Nate Byers, CPA/PFS, CEPA

Wealth Planning for Curious Learners

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Calculated Wealth Nate Byers, CPA/PFS, CEPA
Madison, Wisconsin

Serving Clients Nationwide

Wealth Planning for Curious Learners

Areas of Focus

  • Estate Planning
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Me

Hi, I'm Nathan (Nate) Byers. I partner with growth-minded individuals and their families to facilitate financial stewardship through wealth planning. My goal is to empower families to connect their why to their wealth so they can make smart financial decisions.

I enjoy working with curious learners through life’s transitions. This includes the known transitions such as retirement and wealth transfer. It also includes unknown transitions, such as tax policy changes and life plans.

As a CPA – Personal Financial Specialist (CPA/PFS), I have a deep tax and retirement planning background. While I focus on the numbers, how those numbers intersect with your life is what matters. My job is to teach you how to optimize the math while coaching you on how to use that information to live the life you desire.

As a registered investment advisor, I am held to the fiduciary standard of care. I am legally and ethically required to act in your best interest when providing personal financial advice. To provide transparency and avoid conflicts of interest, I do not receive compensation from the sale of investment or insurance products. The fee you pay is for the value I expect to deliver. All financial recommendations are tailored to fit your personal objectives and values.

During my leisure time, I hang out with my wife and two sons. If it wasn’t for my wife nudging me into having kids, I would have never understood how amazing it is to be a dad.

Professional Designations

  • Certified Exit Planning Advisor (CEPA)
  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)


  • AICPA Personal Financial Planning (PFP)

Primary Location

2921 Landmark Place, Suite 215-332 Madison, WI 53713-4247

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Flat Fee
  • Percentage of Assets Managed

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call. No need to bring anything to our initial call. Let’s spend 30 minutes getting to know each other and discover if a planning-only or full-service partnership makes sense. If I’m not a fit for you, I promise to help direct you to someone better. I look forward to speaking with you.

Offers Investment Management


Offers Tax Preparation


About our Firm

We partner with families through various life transitions to help them live the life they desire.


✅ Fee-only wealth planning and investment management

✅ Serve clients as family CFO (you remain in charge and make key decisions)

✅ Coordination with your CPA, Attorney, and other advisors when needed

✅ Empowering families with the knowledge to make smart wealth management decisions

✅ Long-term wealth planning relationship


Our investment process is best for families seeking a full-service partnership. It’s designed for nice and intentional families who have a long-term view of life. We believe all families want the same things from their retirement portfolio:

✅ Maximize cash flow early in retirement

✅ Maintain consistent cash flow throughout retirement

✅ Minimize short-term drawdowns (portfolio losses)

✅ Our investment management process is designed with this in mind.


Our wealth planning process is designed to navigate the intersection of life and math. This is best for helping you navigate life’s transitions. Life transitions include the known (e.g. retirement, end of life, etc.) and the unknown (e.g., tax policy changes, life just happening, etc.)

You can partner with us for wealth planning only or as part of our full service-wealth partnership.


University of Wisconsin-Whitewater, MBA, Finance; B.A., Accounting

Hobbies and Interests

  • Baseball
  • Boating
  • Cycling
  • Eating Out
  • Exercising
  • Family
  • Golf
  • Sports

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • DIY Investors
  • Living in Retirement

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for providing access to the benefits described here (including being featured on this profile page), subject to these terms. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.