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Luca Rassenti

Advice-only practitioner with deep investment expertise | Thunderbird MBA

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Diverso Advisors Luca Rassenti
Aspen, CO

Serving Clients Nationwide

Advice-only practitioner with deep investment expertise | Thunderbird MBA

6 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

520-276-0437

Website

Areas of Focus

  • Cash Flow
  • Equity Compensation Options
  • International and Cross-border Planning
  • Investment Management
  • Retirement Planning
  • Social Security Optimization
  • Tax-Efficient Planning

About Luca Rassenti

Hi, I'm Luca Rassenti. I am an advice-only practitioner and advocate with deep experience in investments. I value finding and sharing truth and removing bias in a world rife with conflicted interests. I like helping both individuals and organizations find simplicity and robustness in their financial plans and investment decisions.

I have a measured and consultative style. I am empathetic and an effective communicator, able to clearly explain financial and investment concepts to individuals and organizations with diverse backgrounds and levels of experience.

Post my Thunderbird MBA, I served Institutional Investment offices where I evolved their level of sophistication in making sound decisions. During my tenure as an Institutional Investor, I focused on managing quantitative investment strategies, investment due diligence, risk management, and portfolio construction — building innovative tools and frameworks along the way to help with these efforts.

I started Diverso Advisors to engage in more meaningful relationships with a diverse client base and bring my expertise to a wider audience. I am eager to help individuals, families and organizations achieve their goals and bring financial clarity to their futures. I love working with clients that understand the world is probabilistic and together we can plan accordingly.

Outside of my work with clients, I enjoy time with my wife, Alma Lucia, and our two sons, Leo and Marco. I gravitate toward the outdoors, especially hiking and playing soccer. I also have a strong appreciation for traveling and exploring cultures, landscapes, and history.

Professional Designations

  • Master of Business Administration (MBA)

Primary Location

Aspen, CO

Additional Locations

📍 Scottsdale, AZ

📍 Orange County, CA

📍 Washington, DC

📍 San Francisco, CA

📍 Miami, FL

Meeting Options

  • Video Conference
  • In-Person
  • Phone
  • Group Classes
  • Online Courses
Book Intro Call

Compensation Methods

  • Annual Retainer
  • Fee Only
  • Flat Fee
  • Hourly Rate
  • Offers Advice-Only Services
  • One-time Financial Plan
  • Other
  • Pro Bono

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

About Diverso Advisors

Diverso Advisors is an advice-only financial planning and investment consulting firm founded by Luca Rassenti.

We help people make better financial decisions through clear, advice-only financial planning and investment guidance. Our approach is simple: we listen carefully, ask thoughtful questions, and provide honest, expert advice tailored to your situation — no sales pitches, no commissions, no jargon, no asset management fees, and no hidden incentives.

While many traditional Registered Investment Advisors in Phoenix, Tucson, and Scottsdale charge ongoing percentage-based fees to manage client assets, we operate on a pure, advice-only fiduciary model.

As a premier choice for Arizona individuals, non-profits, and cross-border families, we provide conflict-free investment consultation, asset allocation, and risk management without the burden of hidden AUM fees.

Our financial plans cover cash flow and budget optimization, 0% AUM investment advising, and proactive tax planning and analysis — a complete roadmap for your entire financial life.

Education

Thunderbird School of Global Management, MBA, Global Management | HEC Paris, MBA, Finance | University of Arizona, BS, Systems Engineering

Hobbies and Interests

  • Family
  • Golf
  • Hiking
  • Pickleball
  • Running
  • Soccer
  • Sports
  • Tequila
  • Traveling
  • Walking
  • Working Out

SEC Lookup

View Disclosure

Who We Serve

  • Attorneys
  • Business Owners
  • Corporate Executives
  • Couples
  • Creative Professionals
  • Dentists
  • DIY Investors
  • Dual Income Family
  • Engineers
  • Entrepreneurs
  • Expats
  • Families
  • Federal Law Enforcement
  • Government Employees
  • Hispanic | Latino
  • Immigrants
  • Intergenerational Families
  • Parents
  • Physician Assistants
  • Physicians
  • Private Foundations & Organizations
  • Professional Athletes
  • Real Estate Investors
  • Sales Professionals
  • Startup Employees
  • Technology Professionals
  • Young Families

Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 28, 2026
I have been working with Luca Rassenti of Diverso Advisors for about a year. I am a 50 year old business owner in the medical/dental field. Specifically I am an orthodontist of a solo practice. I signed on for the full financial plan, and I can not recommend him enough. Five starts does not capture how effective his services were. He has been a game changer for my solo orthodontic business based in the DMV (DC, Maryland, Virginia) area, and for my personal family finances. Luca has helped me fully understand the complexities of my personal and orthodontic business finances where other financial managers based on commission have fallen flat. The ROI for their investments recs where the ROI greatly diminished by their commissions, and I was left with little understanding of my big financial picture. Luca is financial guide who has replaced fuzzy understanding and anxiety with sound longterm planning and piece of mind.He has a practical and data driven method that is easy to follow and set up. He gave me very clear list of data to gather, which he entered into a secure platform. The platform was very easy to navigate and allowed a clear birds eye view of both my personal and orthodontic business financial picture. I was able to see for the first time the totality of my personal and business assets, investments, income, debts and expenses. Once the data was all aggregated and categorized he advised me on how to interpret it and set goals. He helped me set small goals like how much I can spend on extravagant vacations without anxiety, to working on my small business projections.As a solo owner of an orthodontic business he was pivotal in making sense of my financial outlook. This allowed me to unlock capital for new investments, which have already seen returns. He was thoughtful and practical in his advise on how to maximize my longterm investments without loosing a large percent of profits to middle man managers. His model is to give sound advise without taking percentage points as compensation. This honest business model was refreshing and has allowed me to maximize ROI on my investments. He advised me and my wife on how to maximize our college funds, pensions, optimized benefits for my employees, 401Ks, Roth IRAs, brokerage accounts, long term investment strategies, debts, house renovation, budgets ect. Luca is a smart, easy to talk to, sophisticated investor/advisor, and thorough. He has a background managing large institutional funds, start ups, traditional business like mine. Let Luca show you how to keep the money and grow it.
Relationship to Financial Advisor: Client as of Sep 28, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for philip Vahab
philip Vahab

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 23, 2026
My wife and I are both attorneys in the San Francisco Bay Area, working in government and philanthropy. In our 40s, with two children and strong compensation and retirement benefits through our work, we wanted thoughtful guidance on how to make sure the different pieces of our financial life fit together over the long term.Luca Rassenti and Diverso Advisors helped us take a fresh look at our overall financial plan, investment allocation, our children’s 529 education accounts, existing and potential Roth strategies, and possible real-estate investments both in the Bay Area and elsewhere in the country. Luca was able to discuss these interconnected questions in a practical, clear way that was tailored to our particular circumstances rather than relying on generic advice.Luca is direct, insightful, and willing to go the extra mile to make sure his guidance is useful and well grounded. He is also affable and easy to understand—he has an excellent “bedside manner” for conversations about money and finance, which can be complicated and sometimes stressful for families. His approach is friendly and curious, supported by extensive experience and data-driven strategies.Most importantly, Luca inspires trust. We appreciated his ability to listen carefully, explain tradeoffs clearly, and offer thoughtful guidance without making the process feel overwhelming. We would recommend Luca and Diverso Advisors to others looking for a knowledgeable, personable financial advisor who takes the time to understand their clients’ goals and circumstances.
Relationship to Financial Advisor: Client as of Sep 23, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Kỳ-Nam Miller
Kỳ-Nam Miller

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 23, 2026
As a federal employee in my mid 40s living in Washington, DC, I have been looking closely at my finances over the last year. Luca Rassenti of Diverso Investments has really put my mind at easy regarding various issues that have been keeping me up at night. He helped my figure out whether I was saving enough for my own retirement and whether together with my TSP and government pension I would be able to retire at my desired age. My husband and I were considering unloading a rental property that we own, and Luca made us the pros and cons of that decision (mostly cons) and as a result of his analysis, we opted to hang on to it. He also helped me analyze how and where I was saving for my son’s college. It had never occurred to me to use a 529 plan outside the state I resided in, but Luca made me see that other 529 plans offered more advantageous terms than mine and that I could still put away into the 529 in my state in order to derive the benefit offered there. Finally, Luca helped me revaluate my selections in my TSP plan and also made me aware of a new option within the TSP system that I would have never discovered on my own. He did all this with great patience and understanding. As someone who is not very savvy when it comes to financial products, Luca nevertheless helped me understand my options which allowed me to feel in control of my money and my decisions.
Relationship to Financial Advisor: Client as of Sep 23, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Lana Lunskaya Vahab
Lana Lunskaya Vahab

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 20, 2026
I couldn’t be happier having moved away from a financial company where I felt we were just another number in their impersonal world. Ever since Luca of Diverso Advisors came into our lives, I feel more assured with our financial future. We are connected with Luca’s knowledge and expertise, confident with his guidance and his finance acumen. Luca of Diverso Advisors gives me a peace of mind that going forward in my retirement I can rest assured that my family and I are in good hands.
Relationship to Financial Advisor: Client as of Sep 20, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for M Rubio
M Rubio

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 20, 2026
Luca Rassenti at Diverso Advisors has been exemplary in his support and guidance in shifting our retirement accounts and inherited IRAs. We moved from a big name company charging AUM fees and commissions on mutual fund products, to an advised set of investments in our own control. We are retired, living in Arizona, in our 60s and he has assisted us with financial planning for the longterm. We worked through our long term cash flows including our social security and pension choices to come up with a plan that works for us. Luca has visited our accountant with us, to make sure we were doing everything to optimize our taxation. He is easygoing, intelligent and shares his immense expertise on investment management with us. I told him one day, I need to take a class to understand investments and he said, “You don’t need to, I will teach you” and he has. He always responds promptly. He has been a pleasure to work with and exactly what we needed.
Relationship to Financial Advisor: Client as of Sep 20, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Jennifer Titley-Rubio
Jennifer Titley-Rubio

5 Stars

✅ Wealthtender Certified Advisor Review™
Sep 15, 2026
Working with Luca Rassenti at Diverso Advisors has been an exceptional experience. As a 77-year-old retiree living in Northeast Texas after 25 years with ExxonMobil—including 14 years in the Talco rod pump fields, 10 years on Harmony platform offshore Santa Barbara, and a year on the Zafiro producer and Jade platform in Equatorial Guinea—transitioning away from a traditional full-service CFP to managing my own Fidelity accounts was a major step.Luca made that transition seamless. He helped me diversify my rollover account into low-cost ETFs so I can successfully manage my portfolio on my own while eliminating unnecessary advisory fees. Beyond investment management, Luca has provided invaluable guidance on financial planning, estate coordination, and tax optimization. Managing annual RMDs at my stage of life and utilizing strategic Roth conversions to efficiently top off tax brackets has been a massive benefit for my heirs. He also connected me with a great resource to establish a revocable trust at a favorable price.Furthermore, Luca has extended the same high standard of care to other members of my family. He is consistently prompt, thorough, and knowledgeable whenever he is contacted. I am extremely pleased with his advice and look forward to periodically consulting with him for ongoing guidance. Highly recommended!
Relationship to Financial Advisor: Client as of Sep 15, 2026
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Phil Carter
Phil Carter
Get answers to frequently asked questions regarding the services offered by Luca Rassenti View Disclosures

FAQs

What does it mean that Diverso Advisors is an "advice-only" and 0% AUM firm?
Diverso Advisors operates on a pure fiduciary, fee-only model. This means Luca does not sell financial products, earn commissions, or charge Assets Under Management (AUM) fees. You keep full control of your own accounts, and you pay a transparent, flat fee or hourly rate strictly in exchange for objective, conflict-free financial guidance and investment consulting.
How does Luca’s institutional background benefit individual clients?
Before founding Diverso Advisors, Luca earned a Thunderbird MBA and spent his career managing institutional investment portfolios, quantitative strategies, and risk management frameworks for large-scale entities. He brings this high-level, sophisticated analytical approach down to earth—helping individuals, families, and organizations build robust, data-driven investment portfolios and financial plans without the hidden incentives common in traditional wealth management.
What types of clients and specialized areas does Diverso Advisors focus on?
Luca works with a broad range of clients, including individuals, young professionals, retirees, non-profits, and institutions. He has deep expertise in handling complex financial transitions (such as sudden wealth or inheritance) and specializes in cross-border/international planning (with specific ties to Latin America), alternative investments, cryptocurrency, and comprehensive retirement, tax, and risk management strategies.

FAQ Disclosures

Investment advisory services are offered through Advice Only, Public Benefit Corporation, DBA Diverso Advisors. Advice Only is an investment adviser registered with the Securities and Exchange Commission (CRD# 334039 / SEC File No. 801-135290). Our current disclosures, including Form ADV Part 2 and Form CRS, are available on our website at www.adviceonly.com

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