John Abernethy, CFP®, MSFP

Hourly Financial Planning for DIY Investors

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Together Planning John Abernethy, CFP®, MSFP
Gainesville, FL

Serving Clients Nationwide

Hourly Financial Planning for DIY Investors

Areas of Focus

  • Cash Flow
  • Education Needs and Funding Analysis
  • Estate Planning
  • Insurance
  • Investing
  • Retirement Planning
  • Taxes

About Me

Hi, I'm John Abernethy. I'm passionate about helping current and aspiring DIY investors build wealth and achieve their financial goals on their journey to becoming Everyday Millionaires.

I help clients with retirement planning, investing, tax planning, insurance analysis, cash and debt management, employee benefits, education planning, and estate planning. I work on an hourly, as-needed basis, charging $270 per hour. Most comprehensive financial plans take between 10 to 20 hours to complete, though some engagements may require as few as one or two hours.

My planning process begins with a complimentary introductory call to determine if there’s a mutual fit for your financial planning needs and provide you with a firm quote for your financial plan. You can easily schedule this call by clicking the 'Book Intro Call' button on this page.

Learn More About John Abernethy

After graduating from the University of Florida with a degree in History, John joined the Together Planning team in 2019 as a financial planning assistant. He earned the CERTIFIED FINANCIAL PLANNER™ designation and obtained his Master’s degree in Personal Financial Planning through Kansas State University in 2024.

John left Together Planning in 2021 to follow his wife to UNC-Chapel Hill. He worked at Vanguard and a small, fee-only financial planning firm in Durham before moving back to Gainesville and rejoining the Together Planning team in 2024 as the Director of Financial Planning. John works with clients on an hourly, as-needed basis.

John enjoys spending time with his friends and family, cheering on his Florida Gators, and hiking with his wife in the Blue Ridge Mountains.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Master of Science in Financial Planning (MSFP)

Affiliations

  • Fee Only Network
  • Garrett Planning Network
  • National Association of Personal Financial Advisors

Primary Location

2631 NW 41st Street, Suite E-2, Gainesville, FL 32606

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Hourly Rate
  • One-time Financial Plan

What to expect in the first meeting

Click the 'Book Intro Call' button above and complete the brief form to schedule a free Get Acquainted meeting. We will meet in-person or virtually to discuss your needs and objectives, whether our services are right for you, and provide you an estimate for the cost of our services. I look forward to speaking with you.

About our Firm

At Together Planning, our mission is to help as many people as possible worry less and enjoy their lives more, through complete financial planning and thoughtful investment management strategies. We believe that everyone can benefit from a comprehensive financial plan to help guide their decisions, get the most from their resources, and achieve their goals.

WHY DO PEOPLE HIRE US?

✔️ Fee Only

As fee-only advisors, we accept no commissions and are compensated directly by our clients. We value this fee structure for its fairness and transparency.

✔️ CFP® Professionals

CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards.

✔️ Fiduciary Oath

As a Registered Investment Advisor, Together Planning is duty bound to serve as fiduciaries to our clients, acting solely in their best interest.

WHAT WE DO

🕒 Hourly Financial Planning

Our hourly financial planning service is designed for do-it-yourself investors to develop a simple, actionable financial plan. We provide comprehensive advice across a wide variety of planning topics customized to your specific circumstances.

There is no limit to the complexity that can be addressed by our hourly planning service, and you only pay for what you need.

After your initial plan, if something should change with respect to your goals, your income, or your family's needs, you can always engage Together Planning for plan revisions and reviews.

WE'RE ON YOUR SIDE

Our small team size means that we work together for our clients, collaborating to provide a high level of personal service to our clients. When you hire us, you get the whole team working on your side.

Education

University of Florida, Bachelor's degree, History | Kansas State University, Masters, Personal Financial Planning | The University of Georgia, Executive Program in Financial Planning

Hobbies and Interests

  • Family
  • Hiking
  • Sports
  • Working Out

Who We Serve

  • Baby Boomers
  • Business Owners
  • College Graduates
  • DIY Investors
  • Dual Income Family
  • Engineers
  • Financial Independence Retire Early (FIRE)
  • Gen X
  • Gen Y / Millennials
  • Gen Z
  • Individuals
  • Intergenerational Families
  • Living in Retirement
  • Newly Engaged / Newlywed
  • Parents
  • Physicians
  • Technology Professionals
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.