Niraj Chhabra, CFP®, MBA, CLTC, CRPC
Financial Planning for Attorneys
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Sidebar Advisors
Niraj Chhabra, CFP®, MBA, CLTC, CRPC
Ramsey, NJ
Serving Clients Nationwide
Financial Planning for Attorneys
5 out of 5 Stars
Jump to Reviews
Areas of Focus
- Estate Planning
- Financial Life Planning
- Investment Management
- Retirement Planning
- Taxes
About Niraj Chhabra, CFP®, MBA, CLTC, CRPC
Niraj Chhabra is the Managing Director of SideBar Advisors, with over 18 years of financial experience. He founded SideBar Advisors in 2022 after serving as an advisor with Ameriprise Financial, focusing on clients in the legal profession.His mission is to empower attorneys, particularly women lawyers, to overcome unique tax challenges and adjust their financial plans as their careers progress. Not only does he help attorneys with personal finances, but he also teaches CLEs for law firms & bar associations. Additionally, Niraj hosts the SideBar Advisors podcast, where he interviews attorneys with interesting & successful backgrounds.
➕ Interesting Facts
Niraj enjoys brewing beer, running marathons, gardening, and snowboarding. He starts his day with CrossFit, meditation, and reading. In his free time, he enjoys traveling internationally with his family. Niraj and his wife also regularly volunteer with Oasis, a women’s shelter in Northern NJ.
➕ Qualifications
Niraj received his MBA in finance at Rutgers University in 2015. Before, he attended Montclair State University and graduated in 2005 with a bachelor’s in business administration, management, and marketing. He holds the CERTIFIED FINANCIAL PLANNER™ certification, and the Certification in Long-Term Care (CLTC®) and Chartered Retirement Planning Counselor (CRPC®) designations.
Professional Designations
- Certification in Long-Term Care (CLTC)
- CERTIFIED FINANCIAL PLANNER ®
- Chartered Retirement Planning Counselor (CRPC)
- Master of Business Administration (MBA)
Primary Location
500 N. Franklin Turnpike, Ste 206, Ramsey, NJ
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- Percentage of Assets Managed
What to expect in the first meeting
Click 'Book Intro Call' and fill out the form or reach out to schedule. We'll take this time to get to know your goals and review your financial situation, helping you spot any gaps. You’ll also experience the same tools and process we use with our clients, giving you a clear picture of what to expect.Offers Investment Management
Yes
About Sidebar Advisors
Our practice is uniquely focused on attorneys, offering tailored financial advice based on years of experience. Niraj began presenting CLEs on financial planning 15 years ago and has since guided countless lawyers through their distinct financial challenges.We understand that attorneys have varied financial needs:
• In-house lawyers: May need help with stock options and their tax implications.
• Solo practitioners: Require guidance on retirement options for business owners.
• Equity partners: Often need assistance navigating their unique compensation and equity structure, including strategies for deferring earnings.
• Contingency-based attorneys: Face irregular compensation, complicating budgeting and tax planning.
• Newly admitted attorneys: Often struggle to balance student loan repayment with future investing.
Our firm is a trusted resource for lawyers, offering comprehensive financial plans that address tax mitigation, investment solutions, education planning, retirement strategies, student loan repayment, estate planning, insurance guidance, and budgeting.
Investment advisory services are offered through Mariner Platform Solutions, LLC, a SEC registered investment adviser. SideBar Advisors and Mariner Platform Solutions are separate entities.
Education
Niraj received his MBA in finance at Rutgers University in 2015. Before, he attended Montclair State University and graduated in 2005 with a bachelor’s in business administration, management, and marketing.
Hobbies and Interests
- Family
- Gardening
- Reading
- Running
- Snowboarding
- Traveling
SEC Lookup
View DisclosureWho We Serve
- Attorneys
To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
Reached my Goals and Beyond!
✅ Wealthtender Certified Advisor Review™
Oct 8, 2024
I've been working with Niraj and his team for six years. In those 6 years, he has helped me hit all my goals, and then some. Within a year of us working together, Niraj helped me make my first investments, become more knowledgeable about my financial standing, grow my net worth, and buy my condo in Manhattan! Then, within 3 years of working with him, I became confident enough to take bigger risks. For example, I quit my job, traveled the world for 5 months, started my own business, and diversified my portfolio. None of that would have happened if it wasn't for some very transparent and honest conversations with Niraj. He openly lays out all your options and works through every scenario with you so that you get a very good sense of your choices. Definitely an empowering experience that helped open up new possibilities, and propel me forward towards accelerated financial success.
Relationship to Financial Advisor: Client as of Oct 8, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Highly recommend Niraj for practical, goal oriented & trustworthy advice
✅ Wealthtender Certified Advisor Review™
Oct 8, 2024
My husband and I are both lawyers in small firms. Deciding to work with an advisor is a daunting task. Niraj has truly removed the inherent stress by understanding the specific pressures on small firm/solo attorneys. He does an excellent job of balancing advice and discussions between personal and business finances. I feel confident I am in good hands both because Niraj is knowledgeable and because he never loses sight of my family's best interests.
Relationship to Financial Advisor: Client as of Oct 8, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Outstanding Service
✅ Wealthtender Certified Advisor Review™
Oct 3, 2024
The level of professionalism, dedication and knowledge Niraj has shown me, has exceeded my expectations. The education, and advice I have received has been an integral and impactful part of helping us lay a financial foundation for our future. Every step of the way, every question has been answered thoroughly and thoughtfully. He makes time for me, and is prompt and responsive showing that he truly cares about his clients and values their time. I would not hesitate to recommend Niraj to my family, friends or colleagues.
Relationship to Financial Advisor: Client as of Oct 3, 2024
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
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