Thomas Harnish, AIF®
Retirement Strategies for University Faculty and Professionals
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Retirement Strategies for University Faculty and Professionals
Areas of Focus
- Education Funding
- Employee Benefits
- Estate Planning
- Financial Life Planning
- Investment Management
- Retirement Income Planning
- Retirement Planning
- Social Security Optimization
- Tax-Efficient Planning
- Taxes
About Thomas Harnish, AIF®
Hi, I'm Thomas Harnish. I have built a successful business around service, integrity, and meaningful client relationships. An exceptional listener, I focus on understanding clients' goals and dreams, then creating a plan to pursue the financial future they want and deserve. Whether addressing short-term goals, like buying a vacation home or funding education accounts, or long-term plans, like maintaining an accustomed lifestyle in retirement and leaving a financial legacy to family, I enjoy the process of assisting clients and developing close relationships built on trust, longevity, and loyalty.With a unique niche and long experience serving university clients, I and the Provision Team maintain a proactive approach to service, advising clients and collaborating with a team of specialists to provide exceptional service and value. I started in the financial services industry in 1999, working with my father-in-law, eventually branching out on my own and working as a planner and investment advisor.
I co-founded Evergreen Strategic Partners to have more control over the quality of service and the experience I could provide my valued clients. Provision Wealth Planning is a further step in that direction, pairing the same commitment to personalized service with a renewed and enhanced focus on in-plan services and support for university faculty and professionals.
When not in the office, you'll find me in the kitchen baking and cooking, or on the winding highways enjoying a family road trip. I value our time outdoors, camping and 4-wheeling, or sitting around the campfire sharing s’mores as a family.
Professional Designations
- Accredited Investment Fiduciary (AIF)
Primary Location
324 Harlow Street, Suite B, Bangor, ME 04401
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Based
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a complimentary introductory meeting. We start with a brief call to help us understand your goals and financial concerns. If our service offering aligns with your situation and goals, we'll schedule another call to take a deeper look together and begin your retirement planning process.Offers Investment Management
Yes
About Provision Wealth Planning
Provision Wealth Planning has developed a reputation as a go-to resource for faculty and professionals from area universities. We value lasting relationships and are inspired each day by our clients. With time, energy and a devotion to service, we build and support these relationships.Busy, accomplished professionals count on our experience, insights and support for important financial decisions. From vacations, renovations, solar installation and tax incentives to insurance coverage, estate planning, college savings and retirement planning, we provide independent insights to make informed and confident financial decisions for a lifetime. Our planning approach combines practical, hands-on experience with specialized insights into employer-sponsored plans.
Committed to service, integrity and collaboration, we provide financial clarity and consistent, long-term guidance and support for your investments, your finances, your family and your life. University faculty and professionals have trusted our team to manage assets and coordinate their employer-sponsored plans in support of their financial futures for more than twenty years.
Retirement Strategies Tailored to University Faculty and Professionals
Whether you’re just beginning to consider what comes after your career, approaching retirement, or ready for the next phase of your life, we can help you navigate the process with confidence.
✔️ Tenured Professor, Nearing Retirement
With less than ten years until retirement, you’re concerned about the future. You want tailored guidance on assets, retirement options, lifestyle maintenance, and pending coverage changes to support the smooth transition into retirement.
✔️ Associate Professor, Saving for Retirement
While busy making contributions to your field and striving for a tenured role, you require support to maximize employee benefits, determine the right emergency fund, and select appropriate investments for your eventual retirement.
✔️ University Professional, Nearing Retirement
As you near your peak earning potential, you may not be sure if you've saved enough for retirement or, most importantly, when you'll be able to retire. You're seeking insights into the trajectory of your investments to get on track and retire with confidence.
Wealth Planning As Unique as You Are
Accounting for every aspect of your unique financial life is critical to effective wealth planning. Our approach balances your goals, assets, and existing obligations with investment considerations for personalized financial strategies before retirement and beyond. This is all done against the backdrop of our deep experience working with other faculty and professionals just like you.
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Advisory services offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser. Provision is not affiliated with the University of Maine in any way. The University of Maine does not sponsor this content. Provision does not offer employee benefits to the University of Maine Employees, we offer financial and investment advising services to individuals.
Education
University of Maine
Hobbies and Interests
- Camping
- Cooking
- Family
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Dual Income Family
- Educators
- Gen X
- Government Employees
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