Lucas Fender, ChFC®, CRPC®, CRPS®
Confidence Through Proper Planning.
Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.
Click Here to Learn More
Areas of Focus
- Divorce Financial Planning
- Employee Benefits
- Equity Compensation Options
- Estate Planning
- Financial Life Planning
- Inherited Wealth
- Investment Management
- Owning a Business
- Retirement Planning
- Taxes
About Lucas Fender, ChFC®, CRPC®, CRPS®
Hi, I'm Lucas Fender. I founded Proper Planning & Wealth Management to help families and business owners make confident financial decisions, without the confusion, pressure, or one-size-fits-all advice that too often dominates this industry.Before entering wealth management over a decade ago, I founded and operated a successful software company in Overland Park. Running a business taught me how systems really work: cash flow, risk, tradeoffs, and the consequences of decisions made today that don’t show up until years later. That perspective still shapes how I approach financial planning: structured, consultative, and focused on solving real problems for my clients.
We work with clients on comprehensive wealth management, retirement planning, and employer-sponsored retirement plans, including 401(k) and other qualified plans for small and mid-sized businesses. Early in my career I recognized the importance of constant improvement and learning. I hold the CRPC® (Chartered Retirement Planning Counselor®) and CRPS® (Chartered Retirement Plans Specialist®) designations through the College for Financial Planning. More importantly, I believe good advice starts with listening. Every client’s situation is different, and effective planning requires understanding you goals, values, and preferences, not just numbers on a page.
I live in Johnson County with my wife and our two sons. Being a husband and father strongly influences how I think about money, not as an end goal, but as a tool to support security, flexibility, and the ability to be present for the moments that matter. That perspective drives every recommendation I make and financial plan I build.
Outside of client work, I’m actively involved in the local business community and currently serve an the board of SHRM of Johnson County. Working alongside business leaders has reinforced my belief that strong planning, whether financial or organizational, creates better outcomes for people and businesses alike.
When I’m not working, you’ll usually find me spending time with my family, supporting my kids’ activities, traveling, enjoying winter sports, or continuing to deepen my knowledge of finance, technology, and business.
I consider it a privilege to do this work. My goal as a founder and advisor is simple: build long-term relationships and provide clear, thoughtful guidance that helps clients move forward with confidence.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Financial Consultant (ChFC)
- Chartered Retirement Planning Counselor (CRPC)
- Chartered Retirement Plans Specialist (CRPS)
Affiliations
-
Association for Financial Professionals
- BBB Accredited Business
- Estate Planning Council
- Fee Only Network
- Financial Planning Association
- BBB Accredited Business
Primary Location
7500 W. 160th St. Suite 102, Overland Park, KS 66085
Additional Locations
📍 7500 College Blvd, 5th Floor Overland Park, KS 66210
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- Fee Only
- Flat Fee
- Hourly Rate
- Offers Advice-Only Services
- One-time Financial Plan
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About Proper Planning & Wealth Management
At Proper Planning & Wealth Management, we help families and businesses manage wealth, reduce uncertainty, and plan for the future with confidence.Advice Without Agenda
Here, we do things differently. We don’t lead with products, portfolios, or high-pressure sales. We start with your life: your goals, your values, your vision for the future. Then we build a personalized plan to help you get there, with investment management, tax strategies, and estate planning support all in one place.
Whether you're preparing for retirement, optimizing a complex compensation package, or planning a legacy for your family, we provide ongoing, transparent guidance that adapts as your life evolves.
What Makes Us Different
✔️ Planning-First, Always: As fiduciaries, we lead with strategy, not product. Our approach is anchored in your values and goals.
✔️ Integrated & Holistic: Tax strategies, estate plans, retirement goals: our advice ties everything together. We consider the full picture, and follow a fiduciary standard.
✔️ Transparent Cost: Everything is included. No surprise invoices. No upselling. Just ongoing advice.
✔️ Estate Planning Support: We coordinate with licensed attorneys in all 50 states to make sure your estate documents are not only in place, but aligned with your broader plan.
Who We Best Serve
▪️ Families & Individuals
You want deep, ongoing planning, not just investment management.
▪️ Life in Transition
Your life is in transition: retirement, selling a business, divorce, managing equity compensation, or inheriting wealth.
▪️ Businesses & Business Owners
You own or manage businesses and need guidance on succession planning, exit strategy, or designing and maintaining qualified retirement plans like 401(k)s.
▪️ Family Stewards
You need a qualified team to handle your family’s wealth with care and diligence. You value clarity, purpose, and relationship in your financial decisions.
Hobbies and Interests
- Basketball
- Computer
- Cooking
- Dancing
- Family
- Gardening
- Grilling
- Movies
- Music
- Photography
- Reading
- Skiing
- Sports
- Swimming
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Attorneys
- Baby Boomers
- BIPOC
- Blended Family
- Business Owners
- Corporate Executives
- Couples
- Creative Professionals
- Dentists
- Divorce
- Dual Income Family
- Engineers
- Entrepreneurs
- Families
- Financial Independence Retire Early (FIRE)
- Gen X
- Gen Y / Millennials
- Healthcare Professionals
- Individuals
- Intergenerational Families
- Living in Retirement
- Parents
- Physicians
- Private Foundations & Organizations
- Professional Athletes
- Real Estate Agents
- Real Estate Investors
- Remote Workers
- Sales Professionals
- Startup Employees
- Technology Professionals
- Travel Lovers
- Widow
- Women in Transition
- Women Professionals
- Young Families
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
We Want Your Voice to be Heard
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
➡️ Are you reviewing a financial advisor? Learn more about Certified Advisor Reviews.
Disclaimers
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.
Please refer to the Wealthtender terms of service and privacy policy for additional information.
If you have questions or if we can assist with anything at all, please contact us by email at support@wealthtender.com or call us at (512) 540 – 3811.
Thank you for visiting Wealthtender and giving us the opportunity to serve you.
© 2024 Wealthtender, Inc.
