John Gugle, CFP®, CDFA®, CRPC®
Plan Wisely, Pay Less, Profit Most
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Gugle Wealth Advisory
John Gugle, CFP®, CDFA®, CRPC®
Charlotte, NC
Serving Clients Nationwide
Plan Wisely, Pay Less, Profit Most
Areas of Focus
- Divorce Financial Planning
- Financial Life Planning
- Investment Management
- Owning a Business
- Retirement Planning
- Tax-Smart Distribution Planning
- Taxes
About John Gugle, CFP®, CDFA®, CRPC®
Hi, I'm John Gugle. I am the Founder and CEO of Gugle Wealth Advisory.For more than 18 years, I’ve had the privilege of walking alongside people as a Financial Advisor, helping them navigate life’s big moments and build a secure future. I’m passionate about creating lasting, trust-filled relationships—especially with those who’ve worked hard to grow their wealth and want a partner to protect it. My journey in finance has been shaped by a love for problem-solving and a deep commitment to seeing my clients thrive, both financially and personally.
My career has taken me across industries and continents—from banking and management consulting to wealth management and mortgage banking, splitting time between the US and Japan. I graduated from the University of Notre Dame with degrees in Finance and Japanese, which sparked an incredible chapter in Tokyo, where I spent nearly eight years with global financial firms. Eventually, I landed in Charlotte, NC, bringing with me a blend of experiences that still inform how I serve my clients today. As a Certified Financial Planner™, Certified Divorce Financial Analyst®, and Chartered Retirement Planning Counselor, I’ve gathered tools and perspectives that help me adapt to whatever challenges come our way.
I’ve guided families and individuals through every twist and turn of the economic cycle—including the chaos of the 2008-2009 Financial Crisis. What drives me is a belief that your financial plan should be as unique as you are. I don’t lean on one-size-fits-all solutions. Instead, I take an active, hands-on approach to managing portfolios, staying nimble so we can safeguard what you’ve built and seize opportunities as they arise.
I’ve always admired the wisdom of investors like Warren Buffett, who remind us to stay prepared for the unexpected. That’s why I focus on dynamic, personalized strategies to cut through the noise of today’s markets. My goal? To help you feel confident and empowered about your finances, so you can focus on living the life you’ve dreamed of.
I’d love to sit down with you, hear your story, and explore how we can work together to make your goals a reality. Let’s build something meaningful, step by step.
Professional Designations
- Certified Divorce Financial Analyst (CDFA)
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Retirement Planning Counselor (CRPC)
Affiliations
-
CFP Board
- Fee Only Network
- Financial Planning Association
- Flat Fee Advisors
- National Association of Personal Financial Advisors
- XY Planning Network
- Fee Only Network
Primary Location
Charlotte NC
Video
Meeting Options
- Video Conference
- In-Person
Compensation Methods
- Flat Fee
Offers Investment Management
Yes
About Gugle Wealth Advisory
Gugle Wealth Advisory offers comprehensive financial planning and wealth management services to our neighbors in Charlotte North Carolina and the surrounding area. We operate as a Flat-Fee advisory firm, which means we charge all clients the same fee which is commensurate with the work performed and tied closely to an outstanding client experience. We do not believe it is fair to tie an Advisory fee to your investable assets.✔️ Intimate Client Experience
I want to get back to the root of superior client service. Just an intimate client experience with a complete focus on the client’s needs.
✔️ Serving Charlotte, NC
My focus is primarily serving clients locally, providing concierge financial services to Charlotte, NC metro. Message for virtual opportunities.
✔️ Navigating Divorce
I want my clients who are about to go through divorce or who have been through divorce to rediscover who they really are and be determined to move past that difficult phase of life.
✔️ Helping Physicians
You want a partner you can trust—an experienced professional and true fiduciary who acts in your best interests.
Fiduciary Financial Advisor
Being a trusted fiduciary means always putting my clients' best interests first. I know from experience that the traditional AUM model often favors the advisor's earnings over client needs. That is why I am providing my advisory services for a flat fee - it ensures my work is tied to the work performed, not to the size of my client's investment portfolio. My flat fee approach is designed to provide clear, fair and client-focused financial advice, setting Gugle Wealth Advisory apart in the industry.
Education
University of Notre Dame, BBA Finance, Japanese
Volunteer Experience
University of Notre Dame ND Loyal Ambassador 2018 - Present
Hobbies and Interests
- Baseball
- Church
- Family
- Football
- Golf
- Skiing
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Americans Living Abroad
- Baby Boomers
- Blended Family
- Corporate Executives
- Divorce
- Dual Income Family
- Expats
- Gen X
- Physicians
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