helping individuals and couples approaching retirement gain clarity and confidence about their next chapter.

Many of my clients are in their peak earning years—45 to 65 years old—and are beginning to shift their focus from building wealth to figuring out how to use it. They’re asking important questions like:
“When can I afford to retire?”
“How do I turn my savings into a reliable income stream?”
“Am I doing this in the most tax-efficient way possible?”

That transition—from accumulation to distribution—is one of the most overlooked and complex phases of financial planning. My role is to help clients make sense of it all. I build integrated retirement income plans that align investments, taxes, Social Security, and healthcare decisions into one cohesive strategy—so they can retire with intention and peace of mind.

I also work with business owners who are looking to grow and protect their personal wealth outside of the operations of their company. Whether it’s reducing taxes, structuring employee retirement plans, or planning an eventual exit, I act as a strategic partner to help ensure their business success supports their personal financial goals.

At the heart of it all, I help people make informed financial decisions—so they can spend more time doing what they love, with the people they care about most.

Securities offered through Van Clemens & Co., member FINRA and SIPC. Advisory services offered through Van Clemens Wealth Management, a Registered Investment Adviser. inFORM Financial Planning and Van Clemens Wealth Management are separate entities.

Education

St. Cloud State University - Herberger Business School BS, Real estate, Finance

Volunteer Experience

WIngs for Widows

Hobbies and Interests

  • Boating
  • Camping
  • Exercising
  • Family
  • Golf

SEC Lookup

View Disclosure

FINRA Lookup

View Disclosure

Who We Serve

  • Baby Boomers
  • Business Owners
  • Contractors
  • Entrepreneurs
  • Gen X
  • Intergenerational Families
  • Living in Retirement
  • Widow

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

Amazing

✅ Wealthtender Certified Advisor Review™
Oct 14, 2025
JEFF checks all the boxes. My key priority was finding someone who’s on top of my accounts even when my life takes me in a different direction. Along with efficient & timely. Jeff’ does it all. He’s AMAZING & always has great advice. Much Appreciated.
Relationship to Financial Advisor: Client as of Oct 14, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Diana Bean
Diana Bean

Always Has time to Answer my questions

✅ Wealthtender Certified Advisor Review™
Oct 7, 2025
Jeff always makes me feel like I'm his only client and allows me all the time I need to get my questions answered.
Relationship to Financial Advisor: Client as of Oct 7, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Bob Ford
Bob Ford

“Down to earth” financial advisor

✅ Wealthtender Certified Advisor Review™
Sep 29, 2025
Jeff is personable, positive, and patient. He explains financial information in terms I can comprehend and he understands my financial situation and goals. Jeff responds in a timely manner to calls, texts, and emails.
Relationship to Financial Advisor: Client as of Sep 29, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Anonymous
Anonymous

Trusted and Experienced Advisor

✅ Wealthtender Certified Advisor Review™
Sep 27, 2025
My wife and I have been working with Jeff for nearly ten years now. It's 's a testament to his character and exceptional customer service that we have remained with Jeff through his several firm changes. When you've worked hard all your lives, you want to ensure your nest egg is properly invested for both strong returns, while minimizing both risk and taxes, and Jeff continues to excel in these areas. One of Jeff's many strengths is his ability to listen to his client's needs and shape a financial plan that supports both short- and long-term goals, while ensuring to instill those fundamental financial principles for the long game. In the end, trust is everything when someone other than you is managing your future..............and Jeff is not only trusted full-heartedly in this area, but he is also relied on to be part of our financial future. It is with many thanks to Jeff that we are set-up well for our future.
Relationship to Financial Advisor: Client as of Sep 27, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Michael and Nicole F.
Michael and Nicole F.

Happy with service and investment results

✅ Wealthtender Certified Advisor Review™
Sep 23, 2025
I have been completely happy with the service Jeff has provided me in being my financial advisor. He is very good at communicating with me, keeping in touch, and explains things that would be difficult for most to understand in a helpful way. I have also been happy with how Jeff has invested mine and my wife’s money into our Roth IRA’s and have been satisfied with the returns.
Relationship to Financial Advisor: Client as of Sep 23, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Brent Zuhlsdorf
Brent Zuhlsdorf

Taking the time

✅ Wealthtender Certified Advisor Review™
Sep 22, 2025
Jeff takes the time to explain the difference between the investment options we have He includes me, Patricia, in all the discussions, so I feel a part of any decisions we are making. We have known Jeff for many years . He is very knowledgeable about our investment portfolio and options that the rest of the family are now using him as their advisor. Stacy, his assistant, is so helpful and courteous, especially when it comes to completing forms on line and using the technology that us older clients don’t get. Thanks Stacy for your patience and in supporting Jeff.
Relationship to Financial Advisor: Client as of Sep 22, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for The Spillers
The Spillers

Jeff has been a godsend!

✅ Wealthtender Certified Advisor Review™
Sep 22, 2025
I was referred to Jeff by a close friend and am so grateful to be working with him. He has helped me navigate the complex world of finance, building wealth and estate planning. He has emphasized the importance of a diversified portfolio yet kept me within my comfort zone in terms of risk. It helps me sleep better at night knowing he is on my side.
Relationship to Financial Advisor: Client as of Sep 22, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jane Archer
Jane Archer

A Trusted Advisor and Friend

✅ Wealthtender Certified Advisor Review™
Sep 21, 2025
Jeff was recommended to my wife and I as someone who offered both a professionalism and depth of character that we could trust to help us navigate our financial future. We have been extremely satisfied with Jeff in all aspects of our financial journey including; retirement planning, tax strategies, and an overall balance of wealth and life. Jeff's commitment to his family and his personal concern for ours is always evident in every interaction. The best sign of our confidence in Jeff might be that all five of our children are now also satisfied clients of Jeff.
Relationship to Financial Advisor: Client as of Sep 21, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Mike Diane Mlinar
Mike Diane Mlinar

More Than an Advisor—A Trusted Partner in My Journey

✅ Wealthtender Certified Advisor Review™
Sep 16, 2025
I’ve known Jeff Mahoney for most of my life—we grew up in the same small town, and that shared background has always made working with him feel comfortable and grounded. As a single woman focused on building a secure and independent financial future, finding someone I could truly trust was essential. Jeff has consistently demonstrated a client-first approach, always making sure our work together reflects my values and priorities. Having spent much of my career in or around the financial industry, I’ve encountered many advisors, but Jeff stood out because of his personalized style and the integrity he brings to every conversation. While much of our planning has been straightforward, Jeff has been incredibly supportive during more complex life transitions—like navigating the loss of my father and blending finances with my partner after years of independence. Jeff’s patience, empathy, and deep understanding make him an exceptional advisor and a trusted partner in my financial journey. I wholeheartedly recommend Jeff to anyone looking for a thoughtful, values-driven financial advisor who truly puts his clients first.
Relationship to Financial Advisor: Client as of Sep 16, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Nichole K.
Nichole K.

Four Generations of Successful Wealth Management

✅ Wealthtender Certified Advisor Review™
Sep 14, 2025
I met Jeff Mahoney when my first husband Alex was terminally ill with cancer. We had two young children at the time and Alex, a CPA and CFP, wanted to make sure I was working with an honest, respectable, intelligent and trustworthy individual that would look out for the best interest of his wife and children when he passed away. We had interviewed several CFPs, and when we finished our consultation with Jeff, Alex stated, “I believe Jeff is the right person to be the steward of our finances and guide you and the children going forward.” Since Alex passed away in 2012, Jeff has guided me in selling our business, he properly positions our assets in investments to secure our future and he has effectively planned for the children’s college tuition, weddings and their first homes. Through Jeff’s strategic retirement planning, he has also earned my mother’s assurance and manages her portfolio as well. Looking back over the years, I am impressed with Jeff’s dedication and patience with me. Jeff returns my emails and frequent calls promptly and answers my ongoing questions until I grasp the reasoning of his knowledgeable and professional guidance. I am now remarried, and Tim has observed the ongoing trust, confidence and integrity Jeff has with me and my family and the overall positive outcome of my financial portfolio. Tim works with Jeff now as well, and Jeff has set us up for a successful retirement to be able to travel and spend time with our precious family. Jeff is working with each of our adult children to set up the fourth generation of successful wealth management. Thank you, Jeff, for your support and financial counsel throughout all the events and stages of our lives.
Relationship to Financial Advisor: Client as of Sep 14, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Barbara M
Barbara M

Short- and Long-Term Growth Partner

✅ Wealthtender Certified Advisor Review™
Sep 11, 2025
Jeff has been my financial advisor for over seven years, and I couldn’t be more pleased with the guidance and support he provides. He is approachable, responsive, and highly knowledgeable about strategies for both short- and long-term portfolio growth. Jeff and his team are excellent to work with, and I wholeheartedly recommend his services.
Relationship to Financial Advisor: Client as of Sep 11, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Matt M
Matt M

Helped with retirement outlook

✅ Wealthtender Certified Advisor Review™
Sep 10, 2025
I recently lost my job. Jeff gave me some solid advice/guidance on if I could retire now and what kind of budget I would be able to have if I did decide to do so.
Relationship to Financial Advisor: Client as of Sep 10, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Rod Frost
Rod Frost

Jeff takes my worry out of money

✅ Wealthtender Certified Advisor Review™
Sep 10, 2025
Jeff has been my money guy for several years now. Back when I was working and now that I have been retired for some years Jeff has always been there and easy to reach. If I have a question I just give him a call or email. He is super easy to talk to and knows way more than I need to about money. He never makes me feel dumb or talks down to me. I trust Jeff completely I have recommended him to both friends and family.
Relationship to Financial Advisor: Client as of Sep 10, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Nancy P
Nancy P
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