SG (anonymous) <time itemprop="datePublished" datetime="2024-03-27T13:52:22+00:00">Posted March 27, 2024</time>

Hello! I am a single mom of a 16 years old daughter.

When I got divorced, 15 years ago, I stayed in the apartment we- my ex and I- bought together. I am still in the same apartment and we are relatively comfortable but I would love to buy a small house with a small yard for us (I also have a dog).

I work 30 min driving from where I live but closer to my daughter’s private school. Next school year, my daughter is going away for an academic year to Italy, and I will be by myself. I would like to add that right now I pay mortgage comfortably because I bought this condo in 2007 and I think I could pay it off in less than 10 years but I need to do renovations.

By the way, I am 53 and I will retire at 60 or max 62. My question is: should I buy a house or stay where I am and spend the money on a major renovation? In two years, my daughter will be in college and I am freaking scare of how much people pay. I started having panic attacks- no kidding.

BUT everybody is telling me she will get Financial Aid and Scholarships. She is a very good student and she gets 90% financial aid of the tuition in her private school. I have to add that my apartment, although is old, it is in a good location, near the T, the beach, Boston, and walkable everywhere.

What should I do- brain or heart/happiness?

tamara@greenlifeadvisors.com Answered question May 23, 2024