Tom Lo, CFP®, MBA
Financial Planning for Tech Professionals | Fee Only | Fiduciary
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Serving Clients Nationwide
Financial Planning for Tech Professionals | Fee Only | Fiduciary
Areas of Focus
- Cash Flow
- Education Funding
- Employee Benefits
- Equity Compensation Options
- Estate Planning
- Financial Life Planning
- Insurance
- Investment Management
- Retirement Planning
- Taxes
About Tom Lo, CFP®, MBA
My name is Tom Lo and I’m a fee-only financial planner in San Carlos, CA serving clients locally and throughout Silicon Valley.There’s no better place to live and work than right here in Silicon Valley. The fast pace of growth and change is invigorating.
Like you, I’ve struggled with the unique challenges of buying a home, getting ahead in my career, and saving for college. Weighing the options of a commute vs. more square footage is not an easy choice. I’ve wondered how far my income would stretch if my family and I lived anywhere else in the country.
But at the end of the day, I wouldn’t trade it. Just like you haven’t.
After almost 20 years working for companies including eBay, Yahoo!, Intuit, and startups, I made a career change into the financial world as a fee-only financial planner more than a decade ago. I earned my CFP®, spent a few years at a boutique fee-only firm in San Jose, worked 2 1/2 years at a leading wealth management firm in San Francisco, and then left to build the firm I wish had existed when I was working as a tech professional.
My dream is to help other Silicon Valley tech professionals make better choices for their future.
From optimizing RSUs and stock options to building comprehensive financial plans, I love being a part of the transformation that happens when you finally get a plan in place and start achieving your goals.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Master of Business Administration (MBA)
Affiliations
-
Fee Only Network
- Financial Planning Association
- National Association of Personal Financial Advisors
- XY Planning Network
- Financial Planning Association
Primary Location
San Carlos, CA 94070
Video
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Percentage of Assets Managed
What to expect in the first meeting
Click the 'Book Intro Call' button above to schedule a free introductory conversation. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.Offers Investment Management
Yes
About Vested Financial Planning
Vested Financial Planning serves the specific financial planning needs of Gen X and Gen Y Silicon Valley tech professionals.I’ll help you address your planning needs that are unique to your career and the Bay Area, which may include making the most of your employee equity (RSUs, ISOs, NQSOs, ESPP), buying a home, saving for your children’s education, or figuring out how to achieve financial independence. I understand these needs because I worked in Silicon Valley for 20 years at companies including eBay, Yahoo!, Intuit, and startups. I’ve personally experienced the clear need for professional help in achieving your financial goals.
In addition, Vested Financial Planning is a fee-only firm that abides by a fiduciary standard. Fee-only means that I am only paid by you, the client. I don’t get paid through commissions, referral fees or in any other way which minimizes any potential conflicts of interest. Finally, I abide by a fiduciary standard which means that Vested Financial Planning is ethically and legally bound to act in your best interest.
Education
BA, Stanford University | MBA, Darden School of Business, University of Virginia
Hobbies and Interests
- Family
- Sports
SEC Lookup
View DisclosureWho We Serve
- Corporate Executives
- Engineers
- Gen X
- Gen Y / Millennials
- Technology Professionals
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FAQs
FAQ Disclosures
Vested Financial Planning, LLC (“VFP”) is an SEC registered investment advisor. Registration does not imply a certain level of skill or training.
