Josh Ross, CFP®, EA, MBA

Increase spending on your bucket list while reducing retirement taxes!

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Energized Retirement Planners Josh Ross, CFP®, EA, MBA
Bismarck, ND

Serving Clients Nationwide

Increase spending on your bucket list while reducing retirement taxes!

Areas of Focus

  • Estate Planning
  • High Net Worth
  • Investment Management
  • Retirement Planning
  • Taxes

About Josh Ross, CFP®, EA, MBA

Hi, I'm Josh Ross. I grew up on a farm near Beach, North Dakota (no sand or water!) in a family of seven. I've been a resident of Bismarck since graduating from the University of Mary with my finance degree and MBA.

During my earlier corporate career with a local Fortune 500 company, I enjoyed many financial conversations with pre-retirees. A recurring theme was advisors were handling their investments, but not as helpful with comprehensive retirement planning. And they NEVER touched tax advice!

Energized Retirement Planners was formed to fill this void with a specialized team who provide retirement planning that includes not just investment management but also tax advice, bucket list spending, healthcare and estate strategies.

I believe tax planning is so important that I acquired my Enrolled Agent designation from the IRS to ensure my clients are able to maximize spending while minimizing expenses such as income tax, estate tax, probate fees and Medicare surcharges. We added tax preparation to become an all-in-one firm.

When I’m not assisting clients, my family loves attending school activities or chauffeuring our two dogs, Mia and Brynn, to the river. In my down time, I’m lifting weights, riding mountain bike with friends or playing caddie for my son around the golf course. If you see a muddy red truck with two dogs hanging out the window, it might be me.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®
  • Enrolled Agent (EA)
  • Master of Business Administration (MBA)

Affiliations

  • Financial Planning Association

Primary Location

4007 State St., Suite 114, Bismarck, ND 58503

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Based
  • One-time Financial Plan

What to expect in the first meeting

Let's chat! Click the 'Book Intro Call' button above to schedule a no-obligation visit (phone, virtual or in-person) to discuss your goals and how we can assist. We will brainstorm ideas for maximizing your retirement journey and reducing taxes. I look forward to speaking with you.

Offers Investment Management

Yes

Offers Tax Preparation

Yes

About Energized Retirement Planners

Are you 55+ and desire a retirement that involves spending more on your bucket list and less on the IRS? Do you want help creating an estate plan that leaves a legacy while reducing family friction and family taxes?

If so, you have outgrown the typical generalist financial advisor - now you need to partner with a retirement specialist!

Our team is here to guide you through the seamless process.

Get to Know Energized Retirement Planners

Energized Retirement Planners was formed to fill the need of high net worth retirees who used an investment advisor in the past but now require a retirement specialist to minimize taxes.

Our specialized team provides retirement planning that includes not just investment management but also tax advice, tax return prep, income distribution and advanced estate strategies.

Who might benefit from an intro meeting with our team?

If you:

✔️ Are retired or within 5 years of retirement

✔️ Have $500,000+ of investable assets

✔️ Desire to minimize the tax impact of 401k or IRA withdrawals

✔️ Want to maximize Roth conversions

✔️ Are tired of going back and forth between an investment advisor and CPA while still not having a plan for reducing lifetime taxes

✔️ Are interested in developing retirement income strategies to minimize taxes

✔️ Want an estate plan that minimizes family friction and family taxes

If any of the above describes you, click the 'Book Intro Call' button above to schedule an introductory conversation.

Education

University of Mary, Master of Business Administration (MBA); Bachelor of Science (BS), Business Administration/Finance

Hobbies and Interests

  • Animal Rescue
  • Church
  • Cycling
  • Family
  • Sports
  • Working Out

Who We Serve

  • Living in Retirement

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Get answers to frequently asked questions regarding the services offered by Josh Ross, CFP®, EA, MBA View Disclosures

FAQs

Does Josh Ross offer retirement planning and tax advice in Bismarck, ND?
Yes, Josh Ross and Energized Retirement Planners offers comprehensive retirement planning along with tax advice in Bismarck, ND. Saving on Retirement Taxes
Is Josh Ross a CFP(R) Certified Financial Planner Professional?
Yes, Josh Ross is a CFP. This demonstrates his commitment to comprehensive financial planning and fiduciary responsibility. CFP Lets Make a Plan
Why does Josh Ross hold the IRS Enrolled Agent (EA) designation?
Enrolled Agent status is the highest credential awarded to by the IRS. This credential allows Josh to provide tax advice. This is different than simply tax planning, which refers to general tax strategies. For example, instead of referring you to an accountant, having the EA means Josh can provide you the specific amount of Roth conversions you should complete in a given year. If your advisor says, "speak to your accountant" that means you are not receiving tax advice. What is an Enrolled Agent?
Does Josh Ross host free educational workshops in Bismarck, ND?
Yes, Josh Ross holds free educational workshops in Bismarck, ND and virtually. The most common topics include Taxes in Retirement and Estate Planning. He also teaches retirement courses at the local college. Check Out Our Workshop Resources
Does Energized Retirement Planners provide tax preparation?
Yes, Josh Ross and Energized Retirement Planners provide tax preparation. Our clients appreciate not running back and forth between their advisor and their CPA. We take care of everything in-house to ensure a seamless process that results in maximum tax savings. Energized Retirement Planners services
What clients does Josh Ross specialize in?
Josh Ross is a financial advisor who works with clients ages 55 and over, with $500,000 in investable assets, who want to save their retirement accounts from the ticking tax time bomb. He will customize a tax and estate plan that will ensure you and your family are able to spend those accounts and not the IRS. Meet our Team
Is Josh Ross a Financial Advisor who provides tax advice to retirees?
Yes, Josh Ross is a Financial Advisor who provides tax advice, tax preparation, investment management and estate planning for retirees in Bismarck, ND and virtually throughout the United States. Our Services
Has Josh Ross been recognized in the media?
Josh Ross has been recognized and quoted in numerous media sources including Kitces, Financial Planning, Retirement Tax Services Podcast, AcquireUp and more. RTS Podcast

FAQ Disclosures

This content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial or other advice. Nothing contained in this presentation constitutes a solicitation, recommendation, endorsement, or offer by Van Clemens or Energized Retirement Planners to buy or sell any securities or other financial instruments.  Securities offered through Van Clemens and Co., member FINRA and SIPC. Advisory services offered through Van Clemens Wealth Management LLC, a SEC registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate and independent entities from Energized Retirement Planners.