Daniel Tobias, CFP®

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Passport Wealth Management Daniel Tobias, CFP®
Cornelius, NC

Serving Clients Nationwide

We help people live with passion, turning inspiration into reality.

7 Certified Advisor Reviews™
5 out of 5 Stars
Jump to Reviews

Areas of Focus

  • Employee Benefits
  • Financial Life Planning
  • Investment Management
  • Retirement Planning
  • Taxes

About Daniel Tobias, CFP®

Hi, I'm Daniel Tobias. I’m a second-generation CFP with a passion for helping families achieve financial freedom through strategic and comprehensive financial planning. I work with a wide variety of clients, from retirees to young families to Americans living abroad. My clients include business owners, entrepreneurs, and those in upper management positions at multi-national corporations with complex compensation packages. Some of my clients have specific financial goals in mind, others are looking to create generational wealth and financial freedom as they uncover their own passions for living life to its fullest.

Why Am I A CFP?

My career began in Washington, D.C. with the Federal Deposit Insurance Corporation (FDIC) and later as a management consultant with IBM. Although my work was always interesting, it didn’t inspire me.

Thankfully, my wife was on board with doing something different, and we set a dream to travel the world. Together we made a plan to save for that dream and make our inspiration a reality. After spending years with a singular financial goal, we put our careers on hold and took the plunge. The next thing we knew, we were petting gray whales in Mexico, kicking off a 21-month trip through 50 countries around the globe.

The number one question I’m asked about that trip (even now, nearly 20 years later!) is how we paid for it! When it comes down to it, my career today is about helping others realize their own goals—retirement, travel, education, lifestyle, etc.—and that’s just what I had done for myself. Bringing that experience to my career, to help others do the same, means I no longer have a career…I have a calling.

Today I have 10+ years of experience as a CERTIFIED FINANCIAL PLANNER ™ Professional and have put my family roots down in a place where we do the things we love. Today I have the change to help other families do the same.


Education & Experience

Daniel graduated magna cum laude from The George Washington University with a B.S. in Economics and a B.A. in International Affairs. He has been a National Association of Personal Financial Advisors (NAPFA) certified CFP® Professional since 2014 and has always worked as a fee-only advisor, believing that only by holding himself to the highest standard in the industry can he ask clients for their trust. Daniel has spoken nationally on financial planning practice management and has served on the NAPFA South Regional Board.

Professional Designations

  • CERTIFIED FINANCIAL PLANNER ®

Affiliations

  • Fee Only Network
  • National Association of Personal Financial Advisors
  • XY Planning Network

Primary Location

17505 W. Catawba Ave, Suite 200, Cornelius, NC 28031

Video

Meeting Options

  • Video Conference
  • In-Person
  • Phone

Compensation Methods

  • Fee Only

What to expect in the first meeting

Click the 'Book Intro Call' button above to schedule a free introductory call or an in-person meeting in my Lake Norman office. We'll get to know each other and I'll listen to understand your unique circumstances so we can determine the best way to proceed. I look forward to speaking with you.

Offers Investment Management

Yes

Offers Tax Preparation

Yes

About Passport Wealth Management

Passport Wealth Management is a fee-only client-fiduciary financial planning firm. We believe that the trust of our clients is our most valuable asset. That’s why we hold ourselves to the highest industry standards for transparency.

As a fee-only firm, we are beholden only to our clients – we earn no commissions, fees or kickbacks from anyone. Being a fiduciary means that we always put our clients’ interests ahead of our own, acting with prudence and never misleading clients about investment advice or opportunities. Daniel is required to sign a fiduciary oath.

Our Story

Financial planning matters most when it helps you live the life you deserve. Passport Wealth Management grew out of the personal goal of Daniel Tobias, who dreamed of taking a long-term trip around the world.

After years of dedicated saving and effective financial management, he and his wife spent 21 months traveling the world. The experience proved to be more than a trip, it was a tipping point that gave Daniel his passion to pursue a career in financial planning.

We believe that effective financial management, planning, and advice can be your passport to achieve whatever your financial dreams may be.

Our Services

Investment Management: Investment management that reflects your lifestyle.

Retirement Planning: Getting a clearer picture of retirement with data and support.

Tax Efficient Investing: Make a difference in the way your assets are taxed by the government.

ESG Investing: Seeking out funds that make use of ESG data.

Factor Based Investing: An evidence-based approach to holistic financial planning and investment management.

Education

The George Washington University, Bachelor of Science in Economics; Bachelor of Arts in International Affairs

Hobbies and Interests

  • Camping
  • Cycling
  • Exercising
  • Family
  • Hiking
  • Traveling

Who We Serve

  • Airline Pilots
  • Americans Living Abroad
  • Baby Boomers
  • BIPOC
  • Business Owners
  • Corporate Executives
  • Dual Income Family
  • Expats
  • Families
  • Financial Independence Retire Early (FIRE)
  • Gen X
  • Gen Y / Millennials
  • Healthcare Professionals
  • Intergenerational Families
  • LGBTQ Couples
  • Living in Retirement
  • Non-Traditional Clients
  • Parents
  • Single Women
  • Travel Lovers
  • Widow
  • Women in Transition
  • Young Families

To make Wealthtender free for readers, we earn a nominal monthly fee from financial advisors and firms in exchange for marketing services (including being featured on this profile page), subject to terms of use. This compensation creates a natural conflict of interest when we favor their promotion over others. Wealthtender is not a client of these advisors or firms. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.

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My Peace of Mind money manager

✅ Wealthtender Certified Advisor Review™
Jun 16, 2025
Passport Wealth Management has been my peace of mind money manager. They were thorough in exploring my financial needs when we were first in contact and have been very attentive to any questions or issues I've had since. The company has also worked very smoothly with my accountant on an as needed basis. I don't worry about my money with the attention and care I've received from them.
Relationship to Financial Advisor: Client as of Jun 16, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: client for > 1yr
Avatar for Dru McCutchenHotz
Dru McCutchenHotz

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 12, 2025
I trust Passport Wealth Management with all aspects of my family's finances. My previous wealth management company just managed our investments, but PWM is involved in all aspects of our financial health which is very much appreciated. It is such a relief knowing that somebody is looking out for us and that I can contact them for advice as needed. Their level of service is unparalleled.
Relationship to Financial Advisor: Client as of Jun 12, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: this client has been a client for >1yr
Avatar for Jen Campbell Boles
Jen Campbell Boles

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 12, 2025
I've had the pleasure of working with Dan Tobias and Passport Wealth Management for several years now, and I can confidently say he is the best! Dan is thoughtful, highly knowledgeable, and consistently provides outstanding customer service and genuinely cares about his clients. One of his greatest strengths is his deep understanding of tax strategies and estate planning, which has brought tremendous value to me and my family. He takes the time to truly understand my financial business inside and out, offering personalized advice that’s tailored to my specific needs and goals. While he's not part of a “large” firm, I actually see that as a major advantage—the level of personal attention and care he provides is second to none. I’m incredibly grateful to have him on my team and highly recommend him to anyone looking for a trusted financial partner.
Relationship to Financial Advisor: Client as of Jun 12, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: client for > 1yr
Avatar for David Beddingfield
David Beddingfield

5 Stars

✅ Wealthtender Certified Advisor Review™
Jun 4, 2025
I’ve been a client of Passport Wealth Management for more than 3 years. I am so grateful for the personalized experience my family gets there. I really appreciate having a financial planner that helps set me up for success while also ensuring I’m a partner in the process. I feel like I’m more educated in the various aspects affecting my finances while also having the full support of an expert CFP. Thanks to Passport I have better control of my financial well being and am confident in my financial future. I would highly recommend PWM for anyone looking for financial planning services.
Relationship to Financial Advisor: Client as of Jun 4, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Reviews only accepted from clients after 1 year of service.
Avatar for Ruston Dickens
Ruston Dickens

Caring and Responsive

✅ Wealthtender Certified Advisor Review™
Jun 2, 2025
From our first meeting Dan has taken the time to get to know us, our financial situation and our life goals. We never feel rushed or that the clock is ticking when we meet with him and he always responds quickly to our requests or desire to meet. When we first met with him he made sure that he fully understood our risk tolerance, current financial situation and desired lifestyle. He then created a plan to meet our goals, which he then went over with us and insured that we had no questions or unresolved concerns. During regularly recurring meetings he asks all the right questions so that he stays updated on changes in our lives and goals. He then discusses financial considerations and how they will be affected by changes in our lifestyle, spending desires and family needs. We have had other advisors before going to Dan. Most any competent investment advisor can properly allocate clients holdings to appropriate funds or engage in tax planning. The difference with Dan has been his low stress approach and his ability to get to know the our personal needs and goals and then help plan our finances to meet those goals and plans.
Relationship to Financial Advisor: Client as of Jun 2, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Reviews only accepted from clients after 1 year of service.
Avatar for Victor Lessoff
Victor Lessoff

5 Stars

✅ Wealthtender Certified Advisor Review™
May 31, 2025
Dan and the team offer detailed information in a friendly and comprehensive manner.
Relationship to Financial Advisor: Client as of May 31, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Reviews only accepted from clients after 1 year of service.
Avatar for Andrew Provencher
Andrew Provencher

5 Stars

✅ Wealthtender Certified Advisor Review™
May 30, 2025
I have used Daniel Tobias services since he founded PWM and have been very satisfied with the services provided. They have helped me invest and plan for my future in a way that I am comfortable with. I would highly recommend this firm.
Relationship to Financial Advisor: Client as of May 30, 2025
Compensation: This reviewer received no compensation for this review.
Conflicts of Interest: There are no material conflicts of interest.
Disclosure: Reviews only accepted from clients after 1 year of service.
Avatar for Diana Metts
Diana Metts