John Abernethy, CFP®, MSFP
Hourly Financial Planning for DIY Investors
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Together Planning
John Abernethy, CFP®, MSFP
Gainesville, FL
Serving Clients Nationwide
Hourly Financial Planning for DIY Investors
Areas of Focus
- Cash Flow
- Education Needs and Funding Analysis
- Estate Planning
- Insurance
- Investing
- Retirement Planning
- Taxes
About John Abernethy, CFP®, MSFP
John is passionate about helping DIY investors gain confidence and clarity in their financial decisions through professional second-opinion financial reviews. His goal is to ensure clients aren’t overlooking opportunities or taking unnecessary risks, providing them with a clear financial path—without ongoing fees or asset management requirements.
He offers a one-time financial review for a flat fee of $3,240, which includes:
- A comprehensive financial analysis covering retirement readiness, investment strategy, tax efficiency, and more.
- A 2-hour consultation to review key findings and discuss recommendations.
- A finalized summary with clear, actionable next steps tailored to your goals.
- Two months of follow-up support for any additional questions.
For returning clients who need further guidance, ongoing hourly planning is available at $270 per hour for plan updates, tax planning, and investment strategy refinements.
John’s process begins with a complimentary 20-minute introductory call, where he learns about your financial situation, answers your questions, and helps determine if his services are the right fit.
➕ Learn More About John Abernethy
After graduating from the University of Florida with a degree in History, John joined Together Planning in 2019 as a financial planning assistant. He later earned the CERTIFIED FINANCIAL PLANNER™ designation and completed a Master’s degree in Personal Financial Planning through Kansas State University in 2024.
In 2021, John left Together Planning to follow his wife to UNC-Chapel Hill. He gained experience at Vanguard and a fee-only financial planning firm in Durham, NC, before returning to Gainesville in 2024 as Director of Financial Planning.
Outside of work, John enjoys spending time with friends and family, cheering on the Florida Gators, and hiking in the Blue Ridge Mountains with his wife.
Professional Designations
- CERTIFIED FINANCIAL PLANNER™ Professional
- Master of Science in Financial Planning (MSFP)
Affiliations
-
Fee Only Network
- Garrett Planning Network
- National Association of Personal Financial Advisors
- Garrett Planning Network
Primary Location
4052 NW 23rd Cir, Gainesville, FL 32605, USA
Additional Locations
📍 599 W Crossville Road Suite 107 Roswell, GA 30075
📍 4651 Salisbury Road Suite 130-A Jacksonville, FL 32256
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Hourly Rate
- One-time Financial Plan
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free 20-minute consultation. In this call, we’ll discuss your financial situation, goals, and whether a professional financial review is the right fit for your needs. I’ll also walk you through my process and answer any questions you have. If it makes sense to move forward, I’ll provide a clear estimate of the cost. I look forward to speaking with you.About Together Planning
At Together Planning, our mission is to help as many people as possible worry less and enjoy their lives more, through complete financial planning and thoughtful investment management strategies. We believe that everyone can benefit from a comprehensive financial plan to help guide their decisions, get the most from their resources, and achieve their goals.WHY DO PEOPLE HIRE US?
✔️ Fee Only
As fee-only advisors, we accept no commissions and are compensated directly by our clients. We value this fee structure for its fairness and transparency.
✔️ CFP® Professionals
CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards.
✔️ Fiduciary Oath
As a Registered Investment Advisor, Together Planning is duty bound to serve as fiduciaries to our clients, acting solely in their best interest.
WHAT WE DO
🕒 Hourly Financial Planning
Our hourly financial planning service is designed for do-it-yourself investors to develop a simple, actionable financial plan. We provide comprehensive advice across a wide variety of planning topics customized to your specific circumstances.
There is no limit to the complexity that can be addressed by our hourly planning service, and you only pay for what you need.
After your initial plan, if something should change with respect to your goals, your income, or your family's needs, you can always engage Together Planning for plan revisions and reviews.
WE'RE ON YOUR SIDE
Our small team size means that we work together for our clients, collaborating to provide a high level of personal service to our clients. When you hire us, you get the whole team working on your side.
Education
University of Florida, Bachelor's degree, History | Kansas State University, Masters, Personal Financial Planning | The University of Georgia, Executive Program in Financial Planning
Hobbies and Interests
- Family
- Hiking
- Sports
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- College Graduates
- DIY Investors
- Dual Income Family
- Engineers
- Financial Independence Retire Early (FIRE)
- Gen X
- Gen Y / Millennials
- Gen Z
- Individuals
- Intergenerational Families
- Living in Retirement
- Newly Engaged / Newlywed
- Parents
- Physicians
- Technology Professionals
- Young Families
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