Townsend Financial Planning
Townsend Financial Planning
Lexington, KY
Serving Clients Nationwide
Comprehensive financial planning backed by exceptional service.
5 out of 5 Stars
Rate this
Firm
Primary Advisor Locations
Townsend Financial Planning
Melody Townsend, CFP®
Nick Bailey, CFP®
Locations
📍 710 East Main Street, Lexington, KY, USA
📍 36 East Main Street, Mt Sterling, KY 40353
📍 7508 New LaGrange Road, Suite 6, Louisville, KY 40222
Compensation Methods
- Advice-Only
- Fee Only
- Flat Fee
- One-time Financial Plan
- Package Offers
- Percentage of Assets Managed
About Townsend Financial Planning
While there are countless advantages to engaging a knowledgeable financial advisor, our clients say the most significant value Townsend Financial Planning provides is peace of mind.From college and retirement planning to investment allocation and cash flow projections, TFP manages the technical aspects to mitigate financial risk and position you for long-term success. Regardless of financial goals or stage of life, our advisors walk hand-in-hand with each client to navigate their financial journey.
FEE-ONLY CERTIFIED FINANCIAL PLANNER™ Professionals
Engaging a fee-only CERTIFIED FINANCIAL PLANNER™ is a huge benefit to TFP clients. With no conflicts of interest to sell a certain commission-based product line, we are free to serve with transparency, plan with no hidden charges, and do what is best for our clients every single time.
OUR FIDUCIARY RESPONSIBILITY
As a fiduciary, TFP puts the client’s best interests above all else. It is our ethical duty to recommend investments and strategies that best support a client’s individual circumstances and financial goals, which is why all our advisors are CERTIFIED FINANCIAL PLANNER™ professionals.
Top 5 Reasons People Choose Townsend Financial:
1️⃣ Trust
2️⃣ Personal Service
3️⃣ Above & beyond approach
4️⃣ Professional & friendly team
5️⃣ Belief system/ value alignment
We are here to help.
Whether you’re ready to get started or just interested in learning more, we are here for you. Simply tell us a little bit about yourself, and we will put you on the right financial path.
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View DisclosureWho We Serve
- Baby Boomers
- Couples
- Dual Income Family
- Educators
- Entrepreneurs
- Families
- Gen X
- Gen Y / Millennials
- Government Employees
- Individuals
- Intergenerational Families
- Living in Retirement
- Parents
- Single Women
- Widow
- Women in Transition
- Women Professionals
- Women’s Finance
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Write a Review
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Nic Bailey
✅ Wealthtender Certified Advisor Review™
February 24, 2025
Just wanted to say Nic has done a nice job with my retirement account. Looking forward to working with him through the next few years!
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
Nick Bailey
✅ Wealthtender Certified Advisor Review™
February 22, 2025
Nick is always pleasant and is a pleasure to work with. Very smart and has helped us in growing our financial position. Highly recommend!
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
Melody Townsend
✅ Wealthtender Certified Advisor Review™
February 22, 2025
Melody is the best! She’s very personable and caring, making sure you feel as you are part of her family.
She and her team have made our financial position better than we have ever expected. I would give 10 stars if I could!
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
February 21, 2025
Townsend Financial Planning has given us nothing but wise and sound advice. They are very personable and have made our lives a lot less stressful by their careful and insightful planning. We are very pleased with Melody and her team. They’re the best!
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
Extremely knowledgeable and great advisor
✅ Wealthtender Certified Advisor Review™
February 21, 2025
Melody originally helped us consolidate all our retirement accounts from several previous employers. From that initial work, we entrusted her to manage all our retirement accounts. I actually thought I knew what I needed to about retirement accounts to ensure we maximized our investments, but regular talks with her have confirmed that working with an expert really makes all the difference in maximizing returns and planning for retirement as soon as possible. We are very grateful for the services Melody and her team provide!
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
February 20, 2025
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Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
February 20, 2025
Townsend Financial Planning has been a godsend for us. They helped us plan for retirement while we were working and are helping us navigate our retirement years with confidence. Everyone on the team is professional and makes us feel like we are the best hands!!
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
5 Stars
✅ Wealthtender Certified Advisor Review™
February 20, 2025
We are very thankful for the wise advice and prudent guidance we receive from Townsend Financial Planning. There is no doubt our financial position is much better because of their close monitoring of our accounts and direction provided. We could not recommend them more highly.
Relationship to Financial Advisor:Current Client
Compensation:This reviewer received no compensation for this review.
Conflicts of Interest:There are no material conflicts of interest.
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