Are you looking forward to owning your own house? No neighbors connected to your walls, your own private backyard, a place you can paint whatever color you want (without management approval?!) Buying a home can be one of life’s most exciting events, but saving tens of thousands of dollars for a down payment can feel […]
There’s no doubt that the vast majority of ultra high wealth individuals inherited their money. Or were perhaps part of an high-growth, high-tech, start-up situation so unusual that there’s little likelihood of any of us following in their footsteps. There are however a simple set of skills that any of us can develop that will […]
If you’ve tried sticking to a budget, over and over again, but mostly failed, then maybe traditional budgeting techniques just aren’t for you. You don’t have to use your grandmother’s budgeting options, carefully assigning money to each spending category each month, then rigidly sticking to it. Delve into these alternatives to see if any of […]
Many budget hacks save you cents, but some can save you hundreds or even thousands of dollars over time. Try these to make a significant impact on your finances this year. Tax Optimize Everything I’m not here to give you tax advice. I strongly advise you get a professional to do that. And I also […]
➡️ Jump Now to See Support Small Business Quotes Small Businesses are the Heart of America From the locally owned skating rink where every kid in town celebrates at least one birthday to the tire shop that always supports a youth sports team each season, local businesses are the heart of America. According to the […]
If you’re struggling to make ends meet with how high prices surged in recent years, you’re not alone. Sure, year-over-year inflation is sharply down from 9.1 percent a year ago to 3.3 percent last month, but all that means is that prices are going up more slowly. It doesn’t mean prices have gone back down […]
Transforming your personal finances can be done by taking massive action. But that’s not the only way that the average person can impact their personal finances. Simple habits that we’re all capable of developing can also transform finances over time. These habits have a small but significant impact, that really adds up in the long-term. […]
Make a budget and stick to it. This is possibly the most basic, and most regularly repeated, piece of personal finance advice there is. It’s also a very simple concept. There’s a straightforward process for working out your expenses and designing a budget. It’s the ‘stick to it’ bit that’s not so easy. People tend […]
No matter how overwhelming your debt might seem, there are three easy steps you can take to help you get back on track. Assess: How Much Debt Do You Have? You can’t get debt under control until you know exactly what you owe, and what you’re paying back (or not) each month. Not knowing what […]