Zack Gutches, CFP®, CPA
Coordinated Financial Planning, Investments, and Tax Prep for Christian families
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Coordinated Financial Planning, Investments, and Tax Prep for Christian families
Areas of Focus
- Biblical Finance
- Cash Flow
- Investment Management
- Retirement Planning
- Taxes
About Zack Gutches, CFP®, CPA
In oceans of financial advice and advisors, it can feel completely overwhelming to try and find good help, especially as a Christian.I know, because that’s exactly where I was when I set out to find a practice that fit the needs of a Christian family.
My top priorities were faith alignment, all in one taxes and planning, and an emphasis on a long term relationship that would grow with my clients.
When I couldn’t find that anywhere, I knew I was called to build it.
I am incredibly passionate about helping Christian families be excellent with their finances and wisely steward what God has entrusted to each one of them.
If you are a Christian family or individual who is ready to:
• Get clarity with a full-picture plan
• Plot a course to your financial goals
• Guide you through every major milestone and
• Actually enjoy the wealth you build
Schedule a free consultation and see if True Riches is right for your family.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Certified Public Accountant (CPA)
Affiliations
-
CFP Board
- Fee Only Network
- Flat Fee Advisors
- National Association of Personal Financial Advisors
- XY Planning Network
- Fee Only Network
Primary Location
2373 Central Park Blvd Unit 100, Denver, CO 80238
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Annual Retainer
- Fee Only
- Flat Fee
- Offers Advice-Only Services
- Percentage of Assets Managed
- Subscription
What to expect in the first meeting
Click the 'Book Intro Call' button to schedule a complimentary 60-minute discovery meeting where we’ll explore what prompted you to seek ongoing professional fiduciary guidance and what a successful partnership would look like. We’ll also help uncover what’s most important to you and what challenges exist today that you want to resolve. I look forward to speaking with you.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About True Riches Financial Planning
Here's what makes True Riches truly unique:• All-Inclusive Service
• Transparent Flat Fees
• Hands-On Service (40-Client Cap)
• Fiduciary-at-all-times
• Aligned Christian Values
• In-House CPA Expertise
At True Riches, Christian households experience complete coordination of their financial life — from investments, taxes, employer benefits, cash flow, retirement planning, and more — all for one transparent flat fee.
Our clients tend to be:
• New Parents and Growing Families
• Equity Compensated Professionals
• Sales Professionals
• Physicians
• Pre-Retirees
Education
BBA in Finance - Boise State University, BBA in Accountancy - Boise State University
Volunteer Experience
Next Steps Team Volunteer at Red Rocks Church in Colorado
Hobbies and Interests
- Basketball
- Board Games
- Church
- Cooking
- Eating Out
- Exercising
- Family
- Grilling
- Hiking
- Pickleball
- Sports
- Tennis
- Traveling
- Volleyball
- Volunteering
- Working Out
SEC Lookup
View DisclosureWho We Serve
- Christians
- Corporate Executives
- Couples
- Dentists
- Dual Income Family
- Families
- Financial Independence Retire Early (FIRE)
- Gen X
- Gen Y / Millennials
- Physicians
- Sales Professionals
- Technology Professionals
- Widow
- Young Families
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