Stephen Schulmerich, CFP®, AIF®
Personal advice built around your financial life | Fiduciary | Fee-Only
Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.
Click Here to Learn More
Serving Clients Nationwide
Personal advice built around your financial life | Fiduciary | Fee-Only
Areas of Focus
- 1031 Exchanges
- Business Owners
- Business Transitions
- Buying a House
- Capital Gains
- Caregiving for Parents
- Cash Flow
- Charitable Remainder Trusts
- Choosing a Financial Advisor
- Compensation Planning
- Conscious Investing
- Corporate Retirement Plans
- Delaware Statutory Trusts
- Direct/Personal Indexing
- Employee Benefits
- Employee Stock Options
- Equity Compensation Options
- Estate Planning
- Family and Money
- Financial Planning
- High Net Worth
- High Net Worth Retirement Planning
- Investing
- Investment Management
- Medicare / IRMAA Planning
- Multi-Generational Wealth
- Real Estate Investing
- Retirement Planning
- Roth Conversion Strategies
- Saving
- Social Security Optimization
- Tax-Efficient Planning
About Stephen Schulmerich, CFP®, AIF®
Hi, I'm Stephen Schulmerich. I'm the Owner and Managing Principal of Schulmerich & Associates Asset Management.I lead our team, serving clients across the country from our Longboat Key, Florida office. I'm a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Investment Fiduciary (AIF®) through fi360.
My work brings together portfolio management, retirement-income planning, tax-aware decisions, estate considerations and family priorities. Clients receive direct access to an experienced advisor who knows their circumstances and remains accountable for the relationship.
Outside the office, my priority is spending time with family, and I bring that same relationship-first mindset to how I work with clients — many of whom I've come to know personally over the years.
Professional Designations
- Accredited Investment Fiduciary (AIF)
- CERTIFIED FINANCIAL PLANNER ®
Affiliations
- CFP Board
Primary Location
3030 Grand Bay Blvd, Suite 332, Bldg. 3, Longboat Key, FL 34228
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Commissions
- Fee Based
- Hourly Rate
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to get in touch and schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About Schulmerich & Associates Asset Management
At Schulmerich & Associates Asset Management, we believe that sound financial decisions happen when your investments are deeply connected to the rest of your life. Founded in 1971, our firm has spent more than five decades guiding individuals and families through changing market cycles, shifting tax codes, and major life transitions.As an independent, fee-only Registered Investment Advisor (RIA) based in Longboat Key, Florida, we operate under a strict fiduciary standard. That means our loyalty belongs exclusively to you. We do not sell proprietary products, collect broker commissions, or accept third-party incentives. Our advice is objective, transparent, and designed solely around your goals, risk tolerance, and priorities.
What Defines Our Practice
A Fiduciary Commitment: We sit on the same side of the table as you. Every recommendation—from portfolio construction to tax-aware withdrawal strategies—is driven by what serves your long-term interests best.
Coordinated Wealth Management: We don't view your portfolio in isolation. We integrate investment management with comprehensive retirement projections, tax-aware planning, cash flow modeling, and estate coordination—partnering directly with your CPA and estate attorney when needed.
Living, Dynamic Financial Plans: Every client receives a comprehensive financial plan built on interactive planning technology. We treat your financial plan as an evolving roadmap, continuously revisiting and adjusting it as your life, goals, and circumstances unfold.
Specialized Guidance for Real Estate Transitions: For clients navigating the sale of appreciated investment real estate, we offer guidance on Section 1031 exchanges and evaluate whether fractional ownership via Delaware Statutory Trusts (DSTs) aligns with your broader financial picture.
Direct Access & Personal Attention: You work directly with an experienced, credentialed advisor—led by President and Portfolio Manager Stephen C. Schulmerich, CFP®, AIF®—backed by a dedicated support team that knows you by name and handles day-to-day operations with care.
Whether you are preparing for retirement, managing family wealth, or evaluating a significant liquidity event, our mission is to provide clear stewardship and thoughtful guidance every step of the way.
Investment advisory services are offered through Schulmerich & Associates Asset Management, LLC, a Registered Investment Adviser.
Education
Portland State University, Financial Planning, Business Finance
Hobbies and Interests
- Family
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Couples
- Dual Income Family
- Entrepreneurs
- Families
- Gen X
- Individuals
- Intergenerational Families
- Investors
- Living in Retirement
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
Write a Review
By clicking submit, you acknowledge this review is based on your own experience and reflects your genuine opinion. You also agree to our review policy, privacy policy, and terms and conditions, and give this financial advisor permission to publicly display your review on their website.
Always there for me.
Stephen Schulmerich is Who You Want Managing Your Money!
The Best
My Lifeline
Warm & Personal
We Want Your Voice to be Heard
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
Disclaimers
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.
Please refer to the Wealthtender terms of service and privacy policy for additional information.
If you have questions or if we can assist with anything at all, please contact us by email at support@wealthtender.com or call us at (512) 540 – 3811.
Thank you for visiting Wealthtender and giving us the opportunity to serve you.
© 2026 Wealthtender, Inc.
