Josh Radman
Helping Millennials with Tax Strategy and Equity Compensation for a Flat Fee
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Serving Clients Nationwide
Helping Millennials with Tax Strategy and Equity Compensation for a Flat Fee
Areas of Focus
- Buying a House
- Compensation Planning
- Employee Stock Options
- Equity Compensation Options
- Financial Life Planning
- Investment Management
- Taxes
About Josh Radman
I transitioned into financial planning from tech where I, too, had various types of equity grants. And, honestly, it was exciting to have ownership stakes in these companies.But that excitement quickly faded into confusion and frustration when I couldn’t find anyone to help me *strategize* on my options and shares. It’s one thing to know that Alternative Minimum Tax exists – it’s another to actually develop a holistic plan around it.
Since then, I’ve dedicated my career to helping Millennials and tech professionals gain clarity and confidence around their equity compensation and path to financial independence. Developing deep, long-lasting relationships with my clients is what gets me up in the morning and is the reason I started Presidio Advisors.
I’m based in Denver, CO and serve clients virtually across the U.S.
My Credentials
I am a 100% fiduciary and CERTIFIED FINANCIAL PLANNER®.
I’m also an Enrolled Agent (EA), the highest credential awarded by the IRS, which allows me to prepare tax returns and represent taxpayers before the IRS.
Finally, I am a graduate of the University of Southern California, summa cum laude, with a Bachelor of Science in Business Administration and of Harvard Business School with a Master of Business Administration.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Enrolled Agent (EA)
- Master of Business Administration (MBA)
Affiliations
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Fee Only Network
- Measure Twice Planners
- XY Planning Network
- Measure Twice Planners
Primary Location
DENVER, CO 80203
Meeting Options
- Video Conference
Compensation Methods
- Fee Only
- Flat Fee
- One-time Financial Plan
What to expect in the first meeting
My preferred first contact is via email. Click the 'Contact Me' button to send me an email through Wealthtender, or the 'Book Intro Call' button to view my email address. If you believe that my services fit your values and needs, please send me a note and I’ll respond back with my calendar link. From there, you’ll be able to set up a free 30-minute introductory call to determine if we’d be good partners.Offers Investment Management
Yes
About Presidio Advisors
Presidio Advisors helps Millennials and tech professionals plan for and answer questions pertaining to equity compensation, such as:✔️ What do I need to consider for the upcoming tender?
✔️ Will I have to pay Alternative Minimum Tax (AMT)?
✔️ Will my shares qualify for QSBS eligibility?
✔️ Should I early exercise via 83(b) election?
✔️ How many shares should I sell or hold?
✔️ Which tranches should I sell first?
✔️ How should I negotiate my equity package?
✔️ How do I ensure a qualifying disposition?
Equity comp is confusing. Tax optimization is complex. You deserve an advisor who gives you confidence and clarity around your equity-specific planning needs and questions.
How Presidio Advisors is Different
1️⃣ An expert in equity compensation: If you had a heart condition, would you rather see a general practitioner or a cardiologist? Specialists – in both medicine and finance – have deep expertise in unique arenas, helping to improve outcomes while preventing sub-optimal decisions. My expertise is in helping Millennials with tax strategy and equity compensation.
2️⃣ Tax strategy and optimization included: The big firms shy away from any tax advice. I lean into it. As an Enrolled Agent (EA), the highest credential awarded by the IRS, I am able to provide tax advice and represent taxpayers in front of the IRS, just like a CPA. With equity compensation, tax planning goes hand-in-hand and is a critical part of our work together.
3️⃣ Flat fee. No % charge for “assets under management”: Most advisors charge a percentage of “assets under management” (AUM) based on the size of your portfolio. Typically, that percentage is anywhere from 1.0% to 1.5% in addition to an annual fee. Instead, I charge one flat fee, which reduces conflicts of interest and encourages advice for life goals, rather than asset accumulation.
4️⃣ A completely independent fiduciary: I have no affiliation with – nor receive compensation from – any banks, brokerages, insurance companies, or other third-parties that may exert pressure or otherwise try to influence my recommendations. I am legally obligated to put your interests before those of my own.
5️⃣ You always get me: With big advisory firms, you may be one of 250 clients assigned to a particular advisor. And that advisor might not always be on the other end of the line. Presidio Advisors is small and intimate by design. You always get me. And we pick up right where we left off.
Education
University of Southern California, summa cum laude, Bachelor of Science in Business Administration | Harvard Business School, Master of Business Administration
SEC Lookup
View DisclosureWho We Serve
- Corporate Executives
- Entrepreneurs
- Gen Y / Millennials
- Technology Professionals
- Young Families
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Josh is the best investment
Feels like we won the lottery
Clear advice that empowered me to make decisions
We're set for the future
Personalized attention and peace of mind
Consultative Financial Planning that is Comprehensive and Eye Opening
Incredibly hands on
Extremely knowledgable, thoughtful, and reliable
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Josh's Equity Comp Blog
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Learn About My Services & Fees
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