Sandhya Gopal, CDFA ®
Enabling Women to Make Math-Driven Decisions for Life Transitions | Fee-Only
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Serving Clients Nationwide
Enabling Women to Make Math-Driven Decisions for Life Transitions | Fee-Only
Areas of Focus
- Cash Flow
- Divorce Financial Planning
- Financial Life Planning
- Investing
- Taxes
- Women & Wealth
About Sandhya Gopal, CDFA ®
Hi, I'm Sandhya Gopal. Before founding SpendItRight, I led planning and complex financial modeling in global corporate leadership roles at Schlumberger. That analytical background shapes how I work with clients today - focused on clarity, trade-offs and long-term scenario modeling.But my most important financial lessons didn’t come from a boardroom.
My work became more personal after navigating my own divorce and rebuilding financial stability as a single parent. I understand firsthand the complexities of balancing a demanding career with family priorities while navigating major life changes.
I founded SpendItRight to help women make financial decisions with clarity during life transitions. My experience informs how I help clients make life-altering emotional financial decisions with confidence rather than guesswork.
Today, I bring the analytical rigor and emotional clarity to real-life financial decisions. I believe clarity creates autonomy. Math is the path to autonomy.
My goal is to help you find your footing, find your math, and find your freedom.
Professional Designations
- Certified Divorce Financial Analyst (CDFA)
- Certified Financial Education Instructor (CFEI)
Affiliations
-
Institute for Divorce Financial Analysts
- National Association of Personal Financial Advisors
- National Financial Educators Council
- XY Planning Network
- National Association of Personal Financial Advisors
Primary Location
Houston, TX 77055
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Fee Only
- Flat Fee
- Hourly Rate
What to expect in the first meeting
If you’re facing an important financial decision and aren’t sure what to do next, this brief conversation is a starting point. We’ll discuss your situation and determine whether a Quick Clarity Session or CDFA® analysis or a different approach is the right fit.Offers Investment Management
Yes
About SpendItRight LLC
Many women I work with are afraid of making a "wrong" financial decision - one that could impact the rest of their lives.I help replace financial anxiety with math and engineer-level analysis so decisions feel grounded, not overwhelming.
I founded SpendItRight, a Registered Investment Advisor in Texas, to provide objective, transparent, on-demand financial guidance. I am also a Certified Divorce Financial Analyst. I bring my corporate planning discipline to personal finance, to help my clients move from guesswork to informed action, using scenario-based analysis and objective data.
The SpendItRight Approach
✔️ Analytical Rigor: I don't just give advice; I model scenarios. My background as an engineer and corporate leader means we look at trade-offs, timing, and long-term consequences using clear decision frameworks before decisions are finalized.
✔️ Lived Experience: I’ve navigated complex financial decisions personally and professionally. My role is to provide steady, objective guidance when emotions run high.
Ready for the Next Step? Whether you are navigating a major life transition or divorce - let’s look at the math.
The 80-minute Quick Clarity Session is designed for exactly this. Get unstuck with a flat fee 80-minute deep-dive session. Solve your toughest financial math - no long-term commitment required.
Education
University of Houston, Masters in Finance | The Ohio State University, M.S., Industrial Engineering
Hobbies and Interests
- Family
- Hiking
- Traveling
- Writing
SEC Lookup
View DisclosureWho We Serve
- Divorce
- Single Women
- Widow
- Women in Transition
- Women Professionals
- Women’s Finance
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