Mario L. Ruiz, RICP®
Retirement Income Specialist & Wealth Manager
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Serving Clients Nationwide
Retirement Income Specialist & Wealth Manager
Areas of Focus
- Financial Life Planning
- Investment Management
- Retirement Planning
- Social Security
- Taxes
About Mario L. Ruiz, RICP®
Mario Ruiz began his career in financial services in 2010 and has specialized in retirement income planning since 2017. Early on, he saw an opportunity to help retirees navigate the many financial decisions beyond just investment management-including Social Security strategies, managing home equity, tax-efficient withdrawals, and planning for healthcare and legacy goals. This realization shaped his comprehensive and collaborative approach, working closely with clients to not only transition into retirement but also confidently navigate its complexities for years to come.Mario holds the Retirement Income Certified Professional (RICP®) designation and works with clients nationwide, spending most of his time in Northern Virginia and Austin, TX, where he maintains offices. His expertise includes tax-efficient income planning, wealth management, Social Security optimization, risk management, health and long-term care planning, and insurance.
Dedicated to continuous professional development, Mario stays up to date with the latest in retirement income planning through daily reading, podcasts, and live training, ensuring he can effectively guide clients in an ever-changing financial landscape. Passionate about education, he regularly hosts free webinars and seminars on Social Security and retirement income planning, helping retirees make informed financial decisions.
Outside of work, Mario enjoys spending time with his family-exploring trails, trying new foods, and running a hobby business as a vendor at farmer's markets. He also has a passion for science and technology, enjoys movies, stays active through exercise, and loves attending comedy shows.
Professional Designations
- Retirement Income Certified Professional (RICP)
Primary Location
13800 Coppermine Road, 1st Floor Herndon, VA 20171
Additional Locations
📍 7500 Rialto Blvd, Ste 1-250, Austin, TX 78735
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Flat Fee
- Percentage of Assets Managed
What to expect in the first meeting
Have questions or want to connect? Schedule a quick 15-minute call to touch base, ask questions, or discuss how I can support your retirement journey. This is a complimentary conversation.Offers Investment Management
Yes
About Regal Financial Group
At Regal Financial Group, our team is ready to turn your financial goals into practical guidance. At Regal, we take a client-first approach to our financial services, including retirement, estate planning and investment allocation strategies.Mario and Regal Financial Group excel in serving clients who:
▪️ Have concerns about the impact of taxes, market volatility, inflation, and healthcare costs on their retirement income.
▪️ Need a clear, tax-efficient plan to manage and withdraw from their savings and investments.
▪️ Seek custom retirement income plans based on individual goals, ranging from maximizing spending to ensuring a legacy.
▪️ Require help with decisions such as retirement timing and spending, pension payout options, Roth conversions, managing home equity, social security strategies, navigating Medicare, long-term care planning, and more.
Mario’s best client relationships have been with those who:
▪️ Are retiring within 10 years or are already retired with significant savings, seeking tax-efficient wealth management.
▪️ Appreciate clear, consistent communication, and personalized attention.
▪️ Hold similar values of kindness, respect, and solution-oriented thinking.
▪️ Value the financial well-being of friends and family and provide introductions to help them strengthen their financial plans.
Hobbies and Interests
- Family
- Movies
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Corporate Executives
- Dual Income Family
- Families
- Gen X
- Intergenerational Families
- Living in Retirement
- Parents
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