Almost 20 years ago My wife's employer selected the Rather & Kittrell Capital Management firm to manage her company's retirement savings accounts.  In those past 20 years Lytle Rather (the co-founder of Rather & Kittrell) has guided us through every phase of our career and working life.  I, myself, was so impressed with the quality of service my wife received that I have also opened an IRA with Rather & Kittrell even though my own company was using another firm for its retirement investment accounts.

Lytle has supported our financial well being in so many ways.  He referred us to an excellent estate management lawyer to help us craft a will and trust fund for our children.  He has advised us on the right level of insurance coverage to help us safeguard our assets and retirement funds.  He has a whole range of analytical tools to help assess our financial health and to guide us to the best possible investment outcomes for our particular needs.  And while providing all these amazing services, he has been just a great person to work with.  Always upbeat and cheerful, but with the right mix of optimism and pragmatism; with zero sugar-coating of the real world financial facts that he always keeps at the heart of his approach to the wealth management services he provides us.

My family can't imagine a better advocate for our overall financial health than Lytle Rather!									

										Lytle has earned my trust and admiration over the 20 years he has helped my family.  We have navigated through marriage, death, relocation and career changes.  At every turn I have faced, Lytle guided me with grace, compassion and sound advice for my financial success.  I cannot imagine life without him in my corner.									

										My wife and I have been clients of Lytle Rather for many years.  He is always available to give advice and we appreciate the attentiveness of his staff.  We believe his integrity is above reproach and therefore, we have total trust in him and the suggestions he makes regarding our financial portfolio.									

										I have been working with Lytle for about three years.  I have experience with several financial advisors and brokers, but these guys are different.  They take a very holistic approach to managing their clients long term investment strategy.  I feel like their strategy is customized for my situation.  I believe they have a very good model and strategy for long term growth at a manageable risk level.   Highly recommend!									

										I have been a client of Lytle's for over 20 years. He and his company have seen us through countless economic cycles where the first thing you want to do is panic. He set us on a plan when we first started and he managed to keep us on that plan through the times where we certainly wanted to panic. We have reaped the benefits of his patience and wisdom. I would recommend him and his company whole heartedly.									

										Thanks to Lytle and the Rather & Kittrell team for reliability and capability in guidance toward retirement and investment plans for the last ten years.  Bumps in the road of personal retirement and investment programs are reduced and removed as Lytle applies personal interest, knowledge and experience to client accounts.  Risk guides Lytle in approach to matching a client investment program to personal needs.  There is relief and trust in their integrity and performance.									

										Always on top of the markets and trends.  The consistent communication is so appreciated!									

										Have been family friends with the Rather’s for years.  Great man, great family and awesome children.  Changed jobs about 8 years ago and moved 401K to R&K.  Have done an excellent job of helping us plan financially and legally for retirement.  Keep us informed and adjusted to reduce risk and on plan.									

										Lytle and his team has been able to customize our family needs. We are going through the transition from working full time to starting to retire. He has done a great job walking through the process and assisting with timing.									

										We came to Lytle for help about 8 years ago. We realized that we would need help as we reached retirement age. He has been a trusted advisor for us since.  He instills a sense of confidence by explaining their system of investing and long range planning that we had not experienced with previous investors.  We have always been pleased with his advice.  It is nice to be able to trust that your finances are in capable hands.									

										We have had a great relationship with Lytle and all the people at R&K
They have a complete understanding of their business and our total confidence that they are treating our account as they would their own. If you are looking for someone you can trust with your financial affairs Lytle is the only person we’d recommend.									

										Lytle and his team have gone above and beyond to support my Mom in making wise financial decisions after the loss of my father. The kindness and professionalism with which the R&K team works is unparalleled. For anyone in need of a thoughtful, compassionate, and talented group of individuals capable of helping you build a strong financial future, I recommend R&K without hesitation.									

										Lytle and his team have overseen our portfolio and finances for many years, as well as being advisors to us in decision making in our retirement years.  They have been professional, wise, and most accommodating in every situation.  We trust them implicitly and have utmost respect for their knowledge and expertise.  Their integrity is impeccable.  We can highly recommend this fine team.									

										When I had my medical emergency he was one of the first people to reach out to me. He set an appointment we both me and my wife to see how we were doing and what if anything we needed. He guided us and helped us live financially through this difficult time as I could not work for over 6 months and since I was an independent contractor, I made no money as my income was 100% commission and he made sure that my wife and I could continue to not only live and pay our bills that we could do it with less stress.  I would highly recommend Lytle to anyone  because we all need someone who not only cares about your financial future but cares about you as a human being.									

										I am thankful for Lytle’s professional financial guidance over many years. We are retired & able to live productively during these post working years. The way we have been treated and coached  makes me feel like we are family.									

										We have been with Lytle for 25 years.  Since then my husband and I have both retired and our money couldn’t have been in better hands.  You worry about turning your money over to someone but we talk about everything and which way we want to go and get excellent advice and they have helped with advice on many other things.  We don’t like to recommend many people but I have give Lytle’s name to many of my closest friends and felt safe doing it.									

										Lytle and his team have been there all the way for me and my family as we prepare for retirement. He and his team are personable, professional and always available to answer questions. 
I can’t stress enough how please we are and how thankful we are to Lytle and his entire team….they are family !!!									

										The Rather & Kittrell Team are trustworthy, knowledgeable, caring, professional and personable. 
I (we) value and appreciate our strong & long standing relationship with Lytle Rather, Hannah Whatley and the RK Team!									

										Lytle and his team are 100% focused on helping you meet all your goals — personal and financial. Once you settle on a plan, you can sit back and have financial inner peace.									

										My husband and I started working with Lytle around 2 years ago.  We had an in person meeting and he spent an incredible amount of time with us, asking questions to get to know us, explaining our options, and putting together a plan for our financial future.  Lytle is patient and responsive, always helpful in answering our questions and providing honest insight to proposals we run by him. I highly recommend him!									

										I've worked with Lytle for 20 years both in a business environment and a personal level. Lytle is not only our financial advisor, he also adds insight into tax and estate planning. Lytle has become a trusted personal confident to my wife and I in our life's financial journey. It's also reassuring to see how he and his partner have built an organization capable of providing excellent financial advice for future generations.									

										I have had the pleasure of knowing Lytle Rather for over 20 years. I first met Lytle through his involvement with our family business. Lytle and his experienced team have served my family well. They have a way of making you feel like family, and their passion for helping others achieve and maintain their financial goals is evident.  They have a unique formula for first getting to understand what's important to you and your family, and then building a game-plan to reach and maintain those goals. Collaboration is a huge part of wealth management and Lytle and his team are great about working with your current in-place team of advisors (CPA, estate planning, etc.) or can assist in finding suitable experts if needed. I can 100% recommend Lytle Rather, his partner Chris Kittrell, and their entire team of experts without hesitation.									

										I signed on with Lytle Rather at Rather & Kittrell 13 years ago after my husband died. We had always known I would need a financial advisor to help and keep my portfolio up to date. Looking back on the last 13 years I believe it was the best decision I ever made. They have the financial skills I lack and they also have the insights to hire good, solid people into the firm. They have been so helpful in all things financialA. I highly recommend Lytle Rather and the firm of Rather & Kittrell!									

										R&K goes above and beyond the role of Financial Advisor.  They understand the importance of educating the staff on the importance of planning for retirement and educating them on how to navigate the "investment arena" in a very informative and "user friendly" way.  Lytle Rather and Nathan Woods are very knowledgeable on the updates on the regulations that could impact retirement planning.  They send periodic bulletins that contain very informative, helpful information, insights, reflections, and fun stories!  
Lytle and Nathan are very personable and approachable folks.  They are very prompt in responding to our questions.