Josh Ross, CFP®, EA, MBA
Increase spending on your bucket list while reducing retirement taxes!
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Increase spending on your bucket list while reducing retirement taxes!
Areas of Focus
- Estate Planning
- High Net Worth
- Investment Management
- Retirement Planning
- Taxes
About Josh Ross, CFP®, EA, MBA
Welcome! I grew up on a farm as part of a family of seven. I've been a resident of Bismarck since graduating from the University of Mary with my finance degree and MBA.During my earlier corporate career with a local Fortune 500 company, I enjoyed many financial conversations with pre-retirees. A recurring theme was advisors were handling their investments, but not as helpful with other important parts of retirement such as tax reduction or legacy planning.
Energized Retirement Planners was formed to fill this void with a specialized team who provide retirement planning that includes not just investment management but also tax advice, cash flow, healthcare and estate strategies.
Key to providing tax advice and avoid the common advisor refrain of "check with your tax professional," I acquired my Enrolled Agent (EA) designation from the IRS. Now clients are able to maximize spending while minimizing income tax and other expenses such as Medicare surcharges. We added tax preparation to become an all-in-one firm.
To ensure clients receive the most in-depth retirement planning advice, I obtained my Certified Financial Planner® professional designation - the gold standard of excellence for financial planners. At all times when providing Financial Advice to a client, a CFP® professional must act as a fiduciary, and therefore, act in the best interests of the client.
When I’m not assisting clients, my family loves attending school activities or chauffeuring our two dogs, Mia and Brynn, to the river. In my down time, I’m lifting weights, riding mountain bike with friends or playing caddie for my son around the golf course. If you see a muddy red truck with two dogs hanging out the window, it might be me.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Enrolled Agent (EA)
- Master of Business Administration (MBA)
Affiliations
- Financial Planning Association
Primary Location
4007 State St., Suite 114, Bismarck, ND 58503
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- One-time Financial Plan
What to expect in the first meeting
Let's chat! Click the 'Book Intro Call' button above to schedule a no-obligation visit (phone, virtual or in-person) to discuss your goals and how we can assist. We will brainstorm ideas for maximizing your retirement journey and reducing taxes. I look forward to speaking with you.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About Energized Retirement Planners
Are you 55+ and desire a retirement that involves spending more on your bucket list and less on the IRS? Do you want help creating an estate plan that leaves a legacy while reducing family friction and family taxes?If so, you have outgrown the typical generalist financial advisor - now you need to partner with a retirement specialist!
Our team is here to guide you through the seamless process.
Get to Know Energized Retirement Planners
Energized Retirement Planners was formed to fill the need of high net worth retirees who used an investment advisor in the past but now require a retirement specialist to minimize taxes.
Our specialized team provides retirement planning that includes not just investment management but also tax advice, tax return prep, income distribution and advanced estate strategies.
Who might benefit from an intro meeting with our team?
If you:
✔️ Are retired or within 5 years of retirement
✔️ Have $1,000,000+ of investable assets
✔️ Desire to minimize the tax impact of 401k or IRA withdrawals
✔️ Want to maximize Roth conversions
✔️ Are tired of going back and forth between an investment advisor and CPA while still not having a plan for reducing lifetime taxes
✔️ Are interested in developing retirement income strategies to minimize taxes
✔️ Want an estate plan that minimizes family friction and family taxes
If any of the above describes you, click the 'Book Intro Call' button above to schedule an introductory conversation.
Education
University of Mary, Master of Business Administration (MBA); Bachelor of Science (BS), Business Administration/Finance
Hobbies and Interests
- Animal Rescue
- Church
- Cycling
- Family
- Sports
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Living in Retirement
- Widow
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Complete One Stop Expertise
Roth IRA Conversion
Highly Recommend Josh
5 Stars
5 Stars
Retirement Funding and Tax Planning
Tax Planning Advice
Great to work with
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FAQs
FAQ Disclosures
This content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial or other advice. Nothing contained in this presentation constitutes a solicitation, recommendation, endorsement, or offer by Van Clemens or Energized Retirement Planners to buy or sell any securities or other financial instruments. Securities offered through Van Clemens and Co., member FINRA and SIPC. Advisory services offered through Van Clemens Wealth Management LLC, a SEC registered investment adviser. Van Clemens & Co. and Van Clemens Wealth Management are separate and independent entities from Energized Retirement Planners.
