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Josh Radman

Helping Millennials with Tax Strategy and Equity Compensation for a Flat Fee

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Presidio Advisors Josh Radman
Denver, CO

Serving Clients Nationwide

Helping Millennials with Tax Strategy and Equity Compensation for a Flat Fee

8 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

Website

Areas of Focus

  • Buying a House
  • Compensation Planning
  • Employee Stock Options
  • Equity Compensation Options
  • Financial Life Planning
  • Investment Management
  • Taxes

About Josh Radman

I transitioned into financial planning from tech where I, too, had various types of equity grants. And, honestly, it was exciting to have ownership stakes in these companies.

But that excitement quickly faded into confusion and frustration when I couldn’t find anyone to help me *strategize* on my options and shares. It’s one thing to know that Alternative Minimum Tax exists – it’s another to actually develop a holistic plan around it.

Since then, I’ve dedicated my career to helping Millennials and tech professionals gain clarity and confidence around their equity compensation and path to financial independence. Developing deep, long-lasting relationships with my clients is what gets me up in the morning and is the reason I started Presidio Advisors.

I’m based in Denver, CO and serve clients virtually across the U.S.

My Credentials

I am a 100% fiduciary and CERTIFIED FINANCIAL PLANNER®.

I’m also an Enrolled Agent (EA), the highest credential awarded by the IRS, which allows me to prepare tax returns and represent taxpayers before the IRS.

Finally, I am a graduate of the University of Southern California, summa cum laude, with a Bachelor of Science in Business Administration and of Harvard Business School with a Master of Business Administration.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Enrolled Agent (EA)
  • Master of Business Administration (MBA)

Affiliations

  • Fee Only Network
  • Measure Twice Planners
  • XY Planning Network

Primary Location

DENVER, CO 80203

Meeting Options

  • Video Conference
Book Intro Call

Compensation Methods

  • Fee Only
  • Flat Fee
  • One-time Financial Plan

What to expect in the first meeting

My preferred first contact is via email. Click the 'Contact Me' button to send me an email through Wealthtender, or the 'Book Intro Call' button to view my email address. If you believe that my services fit your values and needs, please send me a note and I’ll respond back with my calendar link. From there, you’ll be able to set up a free 30-minute introductory call to determine if we’d be good partners.

Offers Investment Management

Yes

About Presidio Advisors

Presidio Advisors helps Millennials and tech professionals plan for and answer questions pertaining to equity compensation, such as:

✔️ What do I need to consider for the upcoming tender?
✔️ Will I have to pay Alternative Minimum Tax (AMT)?
✔️ Will my shares qualify for QSBS eligibility?
✔️ Should I early exercise via 83(b) election?
✔️ How many shares should I sell or hold?
✔️ Which tranches should I sell first?
✔️ How should I negotiate my equity package?
✔️ How do I ensure a qualifying disposition?

Equity comp is confusing. Tax optimization is complex. You deserve an advisor who gives you confidence and clarity around your equity-specific planning needs and questions.

How Presidio Advisors is Different

1️⃣ An expert in equity compensation: If you had a heart condition, would you rather see a general practitioner or a cardiologist? Specialists – in both medicine and finance – have deep expertise in unique arenas, helping to improve outcomes while preventing sub-optimal decisions. My expertise is in helping Millennials with tax strategy and equity compensation.

2️⃣ Tax strategy and optimization included: The big firms shy away from any tax advice. I lean into it. As an Enrolled Agent (EA), the highest credential awarded by the IRS, I am able to provide tax advice and represent taxpayers in front of the IRS, just like a CPA. With equity compensation, tax planning goes hand-in-hand and is a critical part of our work together.

3️⃣ Flat fee. No % charge for “assets under management”: Most advisors charge a percentage of “assets under management” (AUM) based on the size of your portfolio. Typically, that percentage is anywhere from 1.0% to 1.5% in addition to an annual fee. Instead, I charge one flat fee, which reduces conflicts of interest and encourages advice for life goals, rather than asset accumulation.

4️⃣ A completely independent fiduciary: I have no affiliation with – nor receive compensation from – any banks, brokerages, insurance companies, or other third-parties that may exert pressure or otherwise try to influence my recommendations. I am legally obligated to put your interests before those of my own.

5️⃣ You always get me: With big advisory firms, you may be one of 250 clients assigned to a particular advisor. And that advisor might not always be on the other end of the line. Presidio Advisors is small and intimate by design. You always get me. And we pick up right where we left off.

Education

University of Southern California, summa cum laude, Bachelor of Science in Business Administration | Harvard Business School, Master of Business Administration

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Who We Serve

  • Corporate Executives
  • Entrepreneurs
  • Gen Y / Millennials
  • Technology Professionals
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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Josh is the best investment

✅ Wealthtender Certified Advisor Review™
Oct 29, 2025
My husband and I shied away from properly managing our money for two reasons: unwillingness to pay a percentage of our portfolio to an asset manager, and fear of the unknowns in personal finance. A friend then pointed us to Josh and we’ve never looked back. There is plenty in personal finance that we don’t get, but Josh has a way of patiently and thoroughly explaining things so we feel comfortable and confident. He’s exceptional at providing the amount of detail we ask for, and knows (based on feedback he has solicited) when we get overwhelmed and want him to take the reins. We wholeheartedly recommend Josh to anyone looking to outsource financial planning to a very competent, thorough, and honest advisor. He’s also been a genuine pleasure to get to know as we’ve worked together.
Relationship to Financial Advisor: Client as of Oct 29, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Anna Dimon
Anna Dimon

Feels like we won the lottery

✅ Wealthtender Certified Advisor Review™
Oct 24, 2025
I've always known I've needed a financial advisor based on my total ineptness in managing my finances. But every time I paid wild fees for an advisor through a large firm, I felt like I was getting ripped off. It was never clear what actual value they were providing, especially at their high rates. Enter Josh. I have never been more pumped about anyone I've ever worked with in my life. Josh took one of the things I hated most and made it a dream. He sees around corners. He takes care of our money. He helps us figure out how to navigate processes I find overwhelming (setting up my own 401k, navigating all types of insurance, actually understanding whether we can make a large capital purchase and what that would mean, ensuring our assets are properly diversified in a way we can actually understand). Josh is the best money I've ever spent, and more importantly, one of the kindest and most competent humans I've ever had the pleasure of working with. Everyone in the world should be so lucky to get to work with someone as smart, ethical, and reliable as Josh. He will my advisor until I die (which will hopefully not be for many years).
Relationship to Financial Advisor: Client as of Oct 24, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Spencer Fertig
Spencer Fertig

Clear advice that empowered me to make decisions

✅ Wealthtender Certified Advisor Review™
Aug 2, 2025
Working with Josh was an incredibly helpful and productive experience. Josh didn’t just tell me what to do, but walked me through the “why” - sharing the history and research behind each financial decisions so I could move forward confidently. He really listened to my situation as an expat planning a move to a expensive U.S. city, and his fee-only model kept the focus on my goals. Couldn't recommend more highly.
Relationship to Financial Advisor: Former Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Chris M.
Chris M.

We're set for the future

✅ Wealthtender Certified Advisor Review™
Apr 3, 2025
Josh is an excellent advisor. Now that my husband and I have been working with him, I finally feel confident in knowing where all our money is and that it's being allocated appropriately to meet our goals. This was especially helpful after we got married and combined our finances. No question is too small for Josh. He's happy to weigh in on all kinds of things like car loan rates, how to prioritize risk, and "can you remind where to go to transfer my old 401k again". He jumps in to help and is great at keeping us organized!
Relationship to Financial Advisor: Client as of Apr 3, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Lauren Dowell
Lauren Dowell

Personalized attention and peace of mind

✅ Wealthtender Certified Advisor Review™
Apr 3, 2025
Josh has been a huge benefit to my wife and me. He was very thorough in seeking to understand our priorities and our future goals before he started making recommendations. He's also very good at communicating complex financial concepts and strategies to our level, never making us feel like we're asking a dumb question. With Josh, I never feel like "just another client" and he's been incredibly generous with his time, giving us confidence and peace of mind in our financial future.
Relationship to Financial Advisor: Client as of Apr 3, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Carlos Lopez
Carlos Lopez

Consultative Financial Planning that is Comprehensive and Eye Opening

✅ Wealthtender Certified Advisor Review™
Mar 26, 2025
Josh recently reached out to collaborate with both of us on financial planning, helping us maximize our current finances - such as consolidating stock and investment portfolios - and advising on the best strategies for allocating money in a high-yield savings account (HYSA) for short-term goals versus investing in the market for long-term growth. He has also guided us in preparing for future milestones, including buying a car, paying off our mortgage early, and planning for child-related expenses from birth through college. One of our most notable experiences with Josh was his ability to connect us with an independent insurance consultant for our home insurance. Thanks to his recommendation, we increased our personal liability coverage by 160%, added extended replacement cost coverage of 50%, and raised our deductibles by over 300%. Not only do we feel much more secure with this enhanced coverage, but we were also pleasantly surprised that it actually lowered our total annual premium by about $70! Josh is highly regarded in our household, and we look forward to seeing him help many other clients just as he has helped us.
Relationship to Financial Advisor: Client as of Mar 26, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Julia Forrest
Julia Forrest

Incredibly hands on

✅ Wealthtender Certified Advisor Review™
Mar 17, 2025
Josh makes me feel like I'm his only client. He is smart, fast, and always available to support me - whether it's a simple question, or a much more elaborate request. He holds me accountable to follow through on important action items I owe him, and most of all, he makes me feel confident that my financial future is secure and optimized.
Relationship to Financial Advisor: Client as of Mar 17, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Aviv
Aviv

Extremely knowledgable, thoughtful, and reliable

✅ Wealthtender Certified Advisor Review™
Mar 14, 2025
Josh is truly exceptional. He has an incredible breadth of knowledge around financial planning, and is thoughtful, smart, and kind. Josh has taken the time to understand our specific goals, needs, and risk tolerance, and has tailored his approach based on this information. He's also highly skilled at breaking down complex concepts and presenting them in ways that are easy to understand. Josh is extremely reliable (always follows up as needed) and responsive to any questions that pop up. We so value his advice and trust him completely to make recommendations that our in our best financial interest. We couldn't recommend Josh more!
Relationship to Financial Advisor: Client as of Mar 14, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Will Spencer
Will Spencer
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