Melissa Joy, CFP®
Financial Planning For Real Life.
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Serving Clients Nationwide
Financial Planning For Real Life.
Areas of Focus
- Choosing a Financial Advisor
- High Net Worth
- Inherited Wealth
- Retirement Planning
- Tax-Smart Accumulation Planning
About Melissa Joy, CFP®
Hi, I'm Melissa Joy. Before founding Pearl, I worked in the world of financial planning and investments for more than twenty years. As a CERTIFIED FINANCIAL PLANNER® professional, I specialize in working with GenX and older millennial double-income breadwinners, breadwinners, and inheritors. We help people living in the messy money middle to increase their confidence in financial decisions, reduce and plan for taxes, and delegate the complexity of financial professionals to an experienced team.Even though Pearl is based in Dexter, our clients live coast-to-coast and we use all the tools of technology plus plain-old human connection to build relationships across the miles.
Founded in 2018, Pearl Planning fulfilled my dreams to start my own company someday. Just as a pearl symbolizes wisdom gained through experience, I used my background running the investment and financial planning departments along with complex client practice experience to create a client-focused, personalized and modern wealth management firm.
Dexter, Michigan is home for me, my husband, Jeff, and our kids, Gus and Jo. In addition to spending time with family, I have a lifetime love of playing soccer, reading, and travel. I also have a passion for supporting and promoting women in financial advice careers.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
- Financial Planning Association
- The AGC
Primary Location
8031 Main St. Suite 302 Dexter, MI 48130
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free "Get to Know You" call. Tell us what prompted you to reach out and what you want to work on. We’ll explain our services, your costs, and answer your questions about us.Offers Investment Management
Yes
About Pearl Planning
Pearl Planning is a wealth management and financial planning practice. We encourage clients to approach their financial decisions with confidence and pride ourselves in offering wealth management for the real world. Located in Dexter, Michigan, Pearl Planning works with clients in Michigan and around the country.There’s no textbook or directory for your life and the same goes for your financial plan. It should be practical, approachable, and meet you where you are in life. Whether that’s on retirement’s doorstep or dreaming of stepping up to the doorstep of your first home, we’ll help you make confident financial decisions.
WHY PEARL PLANNING?
✅ Financial Planning For Real Life. You don’t have to wait for a good hair day to start your financial plan. Tell us how your life really is and we’ll work with you to guide your next steps.
✅ Fiduciary Advice Built For You. What is fiduciary? We provide recommendations that are in your best interest.
✅ The Gift of Confidence. We affirm your successes and work with you on challenges. All this results in the compound returns of good financial choices.
Education
University of Michigan, Bachelor of Arts, Political Science
Volunteer Experience
Finance Committee, Women's Center of Southeast Michigan Past Mentor, Women's Leadership Alliance
Hobbies and Interests
- Family
- Reading
- Soccer
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Couples
- Dual Income Family
- Entrepreneurs
- Gen X
- Gen Y / Millennials
- Healthcare Professionals
- Parents
- Single Women
- Women in Transition
- Women Professionals
- Women’s Finance
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