Grant Webster, CFP®, TPCP®
Flat Fee Advisor for People Aged 50+ with $2 million+
Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.
Click Here to Learn More
Serving Clients Nationwide
Flat Fee Advisor for People Aged 50+ with $2 million+
Areas of Focus
- Estate Planning
- Financial Life Planning
- High Net Worth
- Investment Management
- Retirement Planning
- Tax-Efficient Planning
- Taxes
- Withdrawal Sequencing
About Grant Webster, CFP®, TPCP®
Hi, I'm Grant Webster 👋I founded Arcadia Private Wealth in early 2026 after 18 years in the wealth management industry, most recently as a Partner of one of the largest Registered Investment Advisors (RIAs) in the country. I grew uncomfortable with the industry standard “1% of assets” fee structure. For clients with larger investment portfolios (whom I work with), the traditional percentage-of-assets fee structure compounded against them. Families with larger portfolios were paying multiples more in fees — sometimes two or three times as much — for advice that required the same work, the same planning, and the same attention.
Arcadia Private Wealth operates on a flat annual fee of $18,000 — the same for every client, regardless if your investment portfolio is $2 million, $5 million or $10 million. No percentage of assets. No commissions.
We are one of only a few firms in the country offering wealth management for a simple fixed fee AND specializing in retirement and tax planning.
We help our clients:
⮕ Reduce lifetime taxes
⮕ Manage low cost, tax-aware & evidence-based investment portfolios
⮕ Make work optional and retire on their terms
If you're looking for a financial advisor who is genuinely on your side, without the costly 1% model, I'd welcome a conversation.
On a Personal Note
When I'm not serving my clients, I'm usually somewhere near the coast in San Diego (office is in Encinitas, CA and home is in Carlsbad, CA), spending time with friends, playing squash and firing up the BBQ. I enjoy writing about the markets and financial planning and have been featured in The Wall Street Journal, Forbes, InvestmentNews, and CNBC. My greatest joy in life is spending time with my beautiful wife, Natalie, and our two amazing daughters Gia and Demi.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Tax Planning Certified Professional (TPCP)
Affiliations
-
CFP Board
- Fee Only Network
- Financial Planning Association
- Flat Fee Advisors
- National Association of Personal Financial Advisors
- XY Planning Network
- Fee Only Network
Primary Location
120 Birmingham Dr, Suite 240C, Cardiff by the Sea, CA, 92007
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Annual Retainer
- Fee Only
- Flat Fee
What to expect in the first meeting
Click the Book Intro Call button above to schedule a "Getting to Know You" Meeting. This introductory meeting will give us a chance to learn more about one another and determine if we are a good fit to work together. This meeting can be through Zoom or in-person at our San Diego, CA office.Offers Investment Management
Yes
About Arcadia Private Wealth LLC
Arcadia Private Wealth is a flat fee fiduciary financial advisory firm dedicated to helping individuals aged 50+ achieve a secure, tax-efficient retirement.We specialize in retirement planning and investment management, combining tax planning, retirement income optimization, Social Security timing, and estate optimization to deliver personalized advice.
If you have questions like:
▪️ When can I actually retire — and will my money last?
▪️ How do I turn my retirement savings into income that I can’t outlive?
▪️ How do we protect the wealth we built and make sure it goes to the right people?
▪️ Are my investments optimally built for retirement — or too aggressively allocated?
▪️ Where do I pull money from first? 401(k), IRA, Social Security, after-tax?
▪️ Am I paying my advisor too much in AUM fees?
▪️ How will Required Minimum Distributions (RMDs) increase my taxes?
Then you might be a good fit for our firm.
As CFP® and TPCP® Professionals, our goal is to empower retirees and near‐retirees to minimize tax burdens, manage investment risk through volatile markets, and generating sustainable income in retirement.
We are based in the beach town of Encinitas (in San Diego, CA), and serve clients nationwide.
About You
At Arcadia, our focus is on serving two specific client segments: those navigating life in retirement, and those who have nearly reached financial independence—often between ages 50 and 70—yet continue working because they still enjoy their careers.
Our typical client...
▪️ Doesn’t want to go through retirement alone
▪️ Has an investment portfolio between $2 million and $10 million
▪️ Is retired or within 10 years of retirement
▪️ Wants coordinated retirement, investment, & tax planning without paying a percentage-of-assets (AUM) fee
Flat Fee Financial Planning & Investment Management
Arcadia’s fee structure is simple, fair, and transparent. Our flat fee of $18,000 per year ($4,500 per quarter) includes investment management & financial planning.
Click the Book Intro Call button above and let's see if we're a fit to work together.
Education
San Diego State University, MSBA, Financial & Tax Planning | University of Arizona, BA, Business Administration with Finance Emphasis
Hobbies and Interests
- Family
- Writing
SEC Lookup
View DisclosureWho We Serve
- Baby Boomers
- Business Owners
- Corporate Executives
- Couples
- Dual Income Family
- Gen X
- Individuals
- Intergenerational Families
- Investors
- Living in Retirement
- Physicians
- Widow
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
We Want Your Voice to be Heard
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
Disclaimers
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.
Please refer to the Wealthtender terms of service and privacy policy for additional information.
If you have questions or if we can assist with anything at all, please contact us by email at support@wealthtender.com or call us at (512) 540 – 3811.
Thank you for visiting Wealthtender and giving us the opportunity to serve you.
© 2026 Wealthtender, Inc.
