Shikha Mittra, AIF®, CFP®, CMFC®, CRPS®, PPC®, RMA®,MBA

Princeton, NJ Fiduciary Fee-Only Financial Planner

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Retire Smart Consulting, LLC Shikha Mittra, AIF®, CFP®, CMFC®, CRPS®, PPC®, RMA®,MBA
Princeton, NJ

Serving Clients Nationwide

Princeton, NJ Fiduciary Fee-Only Financial Planner

5 Certified Advisor Reviews™
5 out of 5 Stars
Rate this Advisor

Areas of Focus

  • Education Funding
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Shikha Mittra, AIF®, CFP®, CMFC®, CRPS®, PPC®, RMA®,MBA

Shikha Mittra has over twenty years of industry experience working with top level executives (both in public and private sectors), business owners and self-employed professionals. Previously, she has worked for two major fortune 500 companies and received several awards for her work.

Shikha has been rated as one of top Financial Planners in the Country since 2006. Shikha Mittra has also been rated as of the Best Financial Advisors for Doctors in 2012 by Medical Economics. In 2015, she coauthored the Retirement Section of a handbook for physicians and their advisors, published by CRC.

Work experience

▪️ Coauthor of “Comprehensive Strategies for Physicians and their Advisors”(2015) ( CRC)

▪️ Editor” Finance for Non -finance Majors”(McGraw Hill)

▪️ Teaching Faculty at Rutgers State University, New Brunswick, NJ (present)

▪️ Leadership Council Member of NSBA (National Small Business Association) (2015-2024)

▪️ Regional Board Member of NAPFA (2011 to 2013)

▪️ Board of Directors Leadership Award from NAPFA (2013)

▪️ Board of Trustees of Financial Planning Association of New Jersey Chapter (2008-2011)

▪️ Advisory Board Member of the” Journal of Financial Planning” (2008-2009).

▪️ Speaker at various non-profit events.

▪️ Provide pro bono work to seniors who cannot afford a planner.

A personal CFO:

A personalized touch. We only work with a new client if we can serve them personally.

We invest in tools and technologies that directly help our clients. Not unnecessary personnel that dilute our effectiveness, inflate our operating costs and adversely impact our fees.

We are efficiently supported by hundreds of support staff at custodians, research, and technology partners.

Professional Designations

  • Accredited Investment Fiduciary (AIF)
  • CERTIFIED FINANCIAL PLANNER™ Professional
  • Chartered Retirement Plans Specialist (CRPS)
  • Master of Business Administration (MBA)
  • Professional Plan Consultant (PPC)
  • Retirement Management Advisor (RMA)

Affiliations

  • Fee Only Network
  • National Association of Personal Financial Advisors

Primary Location

103 Carnegie Center, Suite 300 A, Princeton, NJ 08540

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a complimentary meeting. An initial meeting can be held at our office or meet virtually with a video call (or a phone call if you prefer). We welcome the opportunity to discuss our services in more detail with you.

Offers Investment Management

Yes

About Retire Smart Consulting, LLC

Retire Smart Consulting is a fiduciary, fee only, Princeton, New Jersey based firm that provides comprehensive financial planning, retirement planning, and investment management to busy high net worth individuals and small to mid sized business and non-profits. Retire Smart consulting serves clients as a fiduciary and never earns commission of any kind.

Please note we require a $500k minimum for investment management services.

About Us

The bedrock of RETIRE SMART Consulting, LLC is continued education. Our primary focus is to provide clients with conflict free advice so that they can make smart and informed financial decisions.

Our Mission

To find innovative solutions for client needs through professional development and advanced learning.

The Fiduciary Difference

RETIRE SMART Consulting, LLC. is a fee-only, conflict-free, trusted fiduciary firm to clients who value transparency and are looking to partner with a fiduciary, so that they can do more of what they love.

Hobbies and Interests

  • Family

Who We Serve

  • Baby Boomers
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Gen X
  • Intergenerational Families
  • Living in Retirement
  • Physicians
  • Private Foundations & Organizations

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

Write a Review


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Smart! Great counselor, advisor and friend!

✅ Wealthtender Certified Advisor Review™
Mar 7, 2025
Shikha Mittra of RetireSmart Consulting is truly committed to getting us to our financial and personal goals. After nearly 30 years knowing and working with Shikha, I can say with all sincerity that she delivers sound advice, thoughtful and wise financial planning strategies, as well as timely communication.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for M. N.
M. N.

Shikha Mittra Review

✅ Wealthtender Certified Advisor Review™
Feb 28, 2025
Shihka has been my financial advisor for years. and has become a friend to my wife and me. She takes the time to review our financial goals and invest accordingly. To date we have met our retirement needs and we are very pleased with the investment results. We are on our way to live comfortably in retirement and still leave enough for our beneficiaries. We are very pleased.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for MARC
MARC

Trusted Independent Financial Advisor

✅ Wealthtender Certified Advisor Review™
Feb 27, 2025
My wife and I highly recommend Shikha Mittra as a financial advisor. We started working with Shikha approximately 15 years ago, when faced with a significant financial decision. After providing great advice on that matter, she helped us to complete a complete financial plan, help us to invest, and to work with us to successfully achieve our personal and financial goals.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for DS
DS

Offers Expertise and Security

✅ Wealthtender Certified Advisor Review™
Feb 25, 2025
Shikha Mittra manages my portfolio with expertise. She tailors financial plans to my unique needs--that is, she reviews my goals, risk tolerance and changing life circumstances and she reviews them periodically. She is always available to answer my questions and meets with me regularly. She makes me feel secure about my future, giving advice about tax saving strategies, retirement and estate planning as well. She is very knowledgeable and understanding and she has built trust over the past decade with me.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for PM
PM

Shikha Mittra Review

✅ Wealthtender Certified Advisor Review™
Feb 25, 2025
Shikha has been my advisor since 2017. Since then, my portfolio has grown while making yearly RMDs. She has been a friend who shows she cares for clients.
Relationship to Financial Advisor: Current Client
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Avatar for Marc
Marc